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General Discussion Area / Re: Budget.
« on: 28 November 2025, 19:18:47 ».We keep a few grand in ISAs as an emergency fund instant access if we need it, the rest is all in premium bonds had them since 2021 and no word of a lie we've won a few quid every month since we've had them, don't know anything about stocks & shares and certainly at this stage in our lives don't see the point.You don't need to know anything about stocks and shares, Mick. You just hand over your dosh to a fund manager and they invest it for you, according to chosen risk level. Then they take a cut every year now matter how the fund performs.
That would mean putting trust in somebody with our cash , what could possibly go wrong ?
That's what we thought about 30 yrs ago ..... the name of the advisor should have been a clue .... he was called Grantham Fidler!



