Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: jordan681 on 21 September 2011, 14:27:51

Title: Potholes..!!!
Post by: jordan681 on 21 September 2011, 14:27:51
Earlier in the year, I hit a pothole(sadly it was unavoidable) which damaged both wheels on the nearside of my beloved miggy...

I took photos, got a witness statement, reported the pothole..  and put in a claim..

Eventually after 6 months I got a letter from the councils insurance saying they won't accept liability..  apparently the pothole wasn't there...

Does anyone know what I can do...??
Title: Re: Potholes..!!!
Post by: hoofing it on 21 September 2011, 14:55:41
Find where the council leader stays and slash his tyres ::) ::)
Title: Re: Potholes..!!!
Post by: Marks DTM Calib on 21 September 2011, 15:00:29
Contest it as you have photgraphic evidence and witness statements.

It might be worth going to see if its been filled in....if so take a photo of the repair.
Title: Re: Potholes..!!!
Post by: tunnie on 21 September 2011, 15:17:33
Quote
Find where the council leader stays and slash his tyres ::) ::)

 ;D ;D ;D ;D

 :y :y
Title: Re: Potholes..!!!
Post by: pscocoa on 21 September 2011, 15:31:28
There is something about the depth of the pothole as to whether or not a claim is admissible before the Council . It is odds on that the pothole in question had been a source of exposure financially for the Council and so they fixed it. If it has been fixed I would request details of the repair under Freedom of Information in order to get at the depth of the repair, the date of the reapir, the repairer etc to compare against your date of loss.
Title: Re: Potholes..!!!
Post by: Osprey on 21 September 2011, 15:33:02
Quote
Earlier in the year, I hit a pothole(sadly it was unavoidable) which damaged both wheels on the nearside of my beloved miggy...

I took photos, got a witness statement, reported the pothole..  and put in a claim..

Eventually after 6 months I got a letter from the councils insurance saying they won't accept liability..  apparently the pothole wasn't there...

Does anyone know what I can do...??

Perhaps the moved it - that's what they seem to do where I live  ::)

Seriously, if you have evidence, hang in there like a Jack Russell.  Threaten County Court (i.e. small claims) as that is cheap for you and expensive for them.

Title: Re: Potholes..!!!
Post by: STMO123 on 21 September 2011, 16:13:32
I heard something about this last year. Wakefield council, along with others, were being insured by some obscure American company. These insurers were flatly refusing to pay legitimate claims and dragging it out, sometimes for years.

Find out who your council insurer is and if it's an obscure Amer...................you get my drift.
Title: Re: Potholes..!!!
Post by: Webby the Bear on 21 September 2011, 18:23:38
crowbar the sender of the letter!
Title: Re: Potholes..!!!
Post by: jordan681 on 21 September 2011, 18:59:48
Quote
Contest it as you have photgraphic evidence and witness statements.

It might be worth going to see if its been filled in....if so take a photo of the repair.


The pothole was filled in the day after i reported it....   and it measured 43 in long, 18 in wide and 5 in deep....

So it wasn't a small one...

And the insurance company is a major one.. Zurich...  So i might go down the small claims court way...
Title: Re: Potholes..!!!
Post by: bootie on 21 September 2011, 20:16:18
Plenty of similar cases to read about on pepipoo. com.

Most, if not all, claims settled out of court.

Hope this helps

Jon
Title: Re: Potholes..!!!
Post by: skyblue on 21 September 2011, 20:17:16
Hope this helps

www.coventrytelegraph.net/news/coventry...wins-pothole.../2/
Title: Re: Potholes..!!!
Post by: millwall on 21 September 2011, 22:42:48
Quote
Quote
Earlier in the year, I hit a pothole(sadly it was unavoidable) which damaged both wheels on the nearside of my beloved miggy...

I took photos, got a witness statement, reported the pothole..  and put in a claim..

Eventually after 6 months I got a letter from the councils insurance saying they won't accept liability..  apparently the pothole wasn't there...

Does anyone know what I can do...??

Perhaps the moved it - that's what they seem to do where I live  ::)
Seriously, if you have evidence, hang in there like a Jack Russell.  Threaten County Court (i.e. small claims) as that is cheap for you and expensive for them.

;D ;D they do that where i live  but instead of eventually filling the pot holes they put a speed hump over it ;D
Title: Re: Potholes..!!!
Post by: pscocoa on 21 September 2011, 22:45:27
http://www.potholes.co.uk/claims/step_by_step_guide