Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: matty on 31 July 2009, 09:44:28
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coming home last night had a vectra pull out on me and suddenly stop with no indication and one brakelight!!
slammed on the anchors but clipped his back bumper knocking it off its bracket and marking the bumper,
couldnt speak english and got out the car and approached the car very violently, Luckily i think that as i was alot bigger than him this put him off,
just kept saying INSURANCE INSURANCE
ended up going to his house round the corner and his 12 year old translating for him, taking pictures etc, i said look its only a bracket i will go to vauxhall buy u another and fit it now! " no no no insurance insurance" so we swapped details,
i hit him about 15mph, his 3 year old was in the back with no seatbelt on! stnading on the back seat!!!
so my insurance company basically said as i went into the BACK of him its technically my fault!!
so im gonna loose 1-2 years no claims for a ten quid bracket!
What a jip!
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You should have taken a picture of his child on the rear seat and kept saying Police. Police and watch him sqirm. I bet he would have let you fix it then.
Bad luck matey. Probably stoped quickly coz of the young un in the first place. :-/
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didnt sleep last night just thinking what if i was doing 30!! (the speed limit!) that kiddie would of gone flying! i would of, if i had someone in my car with me or rang the police as i cant remember seeing a child seat,
spoke to a traffic copper last night he said most of them have foreign insurance and wont be valid here or no mot!!
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didnt sleep last night just thinking what if i was doing 30!! (the speed limit!) that kiddie would of gone flying! i would of, if i had someone in my car with me or rang the police as i cant remember seeing a child seat,
spoke to a traffic copper last night he said most of them have foreign insurance and wont be valid here or no mot!!
As long as you were not over the speed limit. What concerns me here is. Has the guy done this on purpose for the sake of an insurance claim, it seems to be the latest scam. I really hope this is not the case due to having the child on boad. But FFS why didnt the guy have his child secure, it's the Law and he was breaking it. Make sure your insurance company is aware of the child standing on the back seat and tell them you didnt see a childs seat.
The law is there for a reason, regardless of what country they are from.
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Dispute it and give the full facts to yor insurance company.....I suspect they may go knock for knock on this one.
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thanks guys i am putting it all in writing to my insurance firm today
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Best way to try to keep ahead of the game now is to remember......
Camera
Police
Witnesses
Take photographs at the scene, contact the police, in this case alleging careless driving, and seek witnesses to the event.
Seems now to be sensible to collect as much evidence at the scene as possible as the dispute will normally start after the event and without some form of firm evidence, will always degenerate into a they say/I say exchange.
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In car cctv, its the future :y
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In car cctv, its the future :y
Not far off the mark, G :y :y
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AFAIK he cannot insist on your insurance company paying. If you want to pay for his repairs direct then he cannot alter that.
Down side is it will be on the basis of some quote he gets from somewhere since you can't insist on doing the work yourself.
It is pretty difficult to avoid responsibility for rear-ending someone but you should have a case if he pulled out without warning, leaving you insufficient room to stop.
I am currently having to go to small claims court over a gobby bird who rear-ended my Omega.
All the best.
[edit]It's not too late to photograph the road layout to help with your explanation. Also you can trace Google Earth images for a close-to-scale diagram.[/edit]
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In car cctv, its the future :y
I'm working on mine today ;) :y
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AFAIK he cannot insist on your insurance company paying. If you want to pay for his repairs direct then he cannot alter that.
Down side is it will be on the basis of some quote he gets from somewhere since you can't insist on doing the work yourself.
It is pretty difficult to avoid responsibility for rear-ending someone but you should have a case if he pulled out without warning, leaving you insufficient room to stop.
I am currently having to go to small claims court over a gobby bird who rear-ended my Omega.
All the best.
[edit]It's not too late to photograph the road layout to help with your explanation. Also you can trace Google Earth images for a close-to-scale diagram.[/edit]
Good luck with that Chris :y :y
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Im a architect assistant so i have measured the distance from the roundabout with lasers (to be accurate) i was coming off, taken photos of the junction he just come out of well it wasnt a junction was like a driveway!
and i have a number of a guy who saw it, i phoned him and basically his response was " yeah mate sure no bother better get these foreign monkeys out our country" thought .... rriigghht racist but oh well!
i have given the number plate to a "friend" who is gonna do some checks on it for me,
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though i see why my dad had omegas when we was kids! i hardly felt a thing!!! and not a mark on it , i have photo'd that showing to the insurance company that i couldnt of hit him hard
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AFAIK he cannot insist on your insurance company paying. If you want to pay for his repairs direct then he cannot alter that.
