Omega Owners Forum

Chat Area => General Car Chat => Topic started by: STEMO on 08 June 2017, 19:25:17

Title: New insignia
Post by: STEMO on 08 June 2017, 19:25:17
Just seen the ad for the new insignia, top of the range grand elite nav or something. 30 grand. Seems a lot to pay for a mid range saloon.
Title: Re: New insignia
Post by: tunnie on 08 June 2017, 19:49:10
My CC was I think 25k new...
Title: Re: New insignia
Post by: Lincs Robert on 08 June 2017, 19:57:09
My Elite estate was over £30k when I got it new in 1996  ::)
Title: Re: New insignia
Post by: STEMO on 08 June 2017, 20:06:06
My Elite estate was over £30k when I got it new in 1996  ::)
I know. But prices were a lot different back then, and the omega was a very classy executive car in it's day. I dare say the insignia is a very nice car, but I'd still baulk £30K.
Mind you, give it a few months of slow sales and you'll probably get a big discount for buying it privately. Fleet managers probably won't touch them at that price either.
Title: Re: New insignia
Post by: TheBoy on 08 June 2017, 20:16:24
Its competition is the Mundano, and I suspect the Titanium X is similar money...
Title: Re: New insignia
Post by: STEMO on 08 June 2017, 20:21:59
Its competition is the Mundano, and I suspect the Titanium X is similar money...
You could be right. I suppose I might be getting out of touch with prices, but it's still a lot of cash for a Vauxhall......or a Ford.
Title: Re: New insignia
Post by: Viral_Jim on 08 June 2017, 20:25:10
Also, I think with these type/size of car, there's significant discount to be had. So probably looking more like £25-27k on the road I would guess.

Still more than I would pay for that type of car.
Title: Re: New insignia
Post by: TheBoy on 08 June 2017, 20:27:59
Its competition is the Mundano, and I suspect the Titanium X is similar money...
You could be right. I suppose I might be getting out of touch with prices, but it's still a lot of cash for a Vauxhall......or a Ford.
A Focus/Astra is virtually £20k start, rising to £25k+ for posher ones.  Fifi/Corsa is £12k+ start...
Title: Re: New insignia
Post by: TheBoy on 08 June 2017, 20:30:59
Also, I think with these type/size of car, there's significant discount to be had. So probably looking more like £25-27k on the road I would guess.

Still more than I would pay for that type of car.
As we go into recession, I think there really will be deals to be had, as the dealers have to pre-reg more and more.
Title: Re: New insignia
Post by: STEMO on 08 June 2017, 20:37:45
Also, I think with these type/size of car, there's significant discount to be had. So probably looking more like £25-27k on the road I would guess.

Still more than I would pay for that type of car.
As we go into recession, I think there really will be deals to be had, as the dealers have to pre-reg more and more.
I know what people on here think of Renault, but we got the wife's captur for £12500 with 7 miles on it as a pre reg. List price is £17500, so that's a cracking deal for a new car.
Title: Re: New insignia
Post by: Viral_Jim on 08 June 2017, 22:47:24
It's fair to say that when it comes to French cars, I hold "views" but running them new, under warranty and then giving them back before the warranty runs out is a sound choice imho
Title: Re: New insignia
Post by: Doctor Gollum on 08 June 2017, 23:19:18
My pre registered Altea XL was similar, £16,500 new list, bought for £12,300 with ten miles on it...

It's an effective way to buy a new car for a reasonable price :y
Title: Re: New insignia
Post by: Viral_Jim on 08 June 2017, 23:42:04
Yes. As long as you build in the assumption that you finance it in another way. Iirc, a lot of cars mpanies screw you on the interest rate on pre-reg cars.
Title: Re: New insignia
Post by: Doctor Gollum on 09 June 2017, 00:37:26
Yes. As long as you build in the assumption that you finance it in another way. Iirc, a lot of cars mpanies screw you on the interest rate on pre-reg cars.
You can screw them back... Make sure the finance term is no more than twice the factory warranty, put 65,000 or so miles on it each year, then hand it back once you have made the 50% payment... Job jobbed... My Altea was valued at £2,500 when it went back at 2 years old :D
Title: Re: New insignia
Post by: Viral_Jim on 09 June 2017, 00:39:39
Interesting! I had no idea you could do this. Is this on HPI? And is it built on to all agreements?
Title: Re: New insignia
Post by: Doctor Gollum on 09 June 2017, 00:58:48
HPI only, not PCP/leasing/credit card/personal loan... But yes, written into every HPI agreement, including second hand.

Incidentally, you don't even have to have made the 50% payment to return the car, but you will be held accountable for the outstanding balance of your 50%... This is the position I am in with my E Class... Not such a great deal from this perspective, but if you do alot of miles it is a cracking way to get a new car every two years with no penalties.  ;)
Title: Re: New insignia
Post by: Viral_Jim on 09 June 2017, 01:19:14
TBH had I know about this (or more accurately had I paid more attention last time you mentioned it as I seem to remember talking about it before at some time), it might have influenced my car choice this time around (40-50k/yr would make it worthwhile I think), that said, I am seriously thinking of trying for 500k in the s80, it feels like it could do it.

