Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: bestysv6 on 02 July 2007, 06:34:36

Title: insurance!!!!!! grrrr!
Post by: bestysv6 on 02 July 2007, 06:34:36
anybody find there insurance company a pain in the a**e had numerous quotes to change my car
from omega v6 to a ..
cavalier 1.7td save £100 over the year ?
bmw 316i       save £73   "       "     "
mk5 xr3i    wont cover me as iam not over £25
where do they get there prices from how can thery justify knocking off such a small amount to go to a lesser car
and as you can guess i just laughed when they said they wouldnt cover the xr3i because iam not old enough i had the exact same car at 20 and didnt have a prob insuring it  roll on 5 mths to get my 3rd years no claims and i can go with someone else
out of interest does anyone know of a good insurance company for the omega
Title: Re: insurance!!!!!! grrrr!
Post by: STMO123 on 02 July 2007, 06:50:39
Dont get it with the XRi. they're not that fast and certainly not expensive to buy. Probably the fact that most sreowned by boy racers?
BTW, why are you changing your omega for obviously inferior cars? ::)
Title: Re: insurance!!!!!! grrrr!
Post by: Kevin Wood on 02 July 2007, 09:35:33
So, they'll insure you on a V6 Omega but not an XR3i?  :-?

I know what I would do more damage in!

They're a law unto themselves and deserve no loyalty. If you don't like what they quote vote with your feet, or play them off against each other if you can be bothered.

Kevin
Title: Re: insurance!!!!!! grrrr!
Post by: Martin_1962 on 02 July 2007, 09:48:16
Possibly that XR3s are bought by knobends?
Title: Re: insurance!!!!!! grrrr!
Post by: DaveL on 02 July 2007, 10:30:22
Cannot think why you would want to change to an Escort. Fine in their day but once they put FWD in them lost a lot of enjoyment for me. :o

Let the rest grow up and you grow old disgracefully in an Omega. ;D ;D
 8-)
DaveL
Title: Re: insurance!!!!!! grrrr!
Post by: Danny on 02 July 2007, 17:35:56
Quote
anybody find there insurance company a pain in the a**e had numerous quotes to change my car
from omega v6 to a ..
cavalier 1.7td save £100 over the year ?
bmw 316i       save £73   "       "     "
mk5 xr3i    wont cover me as iam not over £25
where do they get there prices from how can thery justify knocking off such a small amount to go to a lesser car
and as you can guess i just laughed when they said they wouldnt cover the xr3i because iam not old enough i had the exact same car at 20 and didnt have a prob insuring it  roll on 5 mths to get my 3rd years no claims and i can go with someone else
out of interest does anyone know of a good insurance company for the omega

they'll go off all kinds of statistics these days, they'll consider your age even though you've had an xr3i before, your postcode, they're also considering that amongst the "youth" it was a highly desirable car in its day and to be honest, moreso now as they're becoming more rare, and I have to say, a well looked after example is a beautiful thing! not to mention the fact they're so easy to steal (not that i'd know)

i'm shocked you havent found a company that will insure you though
Title: Re: insurance!!!!!! grrrr!
Post by: luv_my_mv6 on 02 July 2007, 19:22:23
Insurance quotes are also based on how likely your car is to be nicked by the 12 year old joyriders, are we aloud to give links out? well try these : www.adrianflux.co.uk they only charged me £383 full comp on a corrado G60 when I was 23, now I pay £347 for the MV6 full comp - never made a claim yet, but nice people to speak to  :y
Title: Re: insurance!!!!!! grrrr!
Post by: TOOL on 02 July 2007, 20:48:26
Quote
Possibly that XR3s are bought by knobends?

I own a 1989 Xr3i cabby and I wouldn't call my self a Nobhead  >:(
as for being inferior the xr3i is a damn site better town car than the Omega,and still gives more modern cars a run for there money ;)

Title: Re: insurance!!!!!! grrrr!
Post by: Martin_1962 on 02 July 2007, 21:00:40
Quote
Quote
Possibly that XR3s are bought by knobends?

I own a 1989 Xr3i cabby and I wouldn't call my self a Nobhead  >:(
as for being inferior the xr3i is a damn site better town car than the Omega,and still gives more modern cars a run for there money ;)



Well when they were newer they tended to attract a nobend element, mind you so did a few other hatches.

But didn't seem popular with enthusiasts
Title: Re: insurance!!!!!! grrrr!
Post by: Danny on 02 July 2007, 21:01:38
Quote
Quote
Possibly that XR3s are bought by knobends?

I own a 1989 Xr3i cabby and I wouldn't call my self a Nobhead  >:(

you called yourself "TOOL"!!  ;D
Title: Re: insurance!!!!!! grrrr!
Post by: TheBoy on 02 July 2007, 21:11:42
One of my lodgers used to have an XR3i which she let me use when my car was in bits.  Erratic handling (like all Escorts) and an unimpressive engine made it a bit naff imho...
Title: Re: insurance!!!!!! grrrr!
Post by: amigov6 on 02 July 2007, 21:27:31
Quote
One of my lodgers used to have an XR3i which she let me use when my car was in bits.  Erratic handling (like all Escorts) and an unimpressive engine made it a bit naff imho...
:(Even with low mls 3i's have vague gearchanges, indifferent handling & no real grunt. Sorry.
         However the early (carb) XR felt punchier and you could "feel" the car, but try and find one.
       Adrian Flux will give a fair quote on any car to draw you in but beware.
          Wo'nt go into details but i ended up paying a premium for nothing, so read the small print.  >:(
Title: Re: insurance!!!!!! grrrr!
Post by: luv_my_mv6 on 02 July 2007, 23:09:05
 Adrian Flux will give a fair quote on any car to draw you in but beware.  
     Wo'nt go into details but i ended up paying a premium for nothing, so read the small print.  >:([/quote]


Been with em for 5 years now, over them 5 years cars have got more powerful and expensive, but premium has fallen, never risen so keeps me happy as larry  :P  never had problems, but then never had an accident, fingers crossed and touching wood i'll have many more years accident free, only 'premium' I can see in contract is the excess (£250) - windscreen is fully covered, no excess so suits me.
 I had a go in a friends XR3i many years ago, before I had my licence and I snapped his handbrake cable  ;D he said pull it up, I nearly pulled it out, i'd never buy one though, but its everyone to there own I suppose, I get jibes and taunts from my friends now for having an omega, but I love it to death, definatly the best car i've owned so far by miles, even tho it given me some niggles her and there  8-)
 I'll sit down now, feel free to slap me for waffling  :-X