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Chat Area => General Discussion Area => Topic started by: STMO123 on 21 August 2012, 13:31:59

Title: Apparently, one third of drivers....
Post by: STMO123 on 21 August 2012, 13:31:59
......in the West Midlands and West Yorkshire, dont understand the law regarding car insurance. I'll bet they could fill out a benefits form with their eyes closed. Are we seriously expected to believe that these tossers are ignorant of the law? They certainly know about their human rights. Grrrrrrrrrrr >:(
Title: Re: Apparently, one third of drivers....
Post by: cem_devecioglu on 21 August 2012, 13:45:46
what happened STMO ?  ???
Title: Re: Apparently, one third of drivers....
Post by: Field Marshal Dr. Opti on 21 August 2012, 13:49:57
what happened STMO ?  ???


Nothing, Cem. :y

He's a miserable old bastard at the best of times. ;D ;D ;)
Title: Re: Apparently, one third of drivers....
Post by: STMO123 on 21 August 2012, 14:03:00
what happened STMO ?  ???
The police are having a crackdown on uninsured drivers, Cem. It is costing the rest of us millions in insrance premiums. These two areas have a population high in immigrants from Asia and, of course, they're not law breakers, they just don't understand the law.  ::)
Title: Re: Apparently, one third of drivers....
Post by: cem_devecioglu on 21 August 2012, 14:13:26
what happened STMO ?  ???
The police are having a crackdown on uninsured drivers, Cem. It is costing the rest of us millions in insrance premiums. These two areas have a population high in immigrants from Asia and, of course, they're not law breakers, they just don't understand the law.  ::)

hmmm.. I see I just put my finger on a wound :-X
Title: Re: Apparently, one third of drivers....
Post by: cleggy on 21 August 2012, 14:30:59
what happened STMO ?  ???
The police are having a crackdown on uninsured drivers, Cem. It is costing the rest of us millions in insrance premiums. These two areas have a population high in immigrants from Asia and, of course, they're not law breakers, they just don't understand the law.  ::)

Only one of them has ever passed a driving test, thousands of times under different names  ::) ;) ;) ;D
Title: Re: Apparently, one third of drivers....
Post by: Elite Pete on 21 August 2012, 14:43:38
And they buy £100 cars, drive them around for 6 months until they get stopped, the cars taken off them and crushed and then they buy another £100 car. Much cheaper doing it that way than paying £2000 for insurance >:(
Title: Re: Apparently, one third of drivers....
Post by: I_want_an_Omega on 21 August 2012, 14:47:56
Lunchtime news featured mobile, on-line, finger-print readers being used by the Police. Hopefully this will help the Police process them a but quicker.

I'm always gobsmacked that the fine for no insurance is such a small amount compared to an insurance premium. Ok, there are points as well, but a £200 fine is very tempting ...............
Title: Re: Apparently, one third of drivers....
Post by: dbug on 21 August 2012, 15:24:14
Seems to me to be cheaper in some instances to pay a small fine and buy another £100 car >:(

Where's the deterrent in that - they should loose their car, pay a fine and pay a courts estimate of the cost of insurance they have neglected to pay!!  That might also give them some understanding of the law  :y
Title: Re: Apparently, one third of drivers....
Post by: markrnorton on 21 August 2012, 15:25:46
Lunchtime news featured mobile, on-line, finger-print readers being used by the Police. Hopefully this will help the Police process them a but quicker.

I'm always gobsmacked that the fine for no insurance is such a small amount compared to an insurance premium. Ok, there are points as well, but a £200 fine is very tempting ...............

Fines should be more as points on a 'non-existant' driving licence are meaningless. Bloody insurance cost a fortune now, especially for the younger. My son was quoted £4500 for a 1.1 fiat seicento.  :D
Title: Re: Apparently, one third of drivers....
Post by: aaronjb on 21 August 2012, 15:26:53
First strike fine, second strike and you lose your license (if you had one, otherwise skip this step), three strikes and it's jail time and/or deportation. Job done.
Title: Re: Apparently, one third of drivers....
Post by: Varche on 21 August 2012, 16:23:27
I picked up on two amazing "facts". First is 1.2 million driving without insurance. - I still can't see why it cannot be made law to carry insurance and display MOT validity in window like most other countries do. Having said that I suspect that each other EU country will have a similar amount of uninsured drivers too. If you have a prang there and then on the spot you can ask for the other drivers details. No details avalable then just call the police.

