Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: plym ian on 08 June 2010, 22:00:04

Title: swift cover
Post by: plym ian on 08 June 2010, 22:00:04
keep getting declined on swift cover even though ive got 9 years no clams and no convictions has any one else had this problem with them >:(
Title: Re: swift cover
Post by: Lazydocker on 08 June 2010, 22:01:56
Nope... Good as gold for both of us. Might be job/postcode/modification related? :-/ :-/
Title: Re: swift cover
Post by: plym ian on 08 June 2010, 22:09:49
Quote
Nope... Good as gold for both of us. Might be job/postcode/modification related? :-/ :-/
it's my postcode don't know why probably cause they think i live in a bad area even though the biggest car crime round here is chavs in poorly done up corsa/saxos/106's ;D ;D
Title: Re: swift cover
Post by: ferrari jason on 08 June 2010, 22:17:29
I`m with swift cover only problem i had was my car showing as auto when its a manual ( ex plod ) sorted it with a quick phone call to a human being the actual quote dropped by £ 50 because of the gearbox  :y
Title: Re: swift cover
Post by: webby23 on 08 June 2010, 22:24:59
I was with SwiftCover for 3 yrs then suddenly last year they were so UNcompetitive it was unbelievable......Even the AA were cheaper so i am with them instead now.....!!

 :y
Title: Re: swift cover
Post by: Mr Skrunts on 08 June 2010, 22:47:19
Only people they wont cover from what i can tell is people who are not working.

Title: Re: swift cover
Post by: same #same# on 08 June 2010, 23:44:49
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Only people they wont cover from what i can tell is people who are not working.

not true, its your credit check,,,16years no clams, credit's pay swift you pay them, even if paying in full. is in the small print on paperwork. do you or the house you live in at any time had a debt on it or unpaid bill from last owner as that can doit as well.
Title: Re: swift cover
Post by: Turk on 08 June 2010, 23:47:23
I've been with Swift Cover for the last two years.  :y
Title: Re: swift cover
Post by: Mr Skrunts on 09 June 2010, 00:02:21
Quote
Quote
Only people they wont cover from what i can tell is people who are not working.

not true, its your credit check,,,16years no clams, credit's pay swift you pay them, even if paying in full. is in the small print on paperwork. do you or the house you live in at any time had a debt on it or unpaid bill from last owner as that can doit as well.

Filled it in with false names for a quote,  posted all the results here.  Worst quote was for some working with alcohol, then doctors/nurses etc, best was for and engineer, and anyone unemployed didnt stand a chance.

So, someone moves into a new address, and because the previous owner had bad credit then swiftcare refuses to insure them.  If thats the case they want and need repoerting to the FSA for deformation of charactor.