Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: bob.dent on 02 November 2006, 16:38:29

Title: Insurance - is this a first?
Post by: bob.dent on 02 November 2006, 16:38:29
I've just had my annual renewal notice through and guess what.........it's actually gone DOWN!! :o
Last year it was about £350, renewal for next year is £296 :y :y :y

Is this a first??
Title: Re: Insurance - is this a first?
Post by: Auto Addict on 02 November 2006, 16:39:58
Who are you with ?
Title: Re: Insurance - is this a first?
Post by: Bo Bo on 02 November 2006, 16:41:12
Nice one  :y
Mine was about the same, but I have a claim pending, so I reckon it would have.
Title: Re: Insurance - is this a first?
Post by: bob.dent on 02 November 2006, 16:43:20
Quote
Who are you with ?

Yesinsurance.com
Title: Re: Insurance - is this a first?
Post by: Taxi_Driver on 02 November 2006, 16:43:38
My merc went down £500 for this year

Tho still worth shopping about and if you get a cheaper quote, get onto your present insurance comp and tell them you'll move if they dont beat it.

I did this on my Omega......and got £300 knocked off to keep my business.

Tho my insurance is a bit higher than yours
Title: Re: Insurance - is this a first?
Post by: bob.dent on 02 November 2006, 16:45:48
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My merc went down £500 for this year

Tho still worth shopping about and if you get a cheaper quote, get onto your present insurance comp and tell them you'll move if they dont beat it.

I did this on my Omega......and got £300 knocked off to keep my business.

Tho my insurance is a bit higher than yours

I agree TD, it's always worth shopping around just before you renew, but in this instance I think Ill be sticking with them :)
Title: Re: Insurance - is this a first?
Post by: iggy21uk on 02 November 2006, 16:47:19
Just renewed mine with egg. Max NCD : £269.00 with Low milage business cover.

Mines gone down from last year by about £50.00  :y
Title: Re: Insurance - is this a first?
Post by: bob.dent on 02 November 2006, 16:51:25
Quote
Just renewed mine with egg. Max NCD : £269.00 with Low milage business cover.

Mines gone down from last year by about £50.00  :y

Now that is pretty cheap - is that fully comp with all the button and bells?
Title: Re: Insurance - is this a first?
Post by: iggy21uk on 02 November 2006, 17:07:42
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Quote
Just renewed mine with egg. Max NCD : £269.00 with Low milage business cover.

Mines gone down from last year by about £50.00  :y

Now that is pretty cheap - is that fully comp with all the button and bells?

Excess may be more than most £200.00. Driver over 50 who does not wear a hat. did not take NCD protection - windscreen excess £75.00 if replaced. most other thing look the same
Title: Re: Insurance - is this a first?
Post by: bob.dent on 02 November 2006, 17:11:01
Quote
Quote
Quote
Just renewed mine with egg. Max NCD : £269.00 with Low milage business cover.

Mines gone down from last year by about £50.00  :y

Now that is pretty cheap - is that fully comp with all the button and bells?

Excess may be more than most £200.00. Driver over 50 who does not wear a hat. did not take NCD protection - windscreen excess £75.00 if replaced. most other thing look the same

mmmm....thats not too bad Iggy :y
Title: Re: Insurance - is this a first?
Post by: sounds2k on 02 November 2006, 18:14:57
I had a renewal from Admiral, was more than I paid first time round. So I ran the quote through on their website again (had already done it about a month previously) and it came up about £200 cheaper. So I rang the renewals line and got them to verify this and pricematch themselves  ;D

job's a good 'un  :y
Title: Re: Insurance - is this a first?
Post by: STMO123 on 02 November 2006, 19:11:57
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I had a renewal from Admiral, was more than I paid first time round. So I ran the quote through on their website again (had already done it about a month previously) and it came up about £200 cheaper. So I rang the renewals line and got them to verify this and pricematch themselves  ;D

