Omega Owners Forum

Omega Help Area => Omega General Help => Topic started by: P6UL K on 06 September 2011, 17:18:20

Title: Car Insurance Costs...
Post by: P6UL K on 06 September 2011, 17:18:20
Just getting some quotes on the Omega and wondering whos paying what and who with...?

3 easy to answer questions to keep the thread on the straight and narrow....

1. Who is your insurance with?
2. How much are you paying (Fully Comp policies only)
3. What NCB do you have?

Swift Cover keep coming up the best for me at £490, £250xs, Fully Comp, 10yrs NCB with my sister on there as named driver lol  :y
Title: Re: Car Insurance Costs...
Post by: hotel21 on 06 September 2011, 17:23:18
My Elepant renewal just came through the door the other week.  £340 for me and her and 28 year old daughter, FC, 19 years NCD protected, zero voluntary excess, all courtesy car etc etc etc.

As my Landy is with the NFU at what I consider a fair price, I went in there yesterday to get a quote for having both cars on one policy.

They wanted £1440 for the Omega on its own - like for like to hefelump - before then adding the landy.

As was said in time past in the old News of the Screws, this reporter then made his apologies and then left!   ;D
Title: Re: Car Insurance Costs...
Post by: albitz on 06 September 2011, 17:26:20
Aviva this year. full NCB. 3 points. Fully comp. £300.
I am very old though. :D :)
Title: Re: Car Insurance Costs...
Post by: holtender on 06 September 2011, 17:30:06
I'm with Directline, £175 fully Comp, clean license, full no claims, aged 55 and living in sunny Suffolk.

Title: Re: Car Insurance Costs...
Post by: al brown on 06 September 2011, 17:30:53
Full NCB, no points or claims, fully comp, protected no claims for just me (age 37) and me mam (age undisclosed) £270 with admiral.
Title: Re: Car Insurance Costs...
Post by: holtender on 06 September 2011, 17:36:17
It always cuts the quote down if you put a woman on as a named driver, best if its your wife though.
Title: Re: Car Insurance Costs...
Post by: lou on 06 September 2011, 21:00:25
Bear in mind insurance quotes will vary on where you live. Mine went up almost £100 changing address from Chelmsford to Romford (Essex) as I was told its fraud when you dont supply your main address or where the car will be most of the time.
Title: Re: Car Insurance Costs...
Post by: belldarr on 06 September 2011, 23:03:15
My renewal quote with Privelige was £750 - I am 42, live in a village, 10 years no claims bonus.  Hence the car is now up for sale!

Darren
Title: Re: Car Insurance Costs...
Post by: Bionic on 07 September 2011, 06:58:48
Privelige? Some privelige that is....You must be mad to sell the car when it would be simpler to change insurers and get a far lower quote and keep the car you obviously like.
It always pays to shop around each year and not just accept your insurers rollover renewal cos they all try to get as much as they can by depending on the laziness of the insured preventing them from shopping around.
Comes to it....Why are the prices so vastly different even for two owners with the same histories in the same street but insured with different companies? Surely the overheads of these insurers cannot be so vastly different when they all provide almost the same service?
They love to take your money but are reluctant to give any back....but thats life I suppose.. :D
Title: Re: Car Insurance Costs...
Post by: belldarr on 07 September 2011, 12:53:32
Totally Agree Bionic, I did shop around and could only get a few pound of the renewal - but I need to thin down the fleet anyway so the Omega may be going.  I say maybe as it hasn't reached the reserve yet and if it doesn't then I may just keep it and run it intil something major breaks as I am missing driving it :(

Darren
Title: Re: Car Insurance Costs...
Post by: freecall666 on 07 September 2011, 14:08:50
if the new law comes in this year prices will go down hopefully,,as from my street to the next street there is a price differnce of £320 £1500, and less than 100yards away.. to next street.
Title: Re: Car Insurance Costs...
Post by: dbr on 07 September 2011, 18:31:08
mrs and me. in her name. M&S £299 full comp ,key care and full EU breakdown for her in any car with rac.
newcastle
Title: Re: Car Insurance Costs...
Post by: Squidy on 09 September 2011, 16:13:26
BELL £850 fully comp + 3rd party on any other car
no points/claims
2 years No Claims and im 27 years old
it might seem pricey but it only was £50 more than my 306
Title: Re: Car Insurance Costs...
Post by: s7eve v6 24v on 09 September 2011, 17:45:18
e-sure, 7 years ncb,no points,fully comp with protective and breakdown and stereo/contents worth £2000. only pay £300 a year aged 37. on my 2.6 cdx.  :y
Title: Re: Car Insurance Costs...
Post by: plym ian on 09 September 2011, 20:23:28
Just changed to Chaucer direct  £410 fully comp 9 years ncb which is £350 cheaper than my renewal quote tpft from swinton and £100 cheaper than any other company who were all tpft as well. Also it was £8 cheaper than tpft ;D

got it £50 cheaper just cause I have acesses to another car wich I use once in a blue moon ;)
Title: Re: Car Insurance Costs...
Post by: WINDOWMAN on 09 September 2011, 21:18:51
mine with tesco and to use as window cleaner last year was less than 300 quid.. not had price for this year yet
Title: Re: Car Insurance Costs...
Post by: twiglet on 09 September 2011, 22:53:30
Quote
Aviva this year. full NCB. 3 points. Fully comp. £300.
I am very old though. :D :)

Aviva for me too. Full NCB, 3 points, F/C, me and the mrs. £352.

I'm not quite so old though!  ;) ;D :-X I'm 35, she's 27  :y
Title: Re: Car Insurance Costs...
Post by: noel on 09 September 2011, 22:55:17
im with tesco fully comp,protected no claims,legal cover,full breakdown recovery,hire car,and 3 points ( for speeding in my wagon )  ;) lol   £730
Title: Re: Car Insurance Costs...
Post by: Ian_D on 10 September 2011, 14:39:06
Direct Line, im 23, 3 yrs NCB - Omega 3.0 Auto, Fully Comp, think it was 600 quid ish.  :y