Down side is it will be on the basis of some quote he gets from somewhere since you can't insist on doing the work yourself.
It is pretty difficult to avoid responsibility for rear-ending someone but you should have a case if he pulled out without warning, leaving you insufficient room to stop.
I am currently having to go to small claims court over a gobby bird who rear-ended my Omega.
All the best.
[edit]It's not too late to photograph the road layout to help with your explanation. Also you can trace Google Earth images for a close-to-scale diagram.[/edit]
Good luck with that Chris :y :y
Thanks Zulu77.
Although I downed my cover to TPFT I did go for the Legal Protection so a friendly bunch of solicitors is handling it for me.
I would recommend Legal Protection in this current climate.
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jsut looked at the pics and it has the zig zaggy lines so if he was attempting to stop thats against the law isnt it??
(the big white lines /\/\/\ )
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In car cctv, its the future :y
I'm working on mine today ;) :y
I was thinking about investigating a home made one that also records when the car isn't moving (vandalism/drive-off post prang threat)
Anyone have any experience? Otherwise I may just get one of the off-the-shelf records while you drive only models
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In car cctv, its the future :y
I'm working on mine today ;) :y
I was thinking about investigating a home made one that also records when the car isn't moving (vandalism/drive-off post prang threat)
Anyone have any experience? Otherwise I may just get one of the off-the-shelf records while you drive only models
...power consumption may be an issue as well as the recording medium used - running, as it would need to, for an extended period without the engine operating.
Should the cameras not be well concealed there may also be a problem where undue attention is given to the car due to the very fact that cameras are onboard.
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coming home last night had a vectra pull out on me and suddenly stop with no indication and one brakelight!!
slammed on the anchors but clipped his back bumper knocking it off its bracket and marking the bumper,
couldnt speak english and got out the car and approached the car very violently, Luckily i think that as i was alot bigger than him this put him off,
just kept saying INSURANCE INSURANCE
ended up going to his house round the corner and his 12 year old translating for him, taking pictures etc, i said look its only a bracket i will go to vauxhall buy u another and fit it now! " no no no insurance insurance" so we swapped details,
i hit him about 15mph, his 3 year old was in the back with no seatbelt on! stnading on the back seat!!!
so my insurance company basically said as i went into the BACK of him its technically my fault!!
so im gonna loose 1-2 years no claims for a ten quid bracket!
What a jip!
Cancel it now - he is not insured and is trying to claim off you - he will have a crooked lawyer to help milk you for thousands.
Call the Police and get him arrested for the loose kid!
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didnt sleep last night just thinking what if i was doing 30!! (the speed limit!) that kiddie would of gone flying! i would of, if i had someone in my car with me or rang the police as i cant remember seeing a child seat,
spoke to a traffic copper last night he said most of them have foreign insurance and wont be valid here or no mot!!
Sounds like he is trying for a Darwin award.
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he has ligitamate insurance, he rang up my insurance and gave all his details over
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In car cctv, its the future :y
I'm working on mine today ;) :y
I was thinking about investigating a home made one that also records when the car isn't moving (vandalism/drive-off post prang threat)
Anyone have any experience? Otherwise I may just get one of the off-the-shelf records while you drive only models
Would be nice if it only recorded anything that moves. Some home CCTV uses screen detection, in that, if a pixel changes it starts to record and then stops again once static. 2 good things there in that it saves disk space and also easy to check it out the day after. :y
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In car cctv, its the future :y
I'm working on mine today ;) :y
I was thinking about investigating a home made one that also records when the car isn't moving (vandalism/drive-off post prang threat)
Anyone have any experience? Otherwise I may just get one of the off-the-shelf records while you drive only models
Would be nice if it only recorded anything that moves. Some home CCTV uses screen detection, in that, if a pixel changes it starts to record and then stops again once static. 2 good things there in that it saves disk space and also easy to check it out the day after. :y
Good idea, but as mentionned earlier power consumption is an issue. Cameras would need to be hidden away discretely but with the size of some of the pin hole cameras nowadays that is entirely feasable :y
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In car cctv, its the future :y
I'm working on mine today ;) :y
I was thinking about investigating a home made one that also records when the car isn't moving (vandalism/drive-off post prang threat)
Anyone have any experience? Otherwise I may just get one of the off-the-shelf records while you drive only models
Would be nice if it only recorded anything that moves. Some home CCTV uses screen detection, in that, if a pixel changes it starts to record and then stops again once static. 2 good things there in that it saves disk space and also easy to check it out the day after. :y
Good idea, but as mentionned earlier power consumption is an issue. Cameras would need to be hidden away discretely but with the size of some of the pin hole cameras nowadays that is entirely feasable :y
Would they consume too much power to consider a solar panel for topping up.
