Omega Owners Forum
Chat Area => General Car Chat => Topic started by: powerslinky on 12 March 2017, 10:39:12
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Just been looking at insuring a 1.8 '05 mondeo . . :o :o £200 more than the 2.6 omega :o :o
So then put details in for the omega as a comparison . . .that is £200 more than I paid in September as well :o :o
5 star policy full comp with Co-Op for the omega was £216 in September
Now £418 . . . what causes an across the board increase like that FFS ?
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Although a higher insurance group, Omegas seem to have a lower risk score, and low value helps.
I noticed similar when looking for replacements last year - everything else (sensible-ish) was £450, which is about £280 more than the bullet costs
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You are correct. Car insurance has become more expensive.
However, despite having points on my licence I have not been stung too much
I pay £324.....£160 (ish) and about £100 for the Corsa
So less than £600 for three cars.
Of course it may be a different story next year.
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I sincerely hope you are all not about to be subjected to the rape and pillage by the Insurance companies that we have all endured over here .
Premiums have all went crazy over the last 2 to 3 years with no valid ,credible or sensible reason being given. The successive weak and ineffectual governments have all but ignored the feeding frenzy leaving people no choice but to pay rises of AT LEAST 100-150%. It was announced this week that a significant sum would be made available to equip the Police with ANPR cameras to combat the massive increase in uninsured drivers. These are desperately needed as here in this little backward country the police are forbidden to ask an insurance company ( data protection and no national database) to confirm if an individual is ,or is not , insured. So as long as the antiquated disc is displayed on the windscreen ,even though the policy was cancelled after one month , the officer has no means of proving if it is valid. Smart eh !
My van insurance has risen by 103% this year and every other company I asked to quote were another €200 more . Last year the insurance industry mantra was " no insurance for vehicles over 15 years old " . After 12 years claim free cover the insurer of my Omega said that they would not be renewing my policy . I insisted on and actually have a letter from Zurich refusing to insure my '99 Omega as it is "too old " . The unwritten reason given was that fraudulent claims were more likely to come from vehicles of that age.
We changed my wifes car a few months ago for an almost new Yeti. Her insurance company refunded her €35 when the policy was changed from her previous car worth €8K to her new one worth €25 K . That was OK until they hiked this years premium by €270 .
Frankly it's a national disgrace that these enormous premiums are allowed to be charged without some kind of investigation and credible explanation being given to the nation , but then again , this is Ireland .....
I hasten to add that I have calculated that I have had approx. 88 annual mainly concurrent insurance policies spread across company, private,commercial and classic
vehicles with not one claim. When I tell any insurance company this they just laugh and tell me it means nothing ........ >:(
As I said , I hope the cartel of companies have not decided that they can do the same to UK.
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There is a steady year on year increase, for a reason.
The government will soon be making people pay, for the emergency services to attend most incident's, therefore the insurance industry have seen it coming. We haven't. You have been warned.
What does chief conspiracy member rods2 think.
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There is a steady year on year increase, for a reason.
The government will soon be making people pay, for the emergency services to attend most incident's, therefore the insurance industry have seen it coming. We haven't. You have been warned.
What does chief conspiracy member rods2 think.
Not sure. But I think it's aliens from another galaxy planting tiny probes in our brains while we sleep. These 'mind control' probes make us docile and accepting of all the shit that governments and insurance companies throw at us.
Of course the aliens have already planted a mind probe in the brain of Teresa May and other government ministers.
Only I have so far escaped this 'invasion of the brain snatchers'. It is therefore down to me the save the Earth. :)
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Im paying over £1500 for both my cars for insurance.... it never goes down...
I tried to transfer the insurance from the Omega to the Volvo and the insurance company just refused point blank to insure the Volvo as it was too big a risk....!!! They told me they wouldn't insure that type of car... I argued that it was 'just a Volvo estate' and nothing special, but they still refused to insure it....
Its insured fully comp with full NCB and no claims in the past 18 years, I ask why is it so expensive for me when others get it cheaper than me, they never answer me.... All I can say is its the area I live in and that Im a fulltime carer for my wife....
The Mini also has expensive insurance too, but that is a higher value car and more at risk to go missing....
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There is a steady year on year increase, for a reason.
The government will soon be making people pay, for the emergency services to attend most incident's, therefore the insurance industry have seen it coming. We haven't. You have been warned.
What does chief conspiracy member rods2 think.
Not sure. But I think it's aliens from another galaxy planting tiny probes in our brains while we sleep. These 'mind control' probes make us docile and accepting of all the shit that governments and insurance companies throw at us.
Of course the aliens have already planted a mind probe in the brain of Teresa May and other government ministers.
Only I have so far escaped this 'invasion of the brain snatchers'. It is therefore down to me the save the Earth. :)
Best crack on then, lest there be nowt left worth saving... ;D
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There is a steady year on year increase, for a reason.
The government will soon be making people pay, for the emergency services to attend most incident's, therefore the insurance industry have seen it coming. We haven't. You have been warned.
What does chief conspiracy member rods2 think.
Not sure. But I think it's aliens from another galaxy planting tiny probes in our brains while we sleep. These 'mind control' probes make us docile and accepting of all the shit that governments and insurance companies throw at us.
Of course the aliens have already planted a mind probe in the brain of Teresa May and other government ministers.
Only I have so far escaped this 'invasion of the brain snatchers'. It is therefore down to me the save the Earth. :)
Best crack on then, lest there be nowt left worth saving... ;D
I'll start by saving all women between the ages of 18 and 30. Any 'ugly mares' I'll send your way, Al. :)
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Fanks. I think... :D
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Fanks. I think... :D
You're welcome.
