Omega Owners Forum

Chat Area => General Car Chat => Topic started by: Sir Tigger KC on 22 January 2014, 10:44:12

Title: Insurance Categories
Post by: Sir Tigger KC on 22 January 2014, 10:44:12
I've decided to sell my motorbike and put it on Gumtree and have a chap coming to see it this afternoon.  :y

The dilemma I have though is that 5 years ago I had a non fault prang on it and the other party's insurance paid me for the bike at a good valuation.  :y  However I kept the bike and that seemed the end of it and I fixed it up and put it back on the road.  :)

The insurance company didn't send any paperwork categorising it ie making it a 'Cat D or C' so I've always assumed that it's clear, but now I'm selling it I'm not so sure....  :-\

Any thoughts?
Title: Re: Insurance Categories
Post by: zirk on 22 January 2014, 11:38:46
Try phoning the Insurance Co and ask them, failing that spend £3 on one of those Text Check Services for an instant HPI or Cat result, 83600 rings a bell but do a google to see whats offered..

Update: http://www.cartextcheck.co.uk/

Text the word CAR or BIKE then a space followed by the registration number to 83600
Title: Re: Insurance Categories
Post by: Entwood on 22 January 2014, 13:31:02
I've decided to sell my motorbike and put it on Gumtree and have a chap coming to see it this afternoon.  :y

The dilemma I have though is that 5 years ago I had a non fault prang on it and the other party's insurance paid me for the bike at a good valuation.  :y  However I kept the bike and that seemed the end of it and I fixed it up and put it back on the road.  :)

The insurance company didn't send any paperwork categorising it ie making it a 'Cat D or C' so I've always assumed that it's clear, but now I'm selling it I'm not so sure....  :-\

Any thoughts?

If cat c or cat d since 2003, I think, needs a VIC check .. go to this site and see if it needs one ... if does .. then its a c or d .. if it doesn't .....  :)

https://www.taxdisc.direct.gov.uk/EvlPortalApp/app/enquiry?execution=e1s4

Enter Registration and Make .. then on the next page it will say, under the box, if a VIC check is required.

If the incident happened prior to the VIC check being needed then I don't know what you can do without contacting DVLA

Overview of VIC checks .. https://www.gov.uk/vehicle-identity-check/overview



Title: Re: Insurance Categories
Post by: Sir Tigger KC on 22 January 2014, 13:43:44
It's been MOT'd since the accident, so if it needed a VIC check wouldn't they have told me I needed one then?  :-\

I guess the HPI route isn't a bad idea...  :-\
Title: Re: Insurance Categories
Post by: Entwood on 22 January 2014, 13:52:15
It's been MOT'd since the accident, so if it needed a VIC check wouldn't they have told me I needed one then?  :-\

I guess the HPI route isn't a bad idea...  :-\

VIC check has nowt to do with MOT, you'll need the VIC to get a new V5, that's all.
Title: Re: Insurance Categories
Post by: Sir Tigger KC on 22 January 2014, 14:03:05
Ah OK.

I checked the DVLA site and from what I can see there is no VIC marker and states the vehicle is unlicenced and can be licenced.  Which is true as it's on a SORN which I renewed in November.

I've also tried the text check and it came back ' No DVLA or Police record found for ......... You have not been charged for this message.'

Not sure if that means it's clear or dosn't exist!!  :-\  ;D

I'd have thought if it had been formally written off, the insurance company would have collected it with the documents.  :-\