Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: bighed on 24 January 2009, 12:17:06
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Just give the senator a quick wash and was pulling into work. Pulled up behind a jeep grand cherokee and next thing i know its sat on the senator. She chucked her pile of sh1t in reverse and drove straight into me. How she couldnt see me i will never know!! I had my head lights on to dry out a bit of condensation on the lens. Im now propper peeved off. Its done the wing, bit of the bonnet and pushed the front bumper back. Oh and dented the chrome bumper strip. :'( :'( :'( :'(
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oh dear ! have you killed her ???? :o :o
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No, but I felt like it...... Gonna take it to a bodyshop monday. See what they say. Good thing is I suppose it says on my insurance documents that its worth £2300.
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eek you only just got it as well didnt you?!
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>:( >:( >:( >:( >:( >:( >:(
The dozy bint! She didn't see you cos she won't have bloody looked! >:( >:(
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Yeah only had her a week. Just done all the fluid changes too
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Stupid b*tch,sadly there are very few good Senators left,its a shame when one gets damaged by some silly bint who cant be arsed to look behind her before reversing. :(
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i will tell you now mate it will be a write off !! >:( >:( >:(
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i will tell you now mate it will be a write off !! >:( >:( >:(
Agreed but it may give you the opportunity to buy it back off the insurers and get it repaired at an independant bodyshop that charge a lot less than the ones insurers use you may evan make a few bob out of it.
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...... it may give you the opportunity to buy it back off the insurers and get it repaired at an independant bodyshop that charge a lot less than the ones insurers use you may evan make a few bob out of it.
He already owns the car! The other insurer might be prepared to give you what they thought the car was worth. This is what happened when SWMBO's Lantra was clobbered by a skip waggon, the repairs would have been more than the value of the car, they effectively wrote it off, and offered her £650 to cover its value .... which we accepted. The car was then sold on ... :y
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No doubt she will claim you ran into her & then also go down the personal injury route :-/
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Just give the senator a quick wash and was pulling into work. Pulled up behind a jeep grand cherokee and next thing i know its sat on the senator. She chucked her pile of sh1t in reverse and drove straight into me. How she couldnt see me i will never know!! I had my head lights on to dry out a bit of condensation on the lens. Im now propper peeved off. Its done the wing, bit of the bonnet and pushed the front bumper back. Oh and dented the chrome bumper strip. :'( :'( :'( :'(
I am gutted for you! :'( :'( That Senator is / was a lovely example. :( :( :(
I just hope you can somehow get it back on the road. :(
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Just give the senator a quick wash and was pulling into work. Pulled up behind a jeep grand cherokee and next thing i know its sat on the senator. She chucked her pile of sh1t in reverse and drove straight into me. How she couldnt see me i will never know!! I had my head lights on to dry out a bit of condensation on the lens. Im now propper peeved off. Its done the wing, bit of the bonnet and pushed the front bumper back. Oh and dented the chrome bumper strip. :'( :'( :'( :'(
Woman driver.......inevitable really. :-/ :y
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Just give the senator a quick wash and was pulling into work. Pulled up behind a jeep grand cherokee and next thing i know its sat on the senator. She chucked her pile of sh1t in reverse and drove straight into me. How she couldnt see me i will never know!! I had my head lights on to dry out a bit of condensation on the lens. Im now propper peeved off. Its done the wing, bit of the bonnet and pushed the front bumper back. Oh and dented the chrome bumper strip. :'( :'( :'( :'(
Woman driver.......inevitable really. :-/ :y
She was probably jealous Optimist of somebody else owning such a lovely car and flipped. ::) ::) ::)
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No doubt she will claim you ran into her & then also go down the personal injury route :-/
Doubt that. It happened right outside where I work and i have cctv of the whole event.
I hope they dont write it off else will find her house and burn it down ha ha :'( :'( :'(
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Im not up to scratch on the procedure now. Im going to see a bodyshop on monday. What do I do then?
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Also would they value the car on book price or whats on insurance docs, or is that the book price??
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They'll probably base repair costs on new VX parts, if they do you could be looking at a write off -book price for a senator will be next to nothing-sorry mate!
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If thats the case I will buy it back and get it done
How do I go about buying it back? What happens
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The problem with involving your insurance with the repair is that if it's declared a write off it will go on the car's history and you might well end up having to get the car inspected before it's put back on the road.
They will indeed use book value to determine if it's a write off so it's 100% certain that it will be, IMHO.
If I were you I would take it to a body shop for an opinion / quote by all means but don't get your insurance involved with the body shop.
I would then try to negotiate with the 3rd party insurers and see if they will admit liability and, if so, what they'll offer you to repair it yourself. It will be cheaper for them if your company are not involved in the settlement, and adding their administration costs, etc.
You should inform your insurers, but don't let them write the car off.
Kevin
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Thank you kevin. Think thats gonna be the plan. Looking at it further it looks like its just the wing thats not sitting right. Its pushed back about 3mm. Will see i suppose :y
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If thats the case I will buy it back and get it done
How do I go about buying it back? What happens
You already own it!!! Don't be bullied by the other insurer.