job's a good 'un  :y

Amazing. I'm with esure, I've got 14yrs no claims and every year I get an extra 1% discount. I'm up to 75% now, but the premium still goes up each year. I think they just try it on and if you argue the toss, they drop it without even checking your "other quote".
Title: Re: Insurance - is this a first?
Post by: MikeDundee on 02 November 2006, 19:35:40
£745 for mine last year up at beggining of december this yr, have 9 yrs no claims, need to start shopping around soon. >:(
Title: Re: Insurance - is this a first?
Post by: iggy21uk on 02 November 2006, 19:42:36
Quote
I had a renewal from Admiral, was more than I paid first time round. So I ran the quote through on their website again (had already done it about a month previously) and it came up about £200 cheaper. So I rang the renewals line and got them to verify this and pricematch themselves  ;D

job's a good 'un  :y

I had that problem  with company I was before- thats why  I moved to Egg - at £269 I could'nt be bothered to check as it had gone down by 50 squid and did'nt think I would get it much cheaper?

Prove me wrong.........................!!!!!!!!!
Title: Re: Insurance - is this a first?
Post by: Timbuk on 02 November 2006, 21:17:11
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£745 for mine last year up at beggining of december this yr, have 9 yrs no claims, need to start shopping around soon. >:(

 :o :o How much :o :o
Title: Re: Insurance - is this a first?
Post by: The Barge Captain on 03 November 2006, 01:42:52
Rang Norwich Union for a quote, got extra discount as we have our house insurance with them, and they quoted me cheaper for fully comp with 9 years ncb than TPFT. Windscreen etc for £330 on a 2.5 although engine size only makes a couple of quid difference (like about £20 between a 2.5 tourer and a 3.0 MV6)
Title: Re: Insurance - is this a first?
Post by: PaulW on 03 November 2006, 04:52:42
quite expensive for me :(

£862 fully comp with endsleigh, 98R 2.5i V6 GLS

uni student in liverpool, 2 years NCB, 6 points (MS90 & SP50), no accidents, originally passed test in 2000, but due to a fluff-up at the DVLA, re-took the test Sept 2004 (LONG LONG story & cba with going into it)...

everywhere else wanted more than double that just for TPFT...
Title: Re: Insurance - is this a first?
Post by: MikeDundee on 12 November 2006, 08:37:57
Just been getting some quotes £632.63 fully comp, protected NCB, just got to check they have covered the mods, just went on confused.com, only one company would quote and that was over £1k ;D ;D, got another quote at £570, fully comp, protected etc.. I will wait to see if I can improve on these, I will be happy if I can get it at any of those lower prices as it is cheaper than last yr :y  
Title: Re: Insurance - is this a first?
Post by: Markie on 12 November 2006, 09:54:37
mines went down last year too  :o whats all that about>

Then when i moved they gave me a refund as it was cheaper where i moved too ( i thought they just murmured no change and pocketed the difference)

Admiral by the way  :y
Title: Re: Insurance - is this a first?
Post by: MikeDundee on 12 November 2006, 09:58:28
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mines went down last year too  :o whats all that about>

Then when i moved they gave me a refund as it was cheaper where i moved too ( i thought they just murmured no change and pocketed the difference)

Admiral by the way  :y

Beem there B4 admiral over 1k nov 2003 >:(, its more to do with getting the mods insured.
Title: Re: Insurance - is this a first?
Post by: Lawman on 12 November 2006, 14:21:34
My insurance dropped from £1650 to £830 for 1 years no claims  :o

They're supposed to take the other half of my premium today by direct debit, but the money's still in my account...I'd have thought they'd have been biting my hand off for it  :-?
Title: Re: Insurance - is this a first?
Post by: Admin on 12 November 2006, 14:58:19
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My insurance dropped from £1650 to £830 for 1 years no claims  :o

They're supposed to take the other half of my premium today by direct debit, but the money's still in my account...I'd have thought they'd have been biting my hand off for it  :-?

