Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: JamesV6CDX on 17 January 2008, 20:27:54
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Today, whist waiting at a roundabout (following a dual carriageway) for a gap in the traffic, I was shocked when I heard an almighty bang, was thrown forwards in my seat, and restrained by my seat belt.
A chinese lady in a Fiat Punto, had approached the roundabout from the dual carriageway far too fast, lost control and skidded into the rear of me whilst I was waiting at the roundabout.
Thankfully no more than minor injuries, and a sore back/neck in my case.
But..but.... My Omega... :-X :'( :'( :'(.
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ARRRRGH :( :(
After all that LPG work ... :(
Hopefully not too much damage ?
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i have never known anyone to have luck like yours mate, sorry to hear about it....
Others will say it but i would recommend getting down the docs, not as a prelude to a compo claim, just to make sure that someone 'in the trade' is happy you are ok.
You're Ok, that's the important, the car ca be repaired/replaced
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Bugger! >:(
YOur middle name isn't Lucky is it? ::) :y :y
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Fair comment, but I've never had a fault accident. I have little control what people behind me are doing while I'm waiting at a roundabout ;)
I'm absolutely fine - there will be more news on the car tomorrow
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Fair comment, but I've never had a fault accident. I have little control what people behind me are doing while I'm waiting at a roundabout ;)
I'm absolutely fine - there will be more news on the car tomorrow
And that is the most important piece of news, any twinges though .. get yourself checked out ..
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Fair comment, but I've never had a fault accident. I have little control what people behind me are doing while I'm waiting at a roundabout ;)
I'm absolutely fine - there will be more news on the car tomorrow
some people go through life like that, always on the receiving end, its not much consolation though.
Warm bath to help the muscles, seriously if you have pain in the morning you should see a doc
god i sound like i'm nagging :-[
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At the end of the day, I'm VERY lucky.
It's the people that don't walk out of the car, that are unlucky...
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At the end of the day, I'm VERY lucky.
It's the people that don't walk out of the car, that are unlucky...
absolutely, i couldn't agree more :y
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At the end of the day, I'm VERY lucky.
It's the people that don't walk out of the car, that are unlucky...
At least you're positive about it.
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oh bugger!! glad to hear you're ok mate, is there a lot of damage to yours?
i take it the punto came off a lot worse.
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Glad to hear your OK James. If you havent already, ring helphire and grb yourself a luxury hire car for, my favorite price, FREE!
:)
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At least you are ok..
tomorrow you will have more pain :(
how is omega?
hoping not big damage..
Give it in an adviced repair shop..
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Glad you are OK..... These things are getting to be a habit.... :D
I would still consider the docs tomorrow as normally takes 24 hours for whiplash etc to become apparent.
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Fair comment, but I've never had a fault accident. I have little control what people behind me are doing while I'm waiting at a roundabout ;)
I'm absolutely fine - there will be more news on the car tomorrow
Start full doses of Ibuprofen now, you WILL be stiff in the morning.
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Glad to here your o.k James, as Broocie said injury caused by that sort of collision can sometimes take several days to manifest itself. best to see the doc just to get checked out
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sorry to hear your accident hope that you still feel fine in the morning
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:(Wow. Stuff just seems to happen to you does'nt it? Witch Hazel is great for bruises /sprains etc. (old ones are the best )
Do you know whether the Mig is repairable yet? In these days of Cat C,D, etc even if you repair the cosmetic damage it's Cat'd & drops in value. I guess i'm preaching to the converted but take this into account regarding any claims. No matter what the ins. offer you turn it down & ask for for more. As you said it was a non fault accident.
Keep us posted. :y
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Really sorry to hear that, James :(
At least you are OK, as everyone has said.
As everyone has also said, get to the docs. Emma had a whiplash accident 5 years ago and still gets pain occasionally. Whilst I don't condone ambulance chasing, they wouldn't offer her anywhere near what her car was worth (to her) so she decided to claim for her injuries where normally she wouldn't and it made up for it.
:( again.
Kevin
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On to the practical aspects:
Is your car driveable?
If possible, take posession of it so you're holding the cards with respect to what they do with it - in case it's something they'd write off but you could repair. Depends on the damage, of course.
If it's written off, remember that your insurance probably won't cover the LPG kit, so inform the 3rd party insurers that you either remove it from your car or you claim from them for it as an uninsured loss. If the worst comes to the worst we can drop it into another car in a weekend. :y
Kevin
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1) See the doctor asap, do not be afraid of claiming - you need the money
2) Car, how bad? Insist on repair failing that you want to strip it first
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What a sod, sorry to hear that. Hopefully the damage is nothing more than mild cosmetic, otherwise they may write it off as it seems the easiest option for insurance companies recently.
