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Chat Area => General Discussion Area => Topic started by: nick v6 on 20 May 2009, 17:41:45

Title: looks like bye bye mig
Post by: nick v6 on 20 May 2009, 17:41:45
just got back from the hospital
taking ann to work and waiting to turn into a junction
sum silly cow slammed into the back of me
she hit the tow bar that hard it bent the tow bar up in to the boot and pushed all the floor of the boot up and also twisted the towbar
i'm lucky i had the towbar on the car i would hate to think what damage would be if i didnt have the bar on

she has offered me £1000 cash and also told her insurance company
ive just gotta phone mine now to tell them

this close to the wedding as well
not what we needed as ann has got to take a few days off work

im just glad the boys are ok they was my main concern
Title: Re: looks like bye bye mig
Post by: cem_devecioglu on 20 May 2009, 17:43:40
sorry to hear this.. :(

take her skin >:(

like how they did to me >:(
Title: Re: looks like bye bye mig
Post by: Andyb on 20 May 2009, 17:44:11
sorry to hear that mate hope you get it all sorted before the big day
Title: Re: looks like bye bye mig
Post by: webby23 on 20 May 2009, 17:44:59
Nick

Take the grand mate, provided its a genuine offer of course, then go out and get a newer and even nicer Omega with the money mate

£1000 will get you a decent enough facelift these days

 :y
Title: Re: looks like bye bye mig
Post by: largecol on 20 May 2009, 17:45:09
Sorry to here that mate  :'(, but everyone`s ok, thats the main thing - cars can be replaced.  :y :y
Title: Re: looks like bye bye mig
Post by: nick v6 on 20 May 2009, 17:47:14
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Nick

Take the grand mate, provided its a genuine offer of course, then go out and get a newer and even nicer Omega with the money mate

£1000 will get you a decent enough facelift these days

 :y

thats what i was thinking of doing
as soon as i got the money ill get a new mig and ill strip this 1 :y
Title: Re: looks like bye bye mig
Post by: STMO123 on 20 May 2009, 17:49:01
£1000 !!!!. Dont tell anyone where she lives. There'll be a massive queue.
Title: Re: looks like bye bye mig
Post by: albitz on 20 May 2009, 17:59:33
I wouldnt take the grand,I would do it properly through the insurance.
I wonder why she is offering a grand rather than letting insurance pay?
maybe she makes a habit of driving into the back of peoples cars. :-/
Title: Re: looks like bye bye mig
Post by: webby23 on 20 May 2009, 18:02:56
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I wouldnt take the grand,I would do it properly through the insurance.
I wonder why she is offering a grand rather than letting insurance pay?
maybe she makes a habit of driving into the back of peoples cars. :-/

Who cares what her habits are.....??

If someone wants to smash into the back of my car, hurting nobody, then offer me more than my car is worth in cash, why would anyone say no.............????

 :y
Title: Re: looks like bye bye mig
Post by: STMO123 on 20 May 2009, 18:03:02
And please change 'Drives 2.5 v6 cdx', it's not strictly true.
Title: Re: looks like bye bye mig
Post by: crazyjoetavola on 20 May 2009, 18:03:41
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I wouldnt take the grand,I would do it properly through the insurance.
I wonder why she is offering a grand rather than letting insurance pay?maybe she makes a habit of driving into the back of peoples cars. :-/

A point well made Albs ;)
Title: Re: looks like bye bye mig
Post by: nick v6 on 20 May 2009, 18:04:20
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And please change 'Drives 2.5 v6 cdx', it's not strictly true.

its still driveable just cant tow with it

if i take a good hammer to the boot floor and change the tow bar it will be back to normal :y
Title: Re: looks like bye bye mig
Post by: STMO123 on 20 May 2009, 18:04:33
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And please change 'Drives 2.5 v6 cdx', it's not strictly true.


In fact, change your username to 'Nick Nocar' ;D
Title: Re: looks like bye bye mig
Post by: nick v6 on 20 May 2009, 18:06:05
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And please change 'Drives 2.5 v6 cdx', it's not strictly true.


In fact, change your username to 'Nick Nocar' ;D

i can still drive it ;D ;D

only you can take the p!55 and get away with it ;D ;D
Title: Re: looks like bye bye mig
Post by: HolyCount on 20 May 2009, 18:06:45
Take the grand -- but in NO WAY SHAPE OR FORM say or do anything to make her think it's in full and final settlement !!!

Without wanting to appear alarmist -- that sounds like it was quite a shunt ---- keep an eye on the kids and Ann for a couple of days -- wattch for headaches, neck or back aches -- in yourself too -- whiplash can take a couple of days to come out.

Keep your options open
Title: Re: looks like bye bye mig
Post by: Del Boy on 20 May 2009, 18:13:40
Do as HC said mate, sorry to hear about it too.
Title: Re: looks like bye bye mig
Post by: cem_devecioglu on 20 May 2009, 18:27:18
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Quote
And please change 'Drives 2.5 v6 cdx', it's not strictly true.


In fact, change your username to 'Nick Nocar' ;D

 ;D

one after another ;D :y
Title: Re: looks like bye bye mig
Post by: AndyVXR300 on 20 May 2009, 18:38:42
Sorry to hear about your bad news....

