Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: Nickbat on 09 January 2011, 22:02:14

Title: No insurance
Post by: Nickbat on 09 January 2011, 22:02:14
Say you own a car, which has an MoT and Tax. You have parked it outside your home, but are unable to drive it until you have saved up enough money to pay the insurance renewal.

Can the authorities clamp/seize/destroy your parked vehicle?

No, not at the moment...

However, they will be able to do so very soon under the Continuous Insurance Enforcement legislation which is shortly be enacted.

 :o :o :o :o

Discovered via the excellent Anna Raccoon. :y

http://www.annaraccoon.com/politics/the-new-year-crush-to-get-insured/

Confirmed here:
http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696


Title: Re: No insurance
Post by: jonnycool on 09 January 2011, 22:04:31
I didn't think you could park your car on a public road if it wasn't insured anyway  :question
Title: Re: No insurance
Post by: the alarming man on 09 January 2011, 22:06:39
well this is the conservatives for you they promised to do it as part of there manfesto..and hey preto  :y
Title: Re: No insurance
Post by: the alarming man on 09 January 2011, 22:08:50
Quote
I didn't think you could park your car on a public road if it wasn't insured anyway  :question[/quote

you can't but these barstewards want powers to enter into a locked garage and tow your car away and crush it/sell it if it will bring more than £2000 at auction :y
Title: Re: No insurance
Post by: Nickbat on 09 January 2011, 22:10:47
Quote
I didn't think you could park your car on a public road if it wasn't insured anyway  :question

OK, maybe you're right. In your driveway, then. Either way, if you don't have it SORN'd, then it's off to the scrap heap.
Title: Re: No insurance
Post by: Entwood on 09 January 2011, 22:13:44
Quote
Quote
I didn't think you could park your car on a public road if it wasn't insured anyway  :question[/quote

you can't but these barstewards want powers to enter into a locked garage and tow your car away and crush it/sell it if it will bring more than £2000 at auction :y


I've seen some rubbish posted on the forum .. but THAT just about wins hands down.

Just where/why did you decide to make up that story ???
Title: Re: No insurance
Post by: Mr Skrunts on 09 January 2011, 22:16:10
Quote
Quote
Quote
I didn't think you could park your car on a public road if it wasn't insured anyway  :question[/quote

you can't but these barstewards want powers to enter into a locked garage and tow your car away and crush it/sell it if it will bring more than £2000 at auction :y


I've seen some rubbish posted on the forum .. but THAT just about wins hands down.

Just where/why did you decide to make up that story ???


You tell him Entwood.   :D :D :-X
Title: Re: No insurance
Post by: tidla on 09 January 2011, 22:17:35
as usual , the usual newspaper scaremongering.

read this in the pub this afternoon with the same "how dare they" reation.

but on reading your second link from the gov direct, if its not sorn, then it should be insured.

classic car / summer sports car driver wont be afected if its sorn.

saying that. if birmingham had let the cameras installed at great cost be used instead of bowing to pc,using existing legistlation. new laws wouldnt/ are not reqd.

Title: Re: No insurance
Post by: the alarming man on 09 January 2011, 22:17:42
aint making it up mate it is too stop uninsured drivers  :y...they also want to stop the pre 1972 free tax ruling!!
Title: Re: No insurance
Post by: Kevin Wood on 09 January 2011, 22:20:37
I really can't see what this will do to tackle uninsured drivers, TBH. Just seems it will generate more paperwork for the DVLA because any time a car owner has a car uninsured for any period of time and for any reason they MUST SORN it, only to tax it again once they have insured it again.

Whereas.. uninsured drivers always diligently tax their vehicles, of course. ::)

Kevin
Title: Re: No insurance
Post by: Andy B on 09 January 2011, 22:23:51
Quote
..

but on reading your second link from the gov direct, if its not sorn, then it should be insured...

My motorbike is taxed in the garage but has not MOT or insurance but hasn't been on the road illegally. So do I have to crush it?
 DVLA have made money out of me being lazy.
Title: Re: No insurance
Post by: Broomies Mate on 09 January 2011, 22:24:24
As I've argued a billion times in pubs and on forums.......... why not include the Road Fund Licence in the cost of Insurance?

You cant legally park/drive a car on the public highway without either, so combine the cost and save a load of effort/paperwork.

The government (or their advisers) are a bunch of retards.
Title: Re: No insurance
Post by: Dishevelled Den on 09 January 2011, 22:28:03
Quote

Either way, if you don't have it SORN'd, then it's off to the scrap heap.

Yes, that's the way I read it and it will be up to the individual to apply for the SORN as reminders will not be sent out.

It's another piece of cack-handed legislation spewed out by those who wish to control by way of database rather than have people on the ground looking for offenders.

Another bloody shambles in this form-filling, internet driven, database obsessed, everything including arse-wiping age we now inhabit.
Title: Re: No insurance
Post by: the alarming man on 09 January 2011, 22:28:57
Quote
as usual , the usual newspaper scaremongering.

read this in the pub this afternoon with the same "how dare they" reation.

but on reading your second link from the gov direct, if its not sorn, then it should be insured.

classic car / summer sports car driver wont be afected if its sorn.

saying that. if birmingham had let the cameras installed at great cost be used instead of bowing to pc,sing existing legistlation. new laws wouldnt/ are not reqd.



it is not scare mongering..it was part of this idiot goverments manifesto...so big clap for every one who voted for them    :y
Title: Re: No insurance
Post by: Nickbat on 09 January 2011, 22:29:19
Quote
I really can't see what this will do to tackle uninsured drivers, TBH. Just seems it will generate more paperwork for the DVLA because any time a car owner has a car uninsured for any period of time and for any reason they MUST SORN it, only to tax it again once they have insured it again.