Amigov6 it will only be listed as CatD if the insurance company deems it an uneconomical repair -- that is, they write it off and pay out the value but the owner (or someone else) buys it back and repairs it. If the insurance decide to repair themselves it's not listed.
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Me -
I'm ok. I'm not really suffering today, but I will get an MOT to be sure.
The Omega -
What can I say, I'm glad I was in one :D
Visually, at first I could see no damage at all. On a closer inspection, the exhaust had come off it's rubbers at the rear, and my bumper is cracked at the top. Not a large crack, but probs about 30cm long and definately wasn't there before!
I called my local friendly garage after the bang, and asked them to pop the Miggy up on the ramps to see if they could see any damage. A couple of their Mechanics were under my car for a while, and they cannot see any problems other than the said bumper. Structurally it looks fine, and I also had a good look while up in the air.
Later on this morning, it is being checked again by an accident repair to be totally sure, and I will get a report.
I have not yet informed insurance company. Given that I am fine, and if the car damage really is definately only cosmetic, I am considering letting the other driver buy me another bumper, and calling it quits.
I REALLY don't want an accident against my record, even if it is a non fault one.
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Me -
I'm ok. I'm not really suffering today, but I will get an MOT to be sure.
The Omega -
What can I say, I'm glad I was in one :D
Visually, at first I could see no damage at all. On a closer inspection, the exhaust had come off it's rubbers at the rear, and my bumper is cracked at the top. Not a large crack, but probs about 30cm long and definately wasn't there before!
I called my local friendly garage after the bang, and asked them to pop the Miggy up on the ramps to see if they could see any damage. A couple of their Mechanics were under my car for a while, and they cannot see any problems other than the said bumper. Structurally it looks fine, and I also had a good look while up in the air.
Later on this morning, it is being checked again by an accident repair to be totally sure, and I will get a report.
I have not yet informed insurance company. Given that I am fine, and if the car damage really is definately only cosmetic, I am considering letting the other driver buy me another bumper, and calling it quits.
I REALLY don't want an accident against my record, even if it is a non fault one.
Report it now!
Don't tit around, you are actually contractually obliged to report all accidents to your insurance company.
You pay your premium, let them sort it out.
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You need to inform insurance if the other party is - they will find out anyway, and you may invalidate otherwise. That bumper will be £400 anyway.
A 'no fault' won't affect premiums, but may impact your ability to buy online.
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Also you need to report it to the police as well within 24 hrs. If you are not hurt the other party may be and she could claim against you for injury. i know it stinks like that but it does happen, at least if you do it the third party don't have a leg to stand on if she tries to make a claim against you if she hasn't reported it.
As for your car it may only look cosmetic BUT the insurance assesor may think otherwise so get intouch with the insurance company to inform them. Like TB has said it may invalidate you insurance if you dont.
Glad that your ok but as said dont delay in seeing the quack best be safe than sorry.
Paul :y
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as the others say , report the evidence, later she may not accept as happened to me >:(
may be a good idea , detail check for rear door gaps , front door gaps
and backside camber ,caster measurements , diagonal distance measurements from under rear..
Hoping only bumper is effected.. :(
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Me -
I'm ok. I'm not really suffering today, but I will get an MOT to be sure.
The Omega -
What can I say, I'm glad I was in one :D
Visually, at first I could see no damage at all. On a closer inspection, the exhaust had come off it's rubbers at the rear, and my bumper is cracked at the top. Not a large crack, but probs about 30cm long and definately wasn't there before!
I called my local friendly garage after the bang, and asked them to pop the Miggy up on the ramps to see if they could see any damage. A couple of their Mechanics were under my car for a while, and they cannot see any problems other than the said bumper. Structurally it looks fine, and I also had a good look while up in the air.
Later on this morning, it is being checked again by an accident repair to be totally sure, and I will get a report.
I have not yet informed insurance company. Given that I am fine, and if the car damage really is definately only cosmetic, I am considering letting the other driver buy me another bumper, and calling it quits.
I REALLY don't want an accident against my record, even if it is a non fault one.
Report it now!
Don't tit around, you are actually contractually obliged to report all accidents to your insurance company.
You pay your premium, let them sort it out.
what he said!! SWMBO had the same no fult shunt a few months ago and her renewals are in this month and her premium is down....the key is the "no fault" part!!
Glad your okay.. :y
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Ahhh fek James :(
At least you were in a nice big Omega, which would have done well i would have thought.
What was the state of the punto compared to the megga?
I backed into a '07 plate passat at Birminham Airport, i had a hairline crack in my bumper.... i did of £2,000 worth of damage to the passat!! cracked the bumper, dented the wing, damaged headlight.....