Main thing is nobody was hurt !!
Title: Re: looks like bye bye mig
Post by: Taxi_Driver on 20 May 2009, 19:20:34
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Take the grand -- but in NO WAY SHAPE OR FORM say or do anything to make her think it's in full and final settlement !!!

Without wanting to appear alarmist -- that sounds like it was quite a shunt ---- keep an eye on the kids and Ann for a couple of days -- wattch for headaches, neck or back aches -- in yourself too -- whiplash can take a couple of days to come out.

Keep your options open

I agree there.....and remember that if you do suffer whiplash etc if you go through insurance....you'll get 2-2.5k per claimant  ;)

My advice would be to get yourself/ann and the kids to the docs in the morning or as soon as poss for a check up  :y

Title: Re: looks like bye bye mig
Post by: nick v6 on 20 May 2009, 19:24:26
Quote
Quote
Take the grand -- but in NO WAY SHAPE OR FORM say or do anything to make her think it's in full and final settlement !!!

Without wanting to appear alarmist -- that sounds like it was quite a shunt ---- keep an eye on the kids and Ann for a couple of days -- wattch for headaches, neck or back aches -- in yourself too -- whiplash can take a couple of days to come out.

Keep your options open

I agree there.....and remember that if you do suffer whiplash etc if you go through insurance....you'll get 2-2.5k per claimant  ;)

My advice would be to get yourself/ann and the kids to the docs in the morning or as soon as poss for a check up  :y


we have all been to the docs and we are all booked in for the doctors
Title: Re: looks like bye bye mig
Post by: Martin_1962 on 20 May 2009, 19:26:04
Sounds like a write off :(

Was she insured?
Title: Re: looks like bye bye mig
Post by: nick v6 on 20 May 2009, 19:28:11
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Sounds like a write off :(

Was she insured?

yeah she is insured i checked that out
her car is a good right off as the towbar ploughed through her bumper and bonnett
Title: Re: looks like bye bye mig
Post by: STMO123 on 20 May 2009, 19:29:46
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Sounds like a write off :(

Was she insured?

yeah she is insured i checked that out
her car is a good right off as the towbar ploughed through her bumper and bonnett

Well, if she's definately insured, go through her insurance, because a grand wont touch this claim.
Title: Re: looks like bye bye mig
Post by: KillerWatt on 20 May 2009, 20:15:54
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Sounds like a write off :(

Was she insured?

yeah she is insured i checked that out
her car is a good right off as the towbar ploughed through her bumper and bonnett

Well, if she's definately insured, go through her insurance, because a grand wont touch this claim.
I agree 100%, a grand wouldn't even begin to stir my interest if I had been hit so hard it twisted the floor of the motor.

I know there are people out there that sometimes want to settle in cash rather than go through insurance, but they don't start talking figures until they know what they are up against for sure (it's normally "get a quote and let me know" kind of thing).

The other curious thing is that she offered to settle privately, yet she informed her insurance anyway.
People ONLY offer to settle privately when they DON'T want their insurance to know they've had an accident (or they aren't insured and are scared of getting nicked), so that just doesn't ring right.


PS

Nick, how did you check out that she was insured?
If you did it through askmid, all that proves is that the car is insured.....it doesn't mean she is the policy holder or even a named driver.
Title: Re: looks like bye bye mig
Post by: nick v6 on 20 May 2009, 20:17:30
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Sounds like a write off :(

Was she insured?

yeah she is insured i checked that out
her car is a good right off as the towbar ploughed through her bumper and bonnett

Well, if she's definately insured, go through her insurance, because a grand wont touch this claim.
I agree 100%, a grand wouldn't even begin to stir my interest if I had been hit so hard it twisted the floor of the motor.

I know there are people out there that sometimes want to settle in cash rather than go through insurance, but they don't start talking figures until they know what they are up against for sure (it's normally "get a quote and let me know" kind of thing).

The other curious thing is that she offered to settle privately, yet she informed her insurance anyway.
People ONLY offer to settle privately when they DON'T want their insurance to know they've had an accident (or they aren't insured and are scared of getting nicked), so that just doesn't ring right.

i spoke to my insurance and told them she offered me the money to pay for it and my insurabce said thats fine
Title: Re: looks like bye bye mig
Post by: KillerWatt on 20 May 2009, 20:19:25
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i spoke to my insurance and told them she offered me the money to pay for it and my insurabce said thats fine
They would say that Nick, and they will be breathing a huge sigh of relief if you accept IMO.
Title: Re: looks like bye bye mig
Post by: STMO123 on 20 May 2009, 20:22:28
You're not getting it Nick. If you or Ann or both wake up tomorrow with possible neck injuries or whatever, then the insurance claim will rocket. Believe me mate, the car repairs are a very small part of most insurance claims.