The excessively ugly females you can pass on to STMO. The advancing years mean the old boy is not as fussy as he once was. :)
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Fanks. I think... :D
You're welcome.
The excessively ugly females you can pass on to STMO. The advancing years mean the old boy is not as fussy as he once was. :)
;D ;D wanna bet he'll still be picky.
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Fanks. I think... :D
You're welcome.
The excessively ugly females you can pass on to STMO. The advancing years mean the old boy is not as fussy as he once was. :)
They must have a pulse and still be breathing when they reach me.
Ok, I'm flexible on the breathing.
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Fanks. I think... :D
You're welcome.
The excessively ugly females you can pass on to STMO. The advancing years mean the old boy is not as fussy as he once was. :)
They must have a pulse and still be breathing when they reach me.
Ok, I'm flexible on the breathing.
:D ;D
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Just been looking at insuring a 1.8 '05 mondeo . . :o :o £200 more than the 2.6 omega :o :o
So then put details in for the omega as a comparison . . .that is £200 more than I paid in September as well :o :o
5 star policy full comp with Co-Op for the omega was £216 in September
Now £418 . . . what causes an across the board increase like that FFS ?
Hi Al. I've just bought SWIMBO a Mondeo Estate, insurance very similar to the 2.6 Omega. Got both cars insured on seperate policies with LV - they wanted £100 a month extra to insure both on same policy - cheaper to take out new policy and cancel old when Omega gone.
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Just been looking at insuring a 1.8 '05 mondeo . . :o :o £200 more than the 2.6 omega :o :o
So then put details in for the omega as a comparison . . .that is £200 more than I paid in September as well :o :o
5 star policy full comp with Co-Op for the omega was £216 in September
Now £418 . . . what causes an across the board increase like that FFS ?
I insured my 2.2dth on the 1st March with hastings & £286. no voluntary access £100 compulsory & every box is ticked for cover . legal , recovery etc . I always shop about but been with them 3yrs now , but I never accept their hiked up renewal quotes. they wasn't the cheapest tho with all the boxes ticked & no extras to pay for , they were
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As I posted in an earlier thread: 1.4 astra estate and 1.5 diesel captur, 15000 miles and 12000 respectively. £470 for both, fully comp with LV. Not bad, I think.
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After reading about the insurance hike I went on line and was pleased to note my quote has dropped, ok still roughly double the cars value but it's better than £700 I was quoted because I have 5 years experience in this type of car according to the log book.
The fact I've been restoring it since 2008-2009 and have been driving for 18 odd years isn't taken into account.
Neather is the fact it could be insured and live in a garage as a second car for 12 months.
It seems to me that if you or I tryed ramping prices up it's fraud, if an insurance company does it it's ok
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After reading about the insurance hike I went on line and was pleased to note my quote has dropped, ok still roughly double the cars value but it's better than £700 I was quoted because I have 5 years experience in this type of car according to the log book.
The fact I've been restoring it since 2008-2009 and have been driving for 18 odd years isn't taken into account.
Neather is the fact it could be insured and live in a garage as a second car for 12 months.
It seems to me that if you or I tryed ramping prices up it's fraud, if an insurance company does it it's ok
Eh? I don't understand. Whats the logbook to do with anything?
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After reading about the insurance hike I went on line and was pleased to note my quote has dropped, ok still roughly double the cars value but it's better than £700 I was quoted because I have 5 years experience in this type of car according to the log book.
The fact I've been restoring it since 2008-2009 and have been driving for 18 odd years isn't taken into account.
Neather is the fact it could be insured and live in a garage as a second car for 12 months.
It seems to me that if you or I tryed ramping prices up it's fraud, if an insurance company does it it's ok
Eh? I don't understand. Whats the logbook to do with anything?
Don't ask...please ;D
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There is a steady year on year increase, for a reason.
The government will soon be making people pay, for the emergency services to attend most incident's, therefore the insurance industry have seen it coming. We haven't. You have been warned.
What does chief conspiracy member rods2 think.
I know the government have changed the rules for long term disability insurance payouts, due to low interest rates, which is adding circa £100 to motor policy premiums. In the UK underwriters make virtually no money on motor insurance. Where insurance brokers in the past used to be prepared to make no margin or a small loss on the first years premium knowing that customer loyalty for a few years would give an overall profit, this is no longer the case as people use comparison websites every year and buy the cheapest. The removal of these subsidies is another reason prices have gone up.
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I am paying a lot more as 3 cars insured but 5 drivers on 2 of them for use by family members. About £1100 - has gone up by £150 or so.
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After reading about the insurance hike I went on line and was pleased to note my quote has dropped, ok still roughly double the cars value but it's better than £700 I was quoted because I have 5 years experience in this type of car according to the log book.
The fact I've been restoring it since 2008-2009 and have been driving for 18 odd years isn't taken into account.
Neather is the fact it could be insured and live in a garage as a second car for 12 months.
It seems to me that if you or I tryed ramping prices up it's fraud, if an insurance company does it it's ok
I have held a full licence for 47 years now, but it seems it is your age, not length of driving experience, that affects the premium. An 18 year old is obviously charged a very high premium for insuring a car like mine, but it is my age that reduces the cost, not the 47 years, 1 million miles experience. A point I made to my insurance company recently after my little crunch, and the fact the insurance industry have made a lot of money out of me; how about a little bit of leeway now? They replied with raising my cars value by £500 and agreeing to paying me for the cost of the repair. ;)