Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: Richie London on 15 September 2011, 17:58:29
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how long do you have to be uninsured and not driving for before you lose your no claims bonus. mine ran out in march and i havent drove since then although i may insure my sons shoebox fiesta in my name until i get back to work and get mine back on the rd
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3 years i believe mate
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3 years i believe mate
:y :y
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how long do you have to be uninsured and not driving for before you lose your no claims bonus. mine ran out in march and i havent drove since then although i may insure my sons shoebox fiesta in my name until i get back to work and get mine back on the rd
Can you not aquire a letter from your previous insurers with proof of NCD. This is what I did when I went on a lease scheme for several years. When I went back to insuring my own car, I just showed the letter as proof of NCD and they accepted it. Mind you, I did go back to the same insurer. :-/
HTH
Regards
Alan
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3 years i believe mate
:y :y
i'm sure someone willl come along and say i'm wrong ::) but all i know is when i wrote off my astra i didnt have a car until 5 years later...... they told me that cos i hadnt owned a car for 3 years i'd have to put down no ncd :y
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how long do you have to be uninsured and not driving for before you lose your no claims bonus. mine ran out in march and i havent drove since then although i may insure my sons shoebox fiesta in my name until i get back to work and get mine back on the rd
Can you not aquire a letter from your previous insurers with proof of NCD. This is what I did when I went on a lease scheme for several years. When I went back to insuring my own car, I just showed the letter as proof of NCD and they accepted it. Mind you, I did go back to the same insurer. :-/
HTH
Regards
Alan
ive still got my last yrs premium which says i have 2 yrs no claims bonus on it, if thats any good. all my yrs before that were on company insurances or not driving.
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I stand corrected. Looks like Webby is correct. I just googled it and got this:
Most insurers require that your NCB certificate must have been issued in the last 2 to 3 years.
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I stand corrected. Looks like Webby is correct. I just googled it and got this:
Most insurers require that your NCB certificate must have been issued in the last 2 to 3 years.
:y
i was gutted to be honest.... i mean i dont see why you shouldnt keep it until you get a new car
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how long do you have to be uninsured and not driving for before you lose your no claims bonus. mine ran out in march and i havent drove since then although i may insure my sons shoebox fiesta in my name until i get back to work and get mine back on the rd
Can you not aquire a letter from your previous insurers with proof of NCD. This is what I did when I went on a lease scheme for several years. When I went back to insuring my own car, I just showed the letter as proof of NCD and they accepted it. Mind you, I did go back to the same insurer. :-/
HTH
Regards
Alan
ive still got my last yrs premium which says i have 2 yrs no claims bonus on it, if thats any good. all my yrs before that were on company insurances or not driving.
Surely that's well within the guidelines then. :y :y
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I believe you start to lose your NCB's after 2 years.
You lose it in steps though.
Not all at once ;)
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My local broker told me it was 2 years, then you have to start again.
Not sure about the "losing in steps" bit though. :-/ :-/ :-/