Second fact was that the aiuthorities are just about to seize their one MILLIONTH vehicle maybe as soon as today. That is one heck of a lot of £100 cars!!
Title: Re: Apparently, one third of drivers....
Post by: dbug on 21 August 2012, 16:29:49
I picked up on two amazing "facts". First is 1.2 million driving without insurance. - I still can't see why it cannot be made law to carry insurance and display MOT validity in window like most other countries do. Having said that I suspect that each other EU country will have a similar amount of uninsured drivers too. If you have a prang there and then on the spot you can ask for the other drivers details. No details avalable then just call the police.

Second fact was that the aiuthorities are just about to seize their one MILLIONTH vehicle maybe as soon as today. That is one heck of a lot of £100 cars!!

Seized today :y
Title: Re: Apparently, one third of drivers....
Post by: Kevin Wood on 21 August 2012, 16:36:55
IMHO, we should have strictly per-car insurance policies. If it's insured, it's on the MID, and the driver is insured for the minimum legal cover, whoever that be. If it's not insured, it can only be on the road on trade plates.

That way, anything stopped by ANPR with no insurance goes straight into the crusher. No its, no buts.

.. and yes, penalties for driving without insurance haven't really kept pace with the seriousness of the offence. ::)
Title: Re: Apparently, one third of drivers....
Post by: Elite Pete on 21 August 2012, 16:43:23
I think the problem is trying to prove that the person is who they say they are. Most of the scum from this country can be traced on the PNC whereas the scum from over the water can give false names and addresses and unless they've been caught before they can get away with it >:(
Title: Re: Apparently, one third of drivers....
Post by: STMO123 on 21 August 2012, 16:59:51
I think the problem is trying to prove that the person is who they say they are. Most of the scum from this country can be traced on the PNC whereas the scum from over the water can give false names and addresses and unless they've been caught before they can get away with it >:(
Yeah. Cutting down on police nummbers will help, won't it?


I can feel one of my turns coming on >:(
Title: Re: Apparently, one third of drivers....
Post by: STMO123 on 21 August 2012, 17:00:57
Typing on my phone. Nearly put turds instead of turns there ;D
Title: Re: Apparently, one third of drivers....
Post by: Elite Pete on 21 August 2012, 17:06:51
Typing on my phone. Nearly put turds instead of turns there ;D

That doesn't surprise me, your full of it anyway :P ;D ;D
Title: Re: Apparently, one third of drivers....
Post by: cam2502 on 21 August 2012, 17:12:40
Typing on my phone. Nearly put turds instead of turns there ;D




 ;D ;D ;D
Title: Re: Apparently, one third of drivers....
Post by: bored bigyin54 on 21 August 2012, 17:25:03
what happened STMO ?  ???
The police are having a crackdown on uninsured drivers, Cem. It is costing the rest of us millions in insrance premiums. These two areas have a population high in immigrants from Asia and, of course, they're not law breakers, they just don't understand the law.  ::)
they understand it better than us they know all the tricks mate >:( >:( >:(
Title: Re: Apparently, one third of drivers....
Post by: bored bigyin54 on 21 August 2012, 17:27:35
I picked up on two amazing "facts". First is 1.2 million driving without insurance. - I still can't see why it cannot be made law to carry insurance and display MOT validity in window like most other countries do. Having said that I suspect that each other EU country will have a similar amount of uninsured drivers too. If you have a prang there and then on the spot you can ask for the other drivers details. No details avalable then just call the police.

Second fact was that the aiuthorities are just about to seize their one MILLIONTH vehicle maybe as soon as today. That is one heck of a lot of £100 cars!!
they want to put it on number plates like they do in germany they got mot and tax on them :y :y
Title: Re: Apparently, one third of drivers....
Post by: STMO123 on 21 August 2012, 17:34:07
I picked up on two amazing "facts". First is 1.2 million driving without insurance. - I still can't see why it cannot be made law to carry insurance and display MOT validity in window like most other countries do. Having said that I suspect that each other EU country will have a similar amount of uninsured drivers too. If you have a prang there and then on the spot you can ask for the other drivers details. No details avalable then just call the police.