I suspect the car may outlive the uk diesel supply.

Title: Re: New insignia
Post by: Doctor Gollum on 09 June 2017, 01:50:54
It was mooted as an option, albeit not a great one, for disposal of the BM before you rejected it ;)
Title: Re: New insignia
Post by: Viral_Jim on 09 June 2017, 01:59:17
Ahh! That was it.

On that note, I gotb2 months insurance, tax and gap insurance back on that too. So it did genuinely just cost me fuel (and 2 near death experiences) in the 6 months I had it.
Title: Re: New insignia
Post by: Doctor Gollum on 09 June 2017, 02:05:11
Not a bad result in the end then, near death notwithstanding  :y
Title: Re: New insignia
Post by: Viral_Jim on 09 June 2017, 02:59:01
Yes. On balance I've decided to squirrel away the £500pcm or so and buy an Aston Martin V8 vantage/DB9 in a few years.

By my reckoning, they are about the most modern super(ish)cars which can be reasonably DIY'd. Also IMHO two of the top 5 most beautiful cars ever made (others being 250 GTO, mk 1/2 e-type and mk 1 mini - in case you were wondering).
Title: Re: New insignia
Post by: STEMO on 09 June 2017, 07:37:18
Yes. As long as you build in the assumption that you finance it in another way. Iirc, a lot of cars mpanies screw you on the interest rate on pre-reg cars.
We got £3500 for her megane coupe and got a bank loan at 3% for the remainder. No gap insurance, no supagard, nothing. Salesman was crying his kids might starve to death. C'est la vie.  ;D
Title: Re: New insignia
Post by: BazaJT on 09 June 2017, 07:57:01
Given the list price of new cars the £30K for a top of the range Insignia is not "out of the way".Would I pay it?Absolutely not,but then if I had anything £10K upwards to throw at a car it would without a doubt have a Spirit of Ecstasy up front.
Title: Re: New insignia
Post by: tunnie on 09 June 2017, 09:18:07
Yes. As long as you build in the assumption that you finance it in another way. Iirc, a lot of cars mpanies screw you on the interest rate on pre-reg cars.
We got £3500 for her megane coupe and got a bank loan at 3% for the remainder. No gap insurance, no supagard, nothing. Salesman was crying his kids might starve to death. C'est la vie.  ;D

I'll probably go this route for the 3.2's replacement, wack a load of cash down and then Tesco loan or similar for the rest over a short 2 or 3 year term.
Title: Re: New insignia
Post by: the alarming man on 15 June 2017, 14:33:19
Its competition is the Mundano, and I suspect the Titanium X is similar money...


No try the vignale
Title: Re: New insignia
Post by: Sir Tigger KC on 15 June 2017, 21:18:46
Its competition is the Mundano, and I suspect the Titanium X is similar money...


No try the vignale

My Uncle has one of these, a 2.2 petrol and is very impressed.  :y
Title: Re: New insignia
Post by: Andy B on 15 June 2017, 21:21:15
Its competition is the Mundano, and I suspect the Titanium X is similar money...


No try the vignale

I was behind one this morning  ...... never knew there was such an animal   ???
Title: Re: New insignia
Post by: Doctor Gollum on 15 June 2017, 21:24:26
A bit of an oxymoron, me thinks :D
Title: Re: New insignia
Post by: the alarming man on 15 June 2017, 22:30:14
question is who is going to pay £30,000 + for a ford Mondeo
Title: Re: New insignia
Post by: Andy B on 15 June 2017, 22:40:04
question is who is going to pay £30,000 + for a ford Mondeo

A few years  back in the local Vauxhall dealer there was a go faster Astra at near £30 000
Title: Re: New insignia
Post by: Nick W on 16 June 2017, 01:10:06
Given the list price of new cars the £30K for a top of the range Insignia is not "out of the way".Would I pay it?Absolutely not,but then if I had anything £10K upwards to throw at a car it would without a doubt 55have a Spirit of Ecstasy up front.


Isn't a top of the range Insignia more like £50k?


According to the invoice, my Omega Elite estate was over £30k, 17years ago.
Title: Re: New insignia
Post by: STEMO on 16 June 2017, 11:26:40
No.....more like £30K.
Title: Re: New insignia
Post by: Field Marshal Dr. Opti on 16 June 2017, 11:33:16
£30,000 opens the door to a Pandora's box of expensive to maintain but desirable used motors.

Being irresponsible this is the route I have / would still take. :y

A £30,000 Insignia will be worth about half that within 18 months.
Title: Re: New insignia
Post by: 2boxerdogs on 16 June 2017, 13:19:47
Just seen one at my local dealership looks remarkably like a Peugeot, don't like it one bit. Stick with my old Merc & keep my cash with Ernie.