Whereas.. uninsured drivers always diligently tax their vehicles, of course. ::)

Kevin

I have to say that Kevin gets it spot on...again.  ;)

Title: Re: No insurance
Post by: Kevin Wood on 09 January 2011, 22:29:57
Quote
As I've argued a billion times in pubs and on forums.......... why not include the Road Fund Licence in the cost of Insurance?

You cant legally park/drive a car on the public highway without either, so combine the cost and save a load of effort/paperwork.

The government (or their advisers) are a bunch of retards.

Fair point. Government already tax insurance, so a levy on insurance might be a more efficient way to do it. Of course, now the car tax system is complicated by all the CO2 band bu11sh1te it might not be as easy..

Having said that, PNC, ANPR, etc. can tell plod the tax and insurance status of a car, so how does tying them together make any odds? You're going to be nicked for no insurance regardless of whether you're also driving a SORN'ed car. ;D

Kevin
Title: Re: No insurance
Post by: Andy B on 09 January 2011, 22:32:08
Quote
......

Another bloody shambles in this form-filling, internet driven, database obsessed, everything including arse-wiping age we now inhabit.

You're not in favour then  ;D ;D ;D ;D
Title: Re: No insurance
Post by: tidla on 09 January 2011, 22:32:12
Quote
Quote
..

but on reading your second link from the gov direct, if its not sorn, then it should be insured...

My motorbike is taxed in the garage but has not MOT or insurance but hasn't been on the road illegally. So do I have to crush it?
 DVLA have made money out of me being lazy.

it is rubbish paperwork making legislation.

the clue is in the name. statutory off road notification. therefore declaring it ....not used.
Title: Re: No insurance
Post by: Martin_1962 on 09 January 2011, 22:34:25
Quote
aint making it up mate it is too stop uninsured drivers  :y...they also want to stop the pre 1972 free tax ruling!!


Can't see that happeneing I think Ken Clarke brought that in - he could threaten to be annoying to the twins ;D ;D
Title: Re: No insurance
Post by: Broomies Mate on 09 January 2011, 22:41:18
Quote
Quote
As I've argued a billion times in pubs and on forums.......... why not include the Road Fund Licence in the cost of Insurance?

You cant legally park/drive a car on the public highway without either, so combine the cost and save a load of effort/paperwork.

The government (or their advisers) are a bunch of retards.

Fair point. Government already tax insurance, so a levy on insurance might be a more efficient way to do it. Of course, now the car tax system is complicated by all the CO2 band bu11sh1te it might not be as easy..

Having said that, PNC, ANPR, etc. can tell plod the tax and insurance status of a car, so how does tying them together make any odds? You're going to be nicked for no insurance regardless of whether you're also driving a SORN'ed car. ;D

Kevin

The insurance company knows what car you are insuring, so their database would 'hopefully' know what tax band it is in.  They can charge the relevant amount.

It would work just as well for those who wish to insure a car for 7 days, 3 months 9 months, whatever..... the RFL is charged for the period the car is used.  No more sending Tax Discs back for refunds, no more paperwork.

Ah well........ if common sense grew on tree's, the Government (whichever party is 'in') still wouldnt have any.
Title: Re: No insurance
Post by: Danny on 10 January 2011, 14:25:26
http://www.omegaowners.com/forum/YaBB.pl?num=1293983126/all

:y
Title: Re: No insurance
Post by: cem_devecioglu on 10 January 2011, 14:50:57
Quote
Quote
as usual , the usual newspaper scaremongering.

read this in the pub this afternoon with the same "how dare they" reation.

but on reading your second link from the gov direct, if its not sorn, then it should be insured.

classic car / summer sports car driver wont be afected if its sorn.

saying that. if birmingham had let the cameras installed at great cost be used instead of bowing to pc,sing existing legistlation. new laws wouldnt/ are not reqd.



it is not scare mongering..it was part of this idiot goverments manifesto...so big clap for every one who voted for them    :y

 ;D :y :y
Title: Re: No insurance
Post by: Banjax on 10 January 2011, 15:05:07
Quote
Quote
Quote
As I've argued a billion times in pubs and on forums.......... why not include the Road Fund Licence in the cost of Insurance?

You cant legally park/drive a car on the public highway without either, so combine the cost and save a load of effort/paperwork.

The government (or their advisers) are a bunch of retards.

Fair point. Government already tax insurance, so a levy on insurance might be a more efficient way to do it. Of course, now the car tax system is complicated by all the CO2 band bu11sh1te it might not be as easy..

Having said that, PNC, ANPR, etc. can tell plod the tax and insurance status of a car, so how does tying them together make any odds? You're going to be nicked for no insurance regardless of whether you're also driving a SORN'ed car. ;D

Kevin

The insurance company knows what car you are insuring, so their database would 'hopefully' know what tax band it is in.  They can charge the relevant amount.

It would work just as well for those who wish to insure a car for 7 days, 3 months 9 months, whatever..... the RFL is charged for the period the car is used.  No more sending Tax Discs back for refunds, no more paperwork.

Ah well........ if common sense grew on tree's, the Government (whichever party is 'in') still wouldnt have any.

private companies are seriously not the least bit interested in having to collect more tax on behalf of the government, in fact businesses arent interested in helping with anything unless it lines the pockets of owners and shareholders - I'm not saying thats a bad thing, I'm saying its a real thing - a truth Mr Cameron would do well to remember when hes spouting about Big Society and private companies stepping in to take up the shortfall in public sector jobs and services.

ooops - went a bit off topic - sorry  :y
Title: Re: No insurance
Post by: ballcock50 on 11 January 2011, 21:00:16
Third party cover as part of the vehicle excise duty or linked to fuel duty would eliminate the problem any extras to paid for direct buy owner. Problem solved. :y