Second fact was that the aiuthorities are just about to seize their one MILLIONTH vehicle maybe as soon as today. That is one heck of a lot of £100 cars!!
they want to put it on number plates like they do in germany they got mot and tax on them :y :y

Not sure that's a good idea. We would all end up paying for it and it would only be detected when a copper looked at the plate. ANPR is supposed to do that already.
Of course some people would make a fortune counterfeiting the plates.
Title: Re: Apparently, one third of drivers....
Post by: cleggy on 21 August 2012, 17:37:49
To my iternal shame I drove for nearly a year without insurance :(

It was a genuine mistake on my part, I thought the insurance had renewed automatically and taken my premium via direct debit as usual, it hadn't.   >:( >:(

When I discovered the fact I was mortified thinking about what could have happened if I had caused an accident or worse seriously injured somebody, or my passengers. >:( >:(

I always make sure that will never happen again :y :y :y

It's the bastard that don't care, all I can say is that they must have no conscience, should be shot in front........ :y :y
Title: Re: Apparently, one third of drivers....
Post by: cem_devecioglu on 21 August 2012, 19:07:05
First strike fine, second strike and you lose your license (if you had one, otherwise skip this step), three strikes and it's jail time and/or deportation. Job done.

programmer logic ;D ;D
Title: Re: Apparently, one third of drivers....
Post by: Vamps on 21 August 2012, 22:21:32
Lunchtime news featured mobile, on-line, finger-print readers being used by the Police. Hopefully this will help the Police process them a but quicker.

I'm always gobsmacked that the fine for no insurance is such a small amount compared to an insurance premium. Ok, there are points as well, but a £200 fine is very tempting ...............

Fines should be more as points on a 'non-existant' driving licence are meaningless. Bloody insurance cost a fortune now, especially for the younger. My son was quoted £4500 for a 1.1 fiat seicento.  :D

We went the Admiral Multi Car route to help Master Vamps get on his way, 2 years later we are about to review this as although it pulled his premium down a lot, both of ours went up.. ::)  With 2 years no claims he is getting quotes sub £1k so is likely to be on his own, I have been shopping around, just waiting for the renewal to come through to compare..... :)
Title: Re: Apparently, one third of drivers....
Post by: paul.lovejoy on 21 August 2012, 22:27:37
I picked up on two amazing "facts". First is 1.2 million driving without insurance. - I still can't see why it cannot be made law to carry insurance and display MOT validity in window like most other countries do. Having said that I suspect that each other EU country will have a similar amount of uninsured drivers too. If you have a prang there and then on the spot you can ask for the other drivers details. No details avalable then just call the police.

Second fact was that the aiuthorities are just about to seize their one MILLIONTH vehicle maybe as soon as today. That is one heck of a lot of £100 cars!!
they want to put it on number plates like they do in germany they got mot and tax on them :y :y

Not sure that's a good idea. We would all end up paying for it and it would only be detected when a copper looked at the plate. ANPR is supposed to do that already.
Of course some people would make a fortune counterfeiting the plates.

dey can do dat cant dey  ::) ::) :)
Title: Re: Apparently, one third of drivers....
Post by: bored bigyin54 on 22 August 2012, 00:00:39
not in germany the plates are made of metal and the the sticker are put on by the local traffic office so not a chance to fake them :y :y
Title: Re: Apparently, one third of drivers....
Post by: Andy B on 22 August 2012, 00:09:52
..........
 My son was quoted £4500 for a 1.1 fiat seicento.  :D

A mere £900 for my 23 yr old daughter on the same car.  ??? ??? ??? The bl00dy car was only £1500




While my son was fined a mere £180 for driving his mate's mum's car without insurance ...... hardly a deterrent!  ??? ???
Title: Re: Apparently, one third of drivers....
Post by: Kevin Wood on 22 August 2012, 09:57:32
I think the problem is trying to prove that the person is who they say they are. Most of the scum from this country can be traced on the PNC whereas the scum from over the water can give false names and addresses and unless they've been caught before they can get away with it >:(

Exactly. That's why I say it should be on the car. Car not insured? Driver guilty, whoever they say they are. They can find out who they really are when they get to the nick.
Title: Re: Apparently, one third of drivers....
Post by: Auto Addict on 22 August 2012, 10:12:44
......in the West Midlands and West Yorkshire, dont understand the law regarding car insurance. I'll bet they could fill out a benefits form with their eyes closed. Are we seriously expected to believe that these tossers are ignorant of the law? They certainly know about their human rights. Grrrrrrrrrrr >:(

That's why insurance premiums are so high around here >:(