Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: Nickbat on 19 January 2009, 10:33:22
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On 16th December, SWMBO had a very minor knock at a roundabout. Her Corsa had a minor dent in the bonnet from the rear bumper of the car in front and a cracked plastic grill. According to SMBO, the other car had no damage at all. We had the Corsa repaired for £180 (including the price of a new grill), which covered repair to the small dent and a respray, so I think that indicates the minor nature of the damage.
This morning SWMBO took a call from a solicitors who wanted her address (which she gave :(). I called them back and they said that they are handling a claim on behalf of the other party (a Bulgarian female).
I await the letter, but have already told the girl at the solicitors that I believe their client is trying it on. >:( >:( >:(
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Unfortunately the insurance company will probably cough up, where there's blame there's a claim :(
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If you got photo's of the bump (always a reason to carry a camera about) to prove the minor damage to both vehicles, then as Pete says, it will most likely go in the other persons favour :(
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We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam. >:(
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We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam. >:(
I would put money on it :(
Have a read of your insurance policy as well. I had a minor bump years ago with a car of a visitor to a neighbour, he said the paint off my bumper would probably T cut off so there's not point informing insurance companies, so I didn't, next thing you there's a letter off his insurance company saying that the repairs are ££££ and can they have the money or my insurance details which I gave them. My insurance company refused to cough up because I hadn't notified them of the accident within a certain time frame >:(
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We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam. >:(
Which actualy puts you in the wrong and is porbably conflicting with your insurance terms!
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We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam. >:(
Which actualy puts you in the wrong and is porbably conflicting with your insurance terms!
Just notified Vauxhall Insurance and they're happy.
They said that if the claimant is trying to make a false claim, it will be easily spotted by their engineers who will assess the damage to the other vehicle. Couldn't be more helpful. :y
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We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam. >:(
Which actualy puts you in the wrong and is porbably conflicting with your insurance terms!
Just notified Vauxhall Insurance and they're happy.
They said that if the claimant is trying to make a false claim, it will be easily spotted by their engineers who will assess the damage to the other vehicle. Couldn't be more helpful. :y
:y
Bit of a shocker an insurance company being helpful ::)
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We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam. >:(
Which actualy puts you in the wrong and is porbably conflicting with your insurance terms!
Just notified Vauxhall Insurance and they're happy.
They said that if the claimant is trying to make a false claim, it will be easily spotted by their engineers who will assess the damage to the other vehicle. Couldn't be more helpful. :y
:y
Bit of a shocker an insurance company being helpful ::)
Are they being helpful or trying to save tthemselves a few quid not having to pay out........?
More likely the latter I would say !!
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We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam. >:(
Which actualy puts you in the wrong and is porbably conflicting with your insurance terms!
Just notified Vauxhall Insurance and they're happy.
They said that if the claimant is trying to make a false claim, it will be easily spotted by their engineers who will assess the damage to the other vehicle. Couldn't be more helpful. :y
:y
Bit of a shocker an insurance company being helpful ::)
Who are they? it may be worthwhile getting a quote next time mines up for renewal... :y
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We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam. >:(
Which actualy puts you in the wrong and is porbably conflicting with your insurance terms!
Just notified Vauxhall Insurance and they're happy.
They said that if the claimant is trying to make a false claim, it will be easily spotted by their engineers who will assess the damage to the other vehicle. Couldn't be more helpful. :y
:y
Bit of a shocker an insurance company being helpful ::)
Who are they? it may be worthwhile getting a quote next time mines up for renewal... :y
Vauxhall Insurance ;)
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I've been mulling this over during the day. The person that rang SWMBO was from a solicitors office. Surely, it would be the other woman's insurance company that would need to ring me to get SWMBO's details? The caller did not ask for SWMBO's insurance comapny, just our private address.
I'm beginning to think this is one of those ambulance-chaser jobs. Indeed, was the other woman actually insured?
Hmmm. I smell a rat. >:(
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I've been mulling this over during the day. The person that rang SWMBO was from a solicitors office. Surely, it would be the other woman's insurance company that would need to ring me to get SWMBO's details? The caller did not ask for SWMBO's insurance comapny, just our private address.
I'm beginning to think this is one of those ambulance-chaser jobs. Indeed, was the other woman actually insured?
Hmmm. I smell a rat. >:(
Did you get their insurance details, it might be worth checking ;)
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DEFINATELY ambulance chaser! >:(
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Defo chancing his arm. Sme thing happened to my sister. Crashed her mx5 into a signum. Predictably the mx5 behaved similar to tin foil :D and the signum was hardly damaged.
Anyway they both swaped details and that was that.
Couple of weeks later a soliciters letter arrived claiming for whiplash,shoulder pain, headaches, nightmares, stress and even hair loss. I'm serious :o
She just ignored the letter and never heard a thing ::)
I wouldn't worry about it :y
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I've been mulling this over during the day. The person that rang SWMBO was from a solicitors office. Surely, it would be the other woman's insurance company that would need to ring me to get SWMBO's details? The caller did not ask for SWMBO's insurance comapny, just our private address.
I'm beginning to think this is one of those ambulance-chaser jobs. Indeed, was the other woman actually insured?
Hmmm. I smell a rat. >:(
Insurance companies do sometimes get solicitors to do the chasing on their behalf. Or they simply sell the "loss" on to some bunch of parasites because they can't be @rsed to do any chasing.
I would refuse to give away any futher information and, if pressed, just pass it on to your insurers.
Kevin
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Insurer will probably pay out.the cost of trying to provea false whiplash claim as opposed to a genuine one would cost far more than the £2,000 (approx) for the claim.
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Insurer will probably pay out.the cost of trying to provea false whiplash claim as opposed to a genuine one would cost far more than the £2,000 (approx) for the claim.
And the Insurers will be insured against such a claim ::)
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Kevin you should inform your insurers of any bump knock but ensure you tell them you are not making a claim,you left yourself open for not reporting it.
But as said a ambulance chaser and a foreigner,
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The other thing I should have said is that, now you have informed your insurers, you should not talk to the third party or their agents other than to refer them to your insurer as this will almost certainly be a reqirement of your policy.
Kevin
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Too right, keep stum as Kevin says, let the insurance sort it out now. ;)
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Too right, keep stum as Kevin says, let the insurance sort it out now. ;)
Will do.
If the expected letter arrives tomorrow, I shall reveal its contents! :y
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Kevin is spot on btw my insurance policy specifically mentions that!!!
smells fishy nik
firstly any reputable legal firm would obtain your details from the DVLA database and then serve a summons to the vehicles registered owner!
thats what i would expect wouldnt you? i certainly wouldnt expect a phone call out the blue
have you googled the telephone number that called you?
mum had a bump and her insurers Norich union defended her the other party lost because NU proved my mum hit the other party at less than 10mph as no damage was sustained to her vehicle
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Too right, keep stum as Kevin says, let the insurance sort it out now. ;)
Will do.
If the expected letter arrives tomorrow, I shall reveal its contents! :y
Could be interesting if you get one. yeh keep us informed. :y