Omega Owners Forum

Chat Area => General Car Chat => Topic started by: MikeDundee on 11 June 2011, 08:58:20

Title: CAR INSURANCE................
Post by: MikeDundee on 11 June 2011, 08:58:20
...Had me renewal quote on me doorstep after returning from hols, wait for it £1800.00 :-X, double what I paid last year, fully comp business use and all the bits insured aswell.

Anyway managed to get it down to £887.00 without business use :-X :-X, the existing insurer would not budge on their renewal quote. Should also point out that I have 14 years no claims.

I hate insurance companies >:( >:(
Title: Re: CAR INSURANCE................
Post by: Jimbob on 11 June 2011, 09:08:01
Mine will be through within the month, not looking forward to it.
Title: Re: CAR INSURANCE................
Post by: Pippin on 11 June 2011, 09:10:57
Had mine through yesterday, its gone from £398 to £1081.65 with 10 years NCB, and thats for business use.... :'(
Title: Re: CAR INSURANCE................
Post by: MikeDundee on 11 June 2011, 09:36:53
Quote
Had mine through yesterday, its gone from £398 to £1081.65 with 10 years NCB, and thats for business use.... :'(

It's scandalous, and the insurance companies are no doubt all in it together >:(
Title: Re: CAR INSURANCE................
Post by: Pippin on 11 June 2011, 09:54:23
Quote
Quote
Had mine through yesterday, its gone from £398 to £1081.65 with 10 years NCB, and thats for business use.... :'(

It's scandalous, and the insurance companies are no doubt all in it together >:(

Definitely, if business insurance wasn't a necessity then I would sure be dropping it off...however I can't risk not having the cover for my work (apart from the fact that we have to supply copies of our insurance, MOT and servicing records)...
Title: Re: CAR INSURANCE................
Post by: Sheepie on 11 June 2011, 11:04:51
Bloody glad i have traders insurance to be honest
Title: Re: CAR INSURANCE................
Post by: kevb on 11 June 2011, 12:08:19
mine came through at nearly 1100 pounds so shopped around a bit and got it for just under 500 pounds fully comp parked at the roadside etc so the deals are there the insurance companys hope you will accept what they offer just say to them you had a cheaper quote elsewhere and watch it come down
also there is a guy called martin lewis i think has a page in the sun on saturdays he has a web site called www.moneysavingexpert.com
Title: Re: CAR INSURANCE................
Post by: tigers_gonads on 11 June 2011, 15:24:06
Just my renewal from quick fit

Last year was £295
This year ........... £ 560  :'(

They can pish off with that so now shopping around  :y

I hear LV are pretty good if you contact them directly  :y

I'll be ringing them monday morning for as laugh / quote  ;D
Title: Re: CAR INSURANCE................
Post by: tomoco on 11 June 2011, 16:09:32
I think that central government should get involved.
The way insurance companys seem to pick a number out of thin air is what annoys me. The massive increases to last years premiums is totally crazy and unjustified. If certain age groups/genders make more claims than us more mature (older) drivers then that group should pay the extra on thier premiums as they are a higher risk Not us with a proven record (no claims) of good driving.
 Rant over  >:(
Feel much better now :)

Anyway i always shop around to get the best deal on insurance. With Swiftcover this year £350 fully comp with loads of extras thrown in FOC (chatted her up a bit) ::)
Title: Re: CAR INSURANCE................
Post by: tigers_gonads on 11 June 2011, 16:21:21
Central government ARE involved  ;) ;)

The higher the prices go, the more tax they collect from us  :y

Believe me, the goverment ( Any party ) couldn't give two breaks about how much we are paying for fuel / food / insurance ect
This country was on the verge of bankruptcy 12 months ago so they will shaft you for every penny they can get  >:( >:(
Title: Re: CAR INSURANCE................
Post by: I_want_an_Omega on 11 June 2011, 18:34:39
I must be the only person whose insurance has actually gone DOWN on renewal.

Saga - only catch is that you have to be 50+
Title: Re: CAR INSURANCE................
Post by: robbo299 on 11 June 2011, 20:32:24
Reading posts on here with quotes over £1000 i think i`m lucky with mine at £540 with business use. It did go up a lot when i received my renewal in April, ( £120 increase ) and i did shop around and did find cheaper basic quotes, but by the time i had added all the benefits i had with my exsisting policy, they worked out dearer. Reasons/excuses iv`e heard for the increase include claims involving uninsured drivers. Bit of a lame excuse i think when we are in the age of "The Information Society" and "Databases" where anything seems to be on some sort of database or another. When i tax my car online it is checked for insurance and MOT on a database. Surely someone can liase with the DVLA and come up with a list of cars with no apparent insurance and pay a few visits to the addresses. Yeah.... right  >:( 
Title: Re: CAR INSURANCE................
Post by: Omegatoy on 11 June 2011, 21:35:37
Quote
I must be the only person whose insurance has actually gone DOWN on renewal.

Saga - only catch is that you have to be 50+


Im with saga and it went from 266 last year to 548 this year!!! and that was with a loyalty discount!! troble is i cant get the same cover with any other insurer!! so had to swallow it, seriously looking at putting the car on spanish plates now in time for next year!!!
Title: Re: CAR INSURANCE................
Post by: feeutfo on 11 June 2011, 21:46:13
Similar story here

Direct line doubled my premium to over 1k.

Left for Elephant multi car.
Title: Re: CAR INSURANCE................
Post by: Grrrrrr on 11 June 2011, 21:50:36
Quote
Just my renewal from quick fit

Last year was £295
This year ........... £ 560  :'(

They can pish off with that so now shopping around  :y

I hear LV are pretty good if you contact them directly  :y

I'll be ringing them monday morning for as laugh / quote  ;D

LV seem to be cheaper going through GoCompare than direct. Strange but true.
Title: Re: CAR INSURANCE................
Post by: Lazydocker on 11 June 2011, 23:13:52
IME business cover doesn't make much difference to the premium ;)
Title: Re: CAR INSURANCE................
Post by: sport on 11 June 2011, 23:41:25
£340 full comp think this due to it beaning a 2.2
Title: Re: CAR INSURANCE................
Post by: tidla on 11 June 2011, 23:51:03
insurance has gone up, fullstop. the reason.. the no win no fee claim nonsense which has resulted in "personal injury" claims going thru the roof, real or not.

untill the goverment see thru legisilation to change the current set up, expect increases.

http://www.insurancedaily.co.uk/2011/03/09/detected-false-insurance-claims-stabilise/
Title: Re: CAR INSURANCE................
Post by: 05omegav6 on 12 June 2011, 06:40:28
£1650 over here, unlimited mileage, fully comp, £5mill third party,plying for hire, hire and reward with 4 years ncb and 8 bonus points. :-/
Title: Re: CAR INSURANCE................
Post by: star_whites on 12 June 2011, 10:09:38
Got mine through this week and has gone from £750 to £1300. I've rung them and told them I ain't renewing and she sounded shocked lol, she was trying to tell me I wont get it cheaper anywhere else.

Ive shopped around and best I've had so far is £850!!!!!.....it's getting beyond a joke, I'm sure they are just trying to get us all on public transport!
Title: Re: CAR INSURANCE................
Post by: sport on 18 June 2011, 00:43:16
The insurance for my 17 son for a 04 corsa 1.2 provincial licence £3,200 ,if he had the full licence £ 6,800
There goes my deposit for the VXR8
Title: Re: CAR INSURANCE................
Post by: russ0205 on 18 June 2011, 10:29:20
I found that but when you go to buy it you find its higher,

  :-[ :-[