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In car cctv, its the future :y
I'm working on mine today ;) :y
I was thinking about investigating a home made one that also records when the car isn't moving (vandalism/drive-off post prang threat)
Anyone have any experience? Otherwise I may just get one of the off-the-shelf records while you drive only models
Would be nice if it only recorded anything that moves. Some home CCTV uses screen detection, in that, if a pixel changes it starts to record and then stops again once static. 2 good things there in that it saves disk space and also easy to check it out the day after. :y
Good idea, but as mentionned earlier power consumption is an issue. Cameras would need to be hidden away discretely but with the size of some of the pin hole cameras nowadays that is entirely feasable :y
Would they consume too much power to consider a solar panel for topping up.
.......you would still need to draw power from the car battery unless you had a dedicated set-up with a specific or integrated battery.
The attachment of any obvious feature such as the solar panel also would reduce the discrete nature of the installation.
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I had a similar accident to this 9 years ago.
Some daft old beesh in a knackered 1985 Sierra pulled out in front of me as I was going down the A34 near Stafford.
I was doing the limit of 50mph, which witnesses thankfully supported, and she pulled out literally 30 yards in front of me......
It was dark and raining but my lights were on.....
Smacked her right up the trumpet, hard, and wrote the Sierra off....
She ended up getting convicted of driving without due care and attention and her insurance paid up......
Best of luck with your case mate
:y
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well im gonna polish up my miggy tomoro to cheer me up , fit my Opel mudflaps and give her alot of TLC!
oh and go to the scrappy and fingers crossed they will have a nice mv6 in which i can nab the spoiler off as im struggling to find one! OR im gonna get a m4 one and cut it to fit
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There wil be an attempt at a claim for injuries for him and the child,I would bet money on it. ;)
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Know it's too late to suggest it now chap, but you may want to look at something like this perhaps.
Only not from Amazon though as it's way too expensive !. But it'll give you an idea of whats out there.
http://www.amazon.co.uk/Automated-Driving-Recorder-ADR-3000-Module/dp/B001BS7BPW/ref=sr_1_3?ie=UTF8&s=electronics&qid=1249058936&sr=8-3
or there's this one.
http://www.autoexpress.co.uk/news/autoexpressnews/223770/incar_camera_has_staying_power.html
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Know it's too late to suggest it now chap, but you may want to look at something like this perhaps.
Only not from Amazon though as it's way too expensive !. But it'll give you an idea of whats out there.
http://www.amazon.co.uk/Automated-Driving-Recorder-ADR-3000-Module/dp/B001BS7BPW/ref=sr_1_3?ie=UTF8&s=electronics&qid=1249058936&sr=8-3
or there's this one.
http://www.autoexpress.co.uk/news/autoexpressnews/223770/incar_camera_has_staying_power.html
...two very useful links, matt :y :y
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There wil be an attempt at a claim for injuries for him and the child,I would bet money on it. ;)
This can almost be gauranteed, and also suspect he will have many witnesses by now.
I would suggest getting your own witnesses pronto. It seems whenever someone is in the wrong the magic witness appears even though there was no one there at the time.
Just tell your insurance company that a note was popped through your letterbox sating they witnessed the accident.
If you don't I will almost gaurantee they will. It happened to me, and I got stung.
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got my witness! all sorted told them i had a witness soon as i rang up
i emailed them a pic of my miggy totally intact and not a mark on it!