Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: geoffr70 on 09 October 2010, 00:58:28

Title: MV6 Insurance cheaper?
Post by: geoffr70 on 09 October 2010, 00:58:28
Hello all! From what I read on here would I be right in saying that most people seem to pay more to insure an MV6 as oppose to an Elite (same engine size)? Could this be due to its sportier set up?

Anyway, my Elite, is down on the logbook as an MV6 (it is actually an Elite though - I've heard something about Vauxhall making a cockup on facelift year). Even though it is an Elite, I can tell by the suspension, nice and soft, and all the toys, I insure it as an MV6, according to the logbook (who am I to argue with the DVLA?).

Contrary to what I've heard, it works out significantly cheaper to insure as an MV6, not an Elite. Quids in! :y
Title: Re: MV6 Insurance cheaper?
Post by: pscocoa on 09 October 2010, 01:11:19
my elite costs £180 per annum so not quibbling
Title: Re: MV6 Insurance cheaper?
Post by: damon80 on 09 October 2010, 01:16:32
My 3.2 ex-plod shows up on the insurance database as an Auto Elite (both are wrong!)

Told them that the closest spec is MV6, and a Manual.  They then quoted me on an MV6 Auto, and adjusted it for a self-shifter, and it worked out £16 cheaper than an MV6 Auto  :-/

Anyroad, pay £210 fully-comp, with full no-claims  :y
Title: Re: MV6 Insurance cheaper?
Post by: Vamps on 09 October 2010, 01:19:10
Quote
my elite costs £180 per annum so not quibbling

With who?....... :o
Title: Re: MV6 Insurance cheaper?
Post by: pscocoa on 09 October 2010, 09:56:19
Admiral Multicar
Title: Re: MV6 Insurance cheaper?
Post by: MaxV6 on 09 October 2010, 10:08:20
based on quotes i've had this week for up coming new car....    facelift elite is dearer than any MV6

both facelift mv6 and elite are dearer than mini facelift elite.... 


daft...   my 3.0 elite is same spec as the later one,  but £140 or more a year cheaper than the Mv6 i'm looking at this weekend.


go figure.... 
Title: Re: MV6 Insurance cheaper?
Post by: scimmy_man on 09 October 2010, 11:33:24
I can see why a sportier version would cost more but why a difference manual to auto?
Title: Re: MV6 Insurance cheaper?
Post by: ballcock50 on 11 October 2010, 01:44:44
My insurers want over £600 this year to insure my elite :'( 47 yr old 10yr no claims. less than £400 last year same details. All other companies want at least the same £105 less if no lpg £135 less if at brother in laws post code 15 miles away. Over £200 less for cd spec.
Title: Re: MV6 Insurance cheaper?
Post by: dragonlord on 11 October 2010, 09:16:16
Quote
My insurers want over £600 this year to insure my elite :'( 47 yr old 10yr no claims. less than £400 last year same details. All other companies want at least the same £105 less if no lpg £135 less if at brother in laws post code 15 miles away. Over £200 less for cd spec.

yep same ereits gon stupid this year
last year payed about 200 quid for my elite


this year done every one in the phone book chapest i could get was over 500

its insane im 41 and got full no claims
Title: Re: MV6 Insurance cheaper?
Post by: scimmy_man on 14 October 2010, 13:31:47
the car clubs often sort special deals,

has anyone asked?
Title: Re: MV6 Insurance cheaper?
Post by: Welung666 on 14 October 2010, 13:42:09
Quote
the car clubs often sort special deals,

has anyone asked?

Which insurer? Who would ask them? I don't think we are an official club either, merely a collection of misfits people who like the same marque. Not sure how you become an official car club.
Title: Re: MV6 Insurance cheaper?
Post by: aaronjb on 14 October 2010, 13:45:15
Most specialist insurers (Adrian Flux, Sky etc) will offer a discount if you say you're part of a club - and this would count.. I know MR2ROC does and realistically that was just a collection of misfits, too (ok now it has a committee and agenda and so on, but that's a recent thing.)

Sky Insurance post on ROC, I could always ask them to stick their noses in over here, too..
Title: Re: MV6 Insurance cheaper?
Post by: Varche on 14 October 2010, 13:46:57
Years ago I had a daimler XJ6, lovely car. The insurance was cheaper than a Jaguar XJ6 despite it being plusher and more expensive car. I asked the insurance company why and they said cos the cheap XJ6's are bought and driven as "get away" cars! Maybe the same thing with Elite (plush) MV6 (getaway car) ;D ;D ;D ;D
Title: Re: MV6 Insurance cheaper?
Post by: scimmy_man on 14 October 2010, 13:47:18
Flux offered a discount to our car club,
I know they do discounts to other forums,

BTW ask for the discount AFTER you agree a price. ;D