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1

General Discussion Area / Re: Budget.

« on: Yesterday at 16:37:34 »

Only bonus I see from the mansion Tax is that anyone considering buying a £2,000,000 house will be in a position the negotiate the price down.

There is a house 2 villages away from me that went on the market 18 months ago for £3M, Didn't sell, dropped by £250k 3 times.  Now £2M so any buyers now are in a good position to kick them in the nuts with an offer.

2

General Discussion Area / Re: Budget.

« on: Yesterday at 08:29:14 »

Just reading

 "Cash ISA annual allowance cut to £12,000 (from £20,000) per tax year. This will not apply to over 65s, who will keep £20,000 cash ISA limit.  I turn 65 next year

"The shares ISA will remain at £20,000 Remember this ONLY impacts new money being put in, it won't impact money already in ISAs.

Didn't watch the budget, so catching up on bits as I flick though news.

Interesting for those who have retired or prepared to take a gamble.  (Apologies if this has been mentioned already)

3

General Discussion Area / Re: What has P*ssed you off today?

« on: 27 November 2025, 18:34:28 »

Some of my bill gets paid from the money I get back for complaining to them

4

General Discussion Area / Re: Budget.

« on: 27 November 2025, 12:10:38 »

I've just read that this 'mansion tax' is likely to raise £400million by 28/29. FFS, is it worth all the news inches for such a paltry amount? (In the context of government revenue)
It just smacks of labour trying to show that they're whacking the wealthy, for the benefit of a few dim back benchers.

From what I read it doesn't start till 2028 so it's giving them plenty of time to save up for their 1st payment or find a loophole to avoid paying it.

It's like the home tax's over the years though, it was based on the number of windows a house had, so people bricked them up on bigger houses, then it was based on the the number if radiators the house had.

The next one will be on the number of solor panels a house has, then how many cars you can park on your drive.

Basically they cant run the country within a budget so we have to pay for their errors.

5

General Discussion Area / Re: What has P*ssed you off today?

« on: 27 November 2025, 11:22:53 »

Eon again.

Gas smart meter no communication from meter to them, made arrangements for them last month to sort or exchange the unit but no one turned up.

New appointment today for 8am to 10am  and yes no one turned up yet again.

Just on the phone making a 2nd complaint.

6

General Discussion Area / Re: Budget.

« on: 27 November 2025, 03:04:13 »

All the mention of the mansion Tax of £4500?
I thought it was set at £2500 for homes over £2,000,000
So after googling several reports are saying

A new council tax surcharge, aka the “mansion tax”, will apply to properties valued at £2m or more. A flat amount will apply to four bands over that value, starting at £2,500 for properties valued between £2m and £2.5m. The mansion tax will be capped at £7,500 for properties of over £5m.

https://www.bbc.co.uk/news/articles/ce910z9jd3po

Also mentioning that it starts in 2028

So this then starts a new debate based on the value as there have been reports of the council tax ratings being totally out of date so how would they value a £2.000.000 property?

On its sale valuation, it's Rateable value or is this why the valuation/Rateable value discussion was on the news a while back was started so that they could amend it knowing the Mansion Tax was to be applied.

7

General Discussion Area / Re: Budget.

« on: 26 November 2025, 13:17:40 »

Get the food take a ways paying Tax and VAT as they should, then get all the company's that are moving from the UK and others registered abroad to pay appropriate Tax/VAT on sales they make in the Uk.

The list could go on and on.

Bankers rewards
MP's Expenses/wages

Would imagine the revenues if all were collected efficiency would make Brittain Great again.

8

General Car Chat / Re: 2009 XF 3.0 petrol project

« on: 26 November 2025, 05:49:39 »

Does the alternator actually need to be coded to the car?

Why would an alternator need to be coded to a car?

I asked Google. Without the car details

No, a car's alternator typically does not need to be coded to the car, unlike a replacement battery which often requires registration to the car's computer system. Coding an alternator is not a standard procedure; however, some modern and European vehicles with complex charging systems may require programming the new alternator's unique id

With the car details.

Yes, a new or replacement alternator should be coded (programmed) to the car's Battery Management System (BMS) in a Jaguar XF 3.0. While the car may run without immediate damage, failing to code it is considered irresponsible by mechanics and can lead to issues with the charging system's efficiency and lifespan of components

9

General Discussion Area / Re: Word Association.

« on: 16 November 2025, 19:36:12 »

Bondage

10

General Discussion Area / Re: Uninsured driving

« on: 10 November 2025, 09:44:06 »

Very rarely see a Police car on our motorways nowadays.

Don't use the motorways very often but the cop cars I have seen are unmarked and all you get to see is the blue lights hidden behind the grills when they start to flash with the headlights when they are in pursuit.

11

General Discussion Area / Re: Dead Person

« on: 09 November 2025, 22:35:10 »

Question is do you know if you're dead ?

Interesting question.

I died 3 times in hospital so I was told after.

It certainly was an experience. only memory I could say i recall was sudden blackness nothing like going under or falling asleep.

But am still here to moan about life.

12

General Discussion Area / Re: Dead Person

« on: 08 November 2025, 20:00:09 »

Just read - Former Top Gear presenter dies aged 68 after short battle with lung cancer as tributes pour in

13

General Discussion Area / Re: Dead Person

« on: 08 November 2025, 17:10:55 »

Always thought he was a lot older that me I am 64, expected maybe he was well into his 70's

14

General Car Chat / Re: EV Drivers

« on: 06 November 2025, 20:11:28 »

They can monitor "Genuine"  mileage through the MOT.

Down side means they wont know the details for the 1st 3 years.  So they will simply just relay on drivers honestly.

15

General Car Chat / Re: EV Drivers

« on: 06 November 2025, 16:36:13 »

All that will happen is majority of high mileage users will seek odometer corrections