Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: tunnie on 10 September 2009, 22:22:10

Title: this could be a better investment....
Post by: tunnie on 10 September 2009, 22:22:10
http://search.autotrader.co.uk/es-uk/www/cars/BMW+M5/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146-236,N-240-4294964123-4294967078/advert.action?R=200931338887943&distance=50&postcode=NN29+7NR&channel=CARS&make=BMW&model=M5&min_pr=&max_pr=&max_mileage=&vehicleYearOfManufacture=2001&vehicleRegLetter=Y

Think insurance could be an issue though  ::)
Title: Re: this could be a better investment....
Post by: albitz on 10 September 2009, 22:33:14
Nice,but it aint a bike. ;)
you could get a nice old 740i with LPG for a couple of grand and still have enough left to buy a nice bike







just not that that strange contraption. :D ;D
Title: Re: this could be a better investment....
Post by: feeutfo on 10 September 2009, 22:42:25
....and still a Beemer. Yuk.

If your determine to spend 10k put it towards a house or flat......  Sorry, ill go now.
Title: Re: this could be a better investment....
Post by: cem_devecioglu on 10 September 2009, 22:42:46
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http://search.autotrader.co.uk/es-uk/www/cars/BMW+M5/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146-236,N-240-4294964123-4294967078/advert.action?R=200931338887943&distance=50&postcode=NN29+7NR&channel=CARS&make=BMW&model=M5&min_pr=&max_pr=&max_mileage=&vehicleYearOfManufacture=2001&vehicleRegLetter=Y

Think insurance could be an issue though  ::)

buy it.. one of the fastest cars in an affordable price..

and your chance to survive statistically proven to be higher than a bike.. :y

Title: Re: this could be a better investment....
Post by: Kevin Wood on 10 September 2009, 23:37:04
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....and still a Beemer. Yuk.

If your determine to spend 10k put it towards a house or flat......  Sorry, ill go now.

Absolutely. Getting on the housing market will give you more satisfaction than toys IME. There'll be time and money for them later anyway.

Kevin
Title: Re: this could be a better investment....
Post by: feeutfo on 11 September 2009, 00:49:02
Quote
Quote
....and still a Beemer. Yuk.

If your determine to spend 10k put it towards a house or flat......  Sorry, ill go now.

Absolutely. Getting on the housing market will give you more satisfaction than toys IME. There'll be time and money for them later anyway.

Kevin

And could arguably be the best time to buy for some time to come, maybe, ish?

At a similar age i could have bought a very nice but small 2 bed flat worth 75k  for 35 k as a part ownership with the council. Same flat now is worth about 160k in total. Bought i bike instead. A decission that probably cost me 50k all in including the bike, in house price increases, in todays money. My current mortgage would be consideraly less now. With rental income even less again if i kept it.

If frugal, could buy a flat nearer to work, and still have a tidy motor toy. Going to shut up now, starting to sound like my MooMa and MooPa. Thought they where mad at the time. :-)



Title: Re: this could be a better investment....
Post by: tunnie on 11 September 2009, 08:04:19
My house deposit fund is building up nicely. Hope to have 20k stashed by the end of the year.
Title: Re: this could be a better investment....
Post by: Marks DTM Calib on 11 September 2009, 08:47:17
You will need it....just remember, once you get a house, running toys becomes much harder!
Title: Re: this could be a better investment....
Post by: TheBoy on 11 September 2009, 09:01:50
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My house deposit fund is building up nicely. Hope to have 20k stashed by the end of the year.
You dont want to be carrying other loans in the first couple of years.

A lot of building societies are saying that prices have bottomed and creeping (slowly) back up, so in your position, this year may well be the time to buy, particularly in that slow selling period in the 3months up to xmas
Title: Re: this could be a better investment....
Post by: Marks DTM Calib on 11 September 2009, 09:03:01
Your biggest problem might well be getting a mortgage on temporary contracts with the new job.
Title: Re: this could be a better investment....
Post by: TheBoy on 11 September 2009, 09:05:47
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Your biggest problem might well be getting a mortgage on temporary contracts with the new job.
Our contractors, when we had some, were able to find mortgages without issue earlier this year and late last year. Not sure if it was a higher rate or not though  :-/
Title: Re: this could be a better investment....
Post by: tunnie on 11 September 2009, 10:19:46
Quote
Quote
Your biggest problem might well be getting a mortgage on temporary contracts with the new job.
Our contractors, when we had some, were able to find mortgages without issue earlier this year and late last year. Not sure if it was a higher rate or not though  :-/

The role is contract to perm, (although i know thats not garenteed) even at the interview they asked me if i would be interested in a perm role in 6 months time as team leader.  :)

Hence me looking at a toy now, since i can expense most things i will have very little out going, and i thought now is the time to get a big bike do a spot of touring before i get lumbered with a house.
Title: Re: this could be a better investment....
Post by: cem_devecioglu on 11 September 2009, 11:26:15
buy the car , in case of problem you can sell more easy than a home.. (let the parents pay the bills ;D)

And you will enjoy your time ::)
Title: Re: this could be a better investment....
Post by: tmx on 11 September 2009, 13:13:02
A hell of alot of car the M5 but.... The VANOS units can pack up and cost absolutely thousands to put right! also ive seen ones that have been ragged to death blow blue smoke!

the 4.0 V8 doesnt run properly on LPG and only does like 10mpg to the gas its alot of work to properly LPG convert a V8 BMW because of the DME units it has 4x ECU's! to manage the Transmission & Engine alone

M5's on the E39 shape are getting more and more cheaper as the E60 gets cheaper as its due for replacement soon so the E39 will depreciate even more soon!

10k would find you a late facelift E38 M5 with the individual pack id invest the money  in a house instead!
Title: Re: this could be a better investment....
Post by: doog on 11 September 2009, 14:24:07
Screw buying a house
 buy an old m5 and any money you have left put in the tank

 you have the rest of your life to pay a mortgage
wait till you have a nagging wife, a mortgage that will strangle you and a few kids and a dog  you will think back and say why didnt i buy that car now is the only time you will ever be able to afford it   :y


Doug
Title: Re: this could be a better investment....
Post by: cem_devecioglu on 11 September 2009, 14:44:45
Quote
Screw buying a house
 buy an old m5 and any money you have left put in the tank

 you have the rest of your life to pay a mortgage
wait till you have a nagging wife, a mortgage that will strangle you and a few kids and a dog  you will think back and say why didnt i buy that car now is the only time you will ever be able to afford it   :y


Doug

definitely agreed.. and cant say better.. forget the house..  ;D

You are too young to worry about mortgage payments..

yeah m5 will cost a fortune to keep on the road but anyway its not sticked to you.. you can sell whenever you want.. 

and forget also LPG.. M5 bimmer will bring so many problems with that..


ps: keep some money aside for the left chair occupant.. trust me wont be cheap and needs too much money ;D
Title: Re: this could be a better investment....
Post by: Kevin Wood on 11 September 2009, 15:29:10
To describe any vehicle purchase as an investment.... ;)

Best I've ever done on a vehicle purchase is not to lose money - and that was a glider. Anything that's used on the road will depreciate faster than you can pay the loan off.

Kevin
Title: Re: this could be a better investment....
Post by: Dishevelled Den on 11 September 2009, 15:43:52
Quote
To describe any vehicle purchase as an investment.... ;)

Best I've ever done on a vehicle purchase is not to lose money - and that was a glider. Anything that's used on the road will depreciate faster than you can pay the loan off.

Kevin

In a nutshell :y :y  Save, save, save ;) ;) ;)