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Christian has just popped in to my work on his way home and says wing will need pulling out and spraying and scuff took out of bumper plastic :y
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Belive me it aint as bad as he said it was, just light scuffs on bumper and wind by Headlight is just bent slightly.
Poor Bighed, i really feel for him aswell today :'(
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Hi Bighed
Don,t know if the senny is old/rare to be put on classic insurance /agreed value policy . My scimitar was valued 9000 when i had it done (Written report buy engineer) some times they just want some pics .I have a mate who srayed the scimitar if you want a quote for repairs
Dave
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As oldgit says ... once the car is sorted have a look at "cherished / classic" insurance. It is usually for a fixed sum and a limited annual mileage, I had it on an MGB I rebuilt some years back.. admittedly it was through the MGOC so was quite a good deal...
Adrianflux http://www.adrianflux.co.uk
or Heritage http://www.heritage-quote.co.uk/modern-classic.cfm
might be worth a phone call
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Yea , this maybe a good idea mate, get some insurance prices together to cover costs of things like this happening when its Chrished to you.
Some ppl dont mind there cars being writen of so they get a good payout but with teh Senny there aint many tidy ones about now mate, especially as tidy as yours. :y
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Shame, hope it gets sorted out mate. ;)
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gutted 4 you such a nice car,hope it all goes well best not say how much you paid for it
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She will be sorted. Trust me and be in even finer form than before. Just my luck chris. And today of ALL days too :'( :'( :'( :'( :'( :'( :'( :'(
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Never mind mate.
I still Love you ;)
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Ha ha, Well the plan is go to betta bodies and elite body craft. Ring up the woman who did damage and give her the quotes which will be without going through insurance, then tell her if she gives me 250 we will be square as I can imagine the quotes will be a lot more than that :y
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Mind you. From what I could see on the way home, the headlight washer on the passenger side which was struck has now started to work ;D :D :y
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Haha quality, i remember that not working ;D
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I lied. Its now not working again.
Good news hopefully anyway. My mate who worked in a bodyshop for a few years and has his own workshop with all the gear has said he will fix all damage, sort the bit of rust on back door, respray the one wingmirror which is minus a bit of lacquer on the top and sort some other bits and pieces for the bargain price of £100 with me buying the paint. Im going to ask the woman for £250 cash to settle it.
Think thats a good deal all in all :y
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Well you know what these birds are like in their chelsea tractors... :o ::)
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Bighed
Hope you get it sorted
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Thanks for all nice comments!!! Well bit of an update. Had quote of bodyshop today as the woman who hit me wanted and it came to £408.93 inc vat. She is going through her insurance company. The bodyshop have put me onto a company called s.a.m. Smart accident management who have taken over the claim from my side. My no claims wont be touched, wont pay excess and will get a hire car. Cant see why she wanted to go through insurance as she will have to pay HER excess anyway plus costs of my claim. Oh well least it WONT be written off hey!!!!! :y
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Thanks for all nice comments!!! Well bit of an update. Had quote of bodyshop today as the woman who hit me wanted and it came to £408.93 inc vat. She is going through her insurance company. The bodyshop have put me onto a company called s.a.m. Smart accident management who have taken over the claim from my side. My no claims wont be touched, wont pay excess and will get a hire car. Cant see why she wanted to go through insurance as she will have to pay HER excess anyway plus costs of my claim. Oh well least it WONT be written off hey!!!!! :y
Maybe you could explain too her AGAIN that your offer will save her the excess and maybe most importantly wont load up next years premiums... :-?
You end up with a fixed car and a few quid in ya back pocket.
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Tried tht. Didnt wanna know. Oh well. :-/ Insurance says I will get a like for like hire car. Lets see shall we :-?
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Tried tht. Didnt wanna know. Oh well. :-/ Insurance says I will get a like for like hire car. Lets see shall we :-?
When they dropping the VXR8 off then???? Saw (and heard) one outside my local chippy last night...nice.....
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This was exactky what i was just saying to my mate at work. Dunno how they will do it but I have said definatly [size=22]NO [/size]ford's >:( >:( >:(
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This was exactky what i was just saying to my mate at work. Dunno how they will do it but I have said definatly [size=22]NO [/size]ford's >:( >:( >:(
when someone dinged me v6 they said like for like and what did i get ......some manky piece of s**t Ford feista i told them to get lost >:( ;D so they changed it to a vx ashtray :( :( I was still not happy, so they said you hire a car and we will reinburse you the cost,didnt bother but it still took me 8 months to get me excess back from the other company
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Another update, assessor has been and given the go ahead for work. :y
He pulled on my drive and i went out to meet him. The first thing he said was " Blimey, not seen one of these for years" closely by, "I owned one of these about ten years ago but it wasn't in this good a condition then" ;D :y
So just waiting to hear off smart accident management :)
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Another update, assessor has been and given the go ahead for work. :y
He pulled on my drive and i went out to meet him. The first thing he said was " Blimey, not seen one of these for years" closely by, "I owned one of these about ten years ago but it wasn't in this good a condition then" ;D :y
So just waiting to hear off smart accident management :)
Sounds like he was a fan...good news :y
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Sounds like a result, then...just make sure the job gets done to your satisfaction...