Omega Owners Forum

Chat Area => General Car Chat => Topic started by: omega3000 on 16 January 2013, 06:35:02

Title: Insurance
Post by: omega3000 on 16 January 2013, 06:35:02
Ive been up since 4.30  :D So thought i would set up my insurance for the pug .. Now i got it £160 cheaper than for the elite  :D :D :D plus a free meercat  :P  :y

Butterflies did not increase the quote  ;)
Title: Re: Insurance
Post by: Field Marshal Dr. Opti on 16 January 2013, 11:34:42
Mrs Opti's Corsa 1.2 cost £103 fully comp with myself as a named driver.

She also received a meerkat/meercat... :P :P


.....her briefly-owned Mazda RX-8 cost £180 ish.
Title: Re: Insurance
Post by: Stallion on 16 January 2013, 12:02:04
Either of those prices il gladly take anyday Opti. But my quotes are on the other end of the 3 figures  :)
Title: Re: Insurance
Post by: ozzycat on 16 January 2013, 12:02:25
 :D :D :D :D :D beter get them off soon or STMO123 will be after your tush ;D ;D ;D ;D
Title: Re: Insurance
Post by: aaronjb on 16 January 2013, 13:28:58
I did some insurance quotes last night as it's up for renewal next year.. last year I paid £645 for both cars (then the MR2 Roadster and Omega) - this year looks like £780 for both cars (now the E46 M3 and Omega). Not bad, better than I expected anyway!
Title: Re: Insurance
Post by: dbug on 16 January 2013, 15:36:17
Ive been up since 4.30  :D So thought i would set up my insurance for the pug .. Now i got it £160 cheaper than for the elite  :D :D :D plus a free meercat  :P  :y

Butterflies did not increase the quote  ;)

Good result mate, especially getting a free meercat as well ;) ;) :y
What do you feed it on?
Title: Re: Insurance
Post by: Lizzie_Zoom on 16 January 2013, 15:40:17
Ive been up since 4.30  :D So thought i would set up my insurance for the pug .. Now i got it £160 cheaper than for the elite  :D :D :D plus a free meercat  :P  :y

Butterflies did not increase the quote  ;)

That's all? :o :o :o 

I would have thought the difference would be a lot more.  Driving a 3 litre must be considerably more of a risk for an insurance company than a 1.1, I would have thought. ::) ::) ::) ;)
Title: Re: Insurance
Post by: omega3000 on 16 January 2013, 19:22:44
Ive been up since 4.30  :D So thought i would set up my insurance for the pug .. Now i got it £160 cheaper than for the elite  :D :D :D plus a free meercat  :P  :y

Butterflies did not increase the quote  ;)

Good result mate, especially getting a free meercat as well ;) ;) :y
What do you feed it on?

Custard  ;D
Title: Re: Insurance
Post by: ozzycat on 16 January 2013, 19:47:43
Ive been up since 4.30  :D So thought i would set up my insurance for the pug .. Now i got it £160 cheaper than for the elite  :D :D :D plus a free meercat  :P  :y

Butterflies did not increase the quote  ;)

Good result mate, especially getting a free meercat as well ;) ;) :y
What do you feed it on?

Custard  ;D dont you bloody start :D :D :D :D :D :D
Title: Re: Insurance
Post by: 05omegav6 on 16 January 2013, 22:38:08
£1300 for a 3.2, no NCB, £1250 for a 3.2 Taxi, 4 years NCB ::)
Title: Re: Insurance
Post by: omega3000 on 16 January 2013, 23:36:53
£1300 for a 3.2, no NCB, £1250 for a 3.2 Taxi, 4 years NCB ::)

(http://i248.photobucket.com/albums/gg196/the_cold_war_kid/Smiley-jawdropper.gif)

I dread to think what my 3.0 would have been with no NCB , my daughter was quoted over £3k for her first year on a corsa  :o
Title: Re: Insurance
Post by: Lazydocker on 17 January 2013, 07:52:32
£1300 for a 3.2, no NCB, £1250 for a 3.2 Taxi, 4 years NCB ::)
pity you can't put them all on one, although it might not be any cheaper...
Title: Re: Insurance
Post by: Elite Pete on 17 January 2013, 09:02:13
My 03, 2.2DTi GLS is £60 a year more than my 51 3.2 Elite  :o :o
Title: Re: Insurance
Post by: Andyfloss on 17 January 2013, 09:41:37
insurance can be a bit of a joke. especially with age. Being 23 they LOVE me when it comes to renewal ha. i pay 1200 on the omega 3.0 MV6, thats 2 years NCB and 6 points aswell so wasnt that bad but i was paying £950 on my skyline?!?! work that out ha :)

Title: Re: Insurance
Post by: bigegg on 18 January 2013, 00:54:18

I would have thought the difference would be a lot more.  Driving a 3 litre must be considerably more of a risk for an insurance company than a 1.1, I would have thought. ::) ::) ::) ;)

I asked a mate of mine who works for an insurance company to explain it.

Take your average 1.1L car - pug 106? Driven by spotty 19 year old with zero years experience, a belief in his immortality, and regularly carries two or three equally spotty, inexperienced and immortal friends.

Compare to your average 3.0L car - BMW? Audi? Omega.  Driven by 40 year old sales executive with 20 years driving experience, and a wife and 2.4 kids to survive for.

Which is most likely to be involved in an accident?

I would estimate your average 1.1 car is 100x more likely to have a claim than a 3.0

Should be cheaper  >:(
Title: Re: Insurance
Post by: albitz on 18 January 2013, 01:18:34
Iirc my omega (2.5 v6 with lpg) was around £200 this year - fully comp with protected ncb. Cavalier (no ncb) was just under £150.
Title: Re: Insurance
Post by: TheBoy on 20 January 2013, 10:18:37
Ive been up since 4.30  :D So thought i would set up my insurance for the pug .. Now i got it £160 cheaper than for the elite  :D :D :D plus a free meercat  :P  :y

Butterflies did not increase the quote  ;)

That's all? :o :o :o 

I would have thought the difference would be a lot more.  Driving a 3 litre must be considerably more of a risk for an insurance company than a 1.1, I would have thought. ::) ::) ::) ;)
We don't know what his Omega cost though. I'm in the same county, the quote for my 3.0l MV6 (before I jigged around the primary drivers) was around £180. So £160 off that would never happen... ;)
Title: Re: Insurance
Post by: TheBoy on 20 January 2013, 10:20:23
IIRC, mine came to £529 for both, both with 20k pa mileage, both with business use, both with declared mods.