Omega Owners Forum

Chat Area => General Car Chat => Topic started by: ajn on 20 October 2011, 17:21:01

Title: written off by insurance
Post by: ajn on 20 October 2011, 17:21:01
my 02 2.2 auto taxi has just been written off for a back door(scuff and dent at the bottom) and a dent in the arch just after the door seems a shame to scrap it because theres still 6 months mot and 5 months tax left on it its on a 149000 miles they said its not worth repairing,the woman who drove into me says she didnt see me pulled out of a junction and bash.    ajn
Title: Re: written off by insurance
Post by: bored bigyin54 on 20 October 2011, 17:41:00
have the money of them and do job yourself i did a few years ago
Title: Re: written off by insurance
Post by: Lazydocker on 20 October 2011, 17:56:07
Unfortunately the value of Omega's means that the slightest knock normally has the same result :'(
Title: Re: written off by insurance
Post by: ajn on 20 October 2011, 17:59:49
what would be a good price to settle on any ideas ?
Title: Re: written off by insurance
Post by: Lazydocker on 20 October 2011, 18:03:20
Best bet is to trawl Auo trader for a similar car (or better still, a few of them ::)) to give you an idea of the value :y
Title: Re: written off by insurance
Post by: lastmadrich on 20 October 2011, 18:22:36
Unfortunately the value of Omega's means that the slightest knock normally has the same result :'(
Is this because the parts are very expensive or because the cars are cheap ?
Title: Re: written off by insurance
Post by: albitz on 20 October 2011, 18:25:53
New parts are very expensive,and the cars arent worth that much usually.Although second hand doors normally go for around £25 each,so could be a cheap fix for theOP if he buys it back from insurance. ;)
Title: Re: written off by insurance
Post by: lastmadrich on 20 October 2011, 18:28:12
New parts are very expensive,and the cars arent worth that much usually.Although second hand doors normally go for around £25 each,so could be a cheap fix for theOP if he buys it back from insurance. ;)
Thanks for that albs il bear that in mind for future  ;)
Title: Re: written off by insurance
Post by: TheBoy on 20 October 2011, 18:36:27
Insurance use Glass's guide - check the value there (small fee)
Title: Re: written off by insurance
Post by: RobG on 20 October 2011, 19:02:17
New parts are very expensive,and the cars arent worth that much usually.Although second hand doors normally go for around £25 each,so could be a cheap fix for theOP if he buys it back from insurance. ;)
All depends on the source ;)
Title: Re: written off by insurance
Post by: albitz on 20 October 2011, 19:06:35
True. ;) ;D
Title: Re: written off by insurance
Post by: RobG on 20 October 2011, 19:14:29
True. ;) ;D
You can even get them with built in "markings"..............................................or so I`ve heard ::) :-X
Title: Re: written off by insurance
Post by: bored bigyin54 on 20 October 2011, 19:32:38
well about 6or 7 years ago i got £ 750 for a carlton k reg if i done repaire myself allso i only paid £360 for the car a week before
Title: Re: written off by insurance
Post by: ajn on 20 October 2011, 20:21:37
I will let you know when i find out thanks for the info :y
Title: Re: written off by insurance
Post by: feeutfo on 20 October 2011, 20:33:27
Values on autotrader will hold no sway at all with insurers. Glasses guide is the bible here ime.
Will depend on spec, age and mileage.

Buying back is fairly painless on the whole. They will give you the car back and the glasses value, less your excess, less the scrap value, if you go that route!

....in my case, 3.2 elite, 03, 75.000miles, top spec car, was valued at £2.990.00p !
less £350 excess, less £380odd scrap value, gives a tidy lump left over after a repair costing less than £200 in new and used parts. That same repair was estimated at £4800.00p by insurers approved repairer. How rediculous.

Driven by high parts prices and low used values.
Title: Re: written off by insurance
Post by: feeutfo on 20 October 2011, 20:36:04
To add, make absolutely sure you make it clear from the ouset you want the vehichle back to repair it yourself. They will want to scrap it, your own property, at every given oppertunity. Beware.