If you absolve her of responsibility by taking her cash, you may regret it.
Title: Re: looks like bye bye mig
Post by: miggcddave on 20 May 2009, 20:23:07
sorry to here about your bang nick  :( but if it were the other way around mate and you hit her in the back end i bet she would hit your insurance co with a big claim . wiplash  for all in car loss of car/work etc hope all are ok mate :y
Title: Re: looks like bye bye mig
Post by: cem_devecioglu on 20 May 2009, 20:25:48
you will see tomorrow when you wake up..if anybody have pain, things may change.. :-/
Title: Re: looks like bye bye mig
Post by: KillerWatt on 20 May 2009, 20:27:44
Nick...

I was involved in an accident in 2001 where someone drove in to the side of my car while I was waiting at a set of traffic lights.

The car was an F reg Nissan Bluebird 2.0 GSXi, and was worth no more than £600 in the real world. The damage itself was quite minimal (wing, headlight, indicator, bumper, and grill) and we both drove away from the accident.

The final bill for that accident came out to £4,800, and neither myself nor the other driver had any injuries.

If you want to take a grand then take it, but you'll be a fool if you do IMO.
Title: Re: looks like bye bye mig
Post by: nick v6 on 20 May 2009, 20:27:57
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you will see tomorrow when you wake up..if anybody have pain, things may change.. :-/

no probs
ive taken as many pain killers as i can take
cant take many due to the tablets im already on
Title: Re: looks like bye bye mig
Post by: cem_devecioglu on 20 May 2009, 20:37:40
apart from insurance claims and related , "a known enemy is better than an unknown friend" .. miggy is a complicated car.. so its hard to predict what will bring a new purchase.. :-/
Title: Re: looks like bye bye mig
Post by: nick v6 on 20 May 2009, 20:40:32
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apart from insurance claims and related , "a known enemy is better than an unknown friend" .. miggy is a complicated car.. so its hard to predict what will bring a new purchase.. :-/

ive spent quite a bit on this mig so i dont really want to get rid of it
it runs well and im happy with it :y
Title: Re: looks like bye bye mig
Post by: unlucky mark mv6 on 20 May 2009, 20:44:41
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I wouldnt take the grand,I would do it properly through the insurance.
I wonder why she is offering a grand rather than letting insurance pay?
maybe she makes a habit of driving into the back of peoples cars. :-/
Yeah thats what i was thinking,happened to me about 2 months ago when an old gizza rolled back into me,and just made a black mark.Told him it had got to be resprayed,and got £100 cash out of it,anyway doesent really matter as i am doing it myself anyway.Couldent let him get away with it though as there could have been a kid walking behind at the time,and would have probably crushed em.
Title: Re: looks like bye bye mig
Post by: HolyCount on 20 May 2009, 21:09:55
Has she given any clues as to why she hit you?  On the phone??? Doing her make up ??? Something she'd prefer wasn't mentioned !?
Title: Re: looks like bye bye mig
Post by: nick v6 on 20 May 2009, 21:12:01
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Has she given any clues as to why she hit you?  On the phone??? Doing her make up ??? Something she'd prefer wasn't mentioned !?

i think she actuly fell asleep as she was saying how tired she was :-/
Title: Re: looks like bye bye mig
Post by: webby23 on 20 May 2009, 21:29:50
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apart from insurance claims and related , "a known enemy is better than an unknown friend" .. miggy is a complicated car.. so its hard to predict what will bring a new purchase.. :-/


Same with any car though.............??
Title: Re: looks like bye bye mig
Post by: BERTIECBX550 on 20 May 2009, 21:32:15
And in the local Express and Star tonight is a T reg 3l elite going for £450 nick  :y :y :y might be worth a look  :y :y :y
Title: Re: looks like bye bye mig
Post by: JamesV6CDX on 25 May 2009, 17:53:27
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if i take a good hammer to the boot floor and change the tow bar it will be back to normal :y

Nick's Accident Repair Services[size=8] (v)[/size] LTd... ;D ;D
Title: Re: looks like bye bye mig
Post by: nick v6 on 25 May 2009, 18:24:17
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Quote

if i take a good hammer to the boot floor and change the tow bar it will be back to normal :y

Nick's Accident Repair Services[size=8] (v)[/size] LTd... ;D ;D

got a good ring to that :y
Title: Re: looks like bye bye mig
Post by: Ghost on 25 May 2009, 19:07:15
Its not worth trying to sort it out mate, might be completly twisted and would not drive like before the shunt. Glad to hear your all ok,  :y
Title: Re: looks like bye bye mig
Post by: nick v6 on 25 May 2009, 19:10:50
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Its not worth trying to sort it out mate, might be completly twisted and would not drive like before the shunt. Glad to hear your all ok,  :y

not twisted had it checked
and it drives just the same
hard to beleave but it's fine
no difference at all :y
Title: Re: looks like bye bye mig
Post by: Ghost on 25 May 2009, 19:13:41
well that goes to show how stable migs are. glad to hear it mate.
Title: Re: looks like bye bye mig
Post by: Omega man 2 on 25 May 2009, 19:18:23
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well that goes to show how stable migs are. glad to hear it mate.

Definetly.

I got rear ended by a civic a few months back, his was a write off but the mig only had a couple of scratches that polished off ;D ;D

For this very reason I refuse to drive small cars, even though I'm 18. :D

I'm not having some young git running into me and me paying for the consequences >:(