It is because today is a Sunday. ;)
It will be out of your account first thing in the morning.

Have to say, heck of a drop...and damn am I glad I am an old git... £830??
Title: Re: Insurance - is this a first?
Post by: MikeDundee on 12 November 2006, 15:54:28
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Quote
My insurance dropped from £1650 to £830 for 1 years no claims  :o

They're supposed to take the other half of my premium today by direct debit, but the money's still in my account...I'd have thought they'd have been biting my hand off for it  :-?

It is because today is a Sunday. ;)
It will be out of your account first thing in the morning.

Have to say, heck of a drop...and damn am I glad I am an old git... £830??

LOL ;D Yeah gettin older does have financial benefits when it comes to car insurance :y
Title: Re: Insurance - is this a first?
Post by: Darryl Flynn on 12 November 2006, 16:00:30
Just paid £206 fully comp with business use for myself and wife through RAC. Thats on a 1999 2.5 Omega Estate . About £60 less than i paid last year with Norwich Union Direct.

Darryl
Title: Re: Insurance - is this a first?
Post by: MikeDundee on 12 November 2006, 16:05:26
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Just paid £206 fully comp with business use for myself and wife through RAC. Thats on a 1999 2.5 Omega Estate . About £60 than i paid last year with Norwich Union Direct.

Darryl

Are you retired by any chance :o
Title: Re: Insurance - is this a first?
Post by: Darryl Flynn on 12 November 2006, 16:09:51
Nope, otherwise i wouldn't need business use. I am a Sagalout, but still working
Title: Re: Insurance - is this a first?
Post by: MikeDundee on 12 November 2006, 16:20:29
LOL ;D Thats the job I've been lookin for, but there always someone thats beter than you ;D ;D
Title: Re: Insurance - is this a first?
Post by: MikeDundee on 12 November 2006, 16:54:11
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Just paid £206 fully comp with business use for myself and wife through RAC. Thats on a 1999 2.5 Omega Estate . About £60 less than i paid last year with Norwich Union Direct.

Darryl

I just tried the RAC ;D ;D £884, with tracker fitted (which is'nt fitted), over 5 yrs no claims, went back in removed the fitted tracker option quote....wait for it £993.00, and does'nt coevr the mods ;D ;D ;D
Title: Re: Insurance - is this a first?
Post by: Jay w on 12 November 2006, 21:28:32
i'm paying about £330 fully comp with Esure, although it is due for renewal in Jan so it will be interesting to see what they come back with as comparasons..

Title: Re: Insurance - is this a first?
Post by: Darryl Flynn on 12 November 2006, 21:59:15
Quote
Just paid £206 fully comp with business use for myself and wife through RAC. Thats on a 1999 2.5 Omega Estate . About £60 less than i paid last year with Norwich Union Direct.
Darryl


Just checked my documents and sure enough the above is correct.
I got the quote via confused . com and took the policy out on the 20th October. 9 years NCB , No convictions, Police advanced driver and parking on the drive. I also have 1000 miles per year business use for myself and wife as i sometimes need to use the car for travelling around at work.

Sometimes being a Sagalout does have it's advantages ( NOT OFTEN )  ;D
Title: Re: Insurance - is this a first?
Post by: Chopsdad on 12 November 2006, 22:39:55
Just been on Confused.com and all was going fine until I had to input my wife's info - as soon as I told them she'd had 1 non-fault claim the site suddenly 'experienced technical difficulties' and crashed.  

Coincidence?????  >:(

PS I was actually driving her Corsa and got punted off a motorway roundabout by a Doris driving a Porsche Cayenne S - now there's a solid motor you don't want to tangle with.
Title: Re: Insurance - is this a first?
Post by: Lawman on 15 November 2006, 18:38:53
They took the money yesterday :-[


Wouldn't have been the case if i had put the money into my account 2 days late...mugs :-/