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I REALLY don't want an accident against my record, even if it is a non fault one.
No fault accidents are not a problem with insurance - fault ones are!
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I REALLY don't want an accident against my record, even if it is a non fault one.
No fault accidents are not a problem with insurance - fault ones are!
My insurance went up by 100 quid when I notified them of a no-fault accident. >:( Would have told them where to shove it if they weren't still the cheapest quote.
However, in this case there is no doubt about fault so it's worth going through the insurance. Your car will be sorted straight away, you won't have the hassle of trying to extract at least 400 quid from someone who may have second thoughts about it, you won't have to fiddle about fixing it yourself and there is no risk of your insurers discovering the incident and getting arsey.
Kevin
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I REALLY don't want an accident against my record, even if it is a non fault one.
No fault accidents are not a problem with insurance - fault ones are!
Yes, I have one fault accident and one no-fault zero value accident (4 mph shunt with no damage) and my premiums never changed (although the on line quote engines wont accept it so you now have to phone round)
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If the LPG install had an LPGA certificate, then I would be calling the insurance.
I'm concerned I may open a can of worms getting insurance assessors looking at the car, given that the car has not been for certification yet!!
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You fitted that last year, no excuse for not getting cert on it yet :o
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You fitted that last year, no excuse for not getting cert on it yet :o
Agreed - but I can't turn back the clock.
I actually need to find another installer, because the chap Martin recommended told me he's not LPGA approved...
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unlucky james bud !! really owt to go to docs bud whiplash can take 3 mths to show !! :o
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If the LPG install had an LPGA certificate, then I would be calling the insurance.
I'm concerned I may open a can of worms getting insurance assessors looking at the car, given that the car has not been for certification yet!!
Hmm. ::)
My feeling is, if you get two local body shops to give you a quote, send them to the insurer and tell them you want them to do the work they probably aren't going to ask any further questions if it is just a case of fitting a new bumper.
There's always the possibility that they will dig, though.
They're aware it has LPG? Repairer may alert the insurer to its' presence but nothing more, IMHO. In which case it's a real shame you lost the certificate when your house in Gloucestershire got flooded :'(
;)
Kevin
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claim for whiplash,2 grand from a faceless insurance company will buy your next omega.
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You fitted that last year, no excuse for not getting cert on it yet :o
Agreed - but I can't turn back the clock.
I actually need to find another installer, because the chap Martin recommended told me he's not LPGA approved...
Makes no odds, the certificate has been lost and the insurance company were informed of the install and did not request to see it......so it is covered.
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Yep Have to agree with Mark On the Certificate It was lost not your problem they did not ask for a copy before you seem to have lost it
I was thinking Poor James when i read this you are so unlucky which you are but you do spend alot of time on the roads so i guess your % gos up for numptys hitting you.
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i thought i was the unluckiest guy on the planet, i sit corrected! tis a good thing you and the car is ok
i really hope her car was a right off tho, bloody idiot drivers!
i had a wagon driver pull out of a side road in front of me this morning, i was driving a vauxhall combo tho, JUST stopped in time, he was completely oblivious
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You are under no obligation to have an installation LPGA certified... it's very much a "jobs for the boys" type organisation and in no way guarantees the quality of workmanship, regardless of what they claim. They have no legal standing whatsoever as far as regulating LPG installations goes.
Unless of course you told the insurance co. it has a valid LPGA approved certificate, in which case if it's been certified you're OK (even if you've lost the certificate, it'll be recorded somewhere), if not...... :o
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You fitted that last year, no excuse for not getting cert on it yet :o
Agreed - but I can't turn back the clock.
I actually need to find another installer, because the chap Martin recommended told me he's not LPGA approved...
Does that mean I need to redo mine?
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I'm not sure - Bernard said he was not approved :-/
Maybe you could chat with him?
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sorry to hear about the accident james... :'( :'(
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james,you wernt on a flight into heathrow yesterday were you!!!!, glad your ok but do get yourself checked out, i got just over 2k for a "soft tissue" injury about 3yrs ago :(
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I think he may have semi retired, don't know anywhere else but I will ask around
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Today, whist waiting at a roundabout (following a dual carriageway) for a gap in the traffic, I was shocked when I heard an almighty bang, was thrown forwards in my seat, and restrained by my seat belt.
A chinese lady in a Fiat Punto, had approached the roundabout from the dual carriageway far too fast, lost control and skidded into the rear of me whilst I was waiting at the roundabout.
Thankfully no more than minor injuries, and a sore back/neck in my case.
But..but.... My Omega... :-X :'( :'( :'(.
had she got order number 178 with her,mines a bit late ?