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Messages - Field Marshal Dr. Opti

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1
General Discussion Area / Re: Dead Person
« on: Yesterday at 12:18:58 »
Old school player, not like the overacting pansies we see nowadays.

....and overpaid.

£300,000 a week for  kicking a ball around on a piece of muddy grass seems excessive. ::)

Ah well. :-\


2
General Discussion Area / Re: Dead Person
« on: 30 November 2025, 16:10:42 »
Billy Bonds. Former West Ham player 79.

3
General Discussion Area / Re: What has P*ssed you off today?
« on: 29 November 2025, 13:59:03 »
The fencers who came yesterday morning and took down my side gate and 6ft panel down the side of my house which was knackered. Then the delivery of the new stuff was late so he said he'd go and have look at another job and come back and finish after lunch.

The new stuff came, and then the fencer phoned and said he'd now be coming back in the morning at 7.30am. It was absolutely lashing down at 7.30am and he didn't come which wasn't surprising, but haven't seen him yet and he's not answering my calls FFS.  >:(

British builders, backbone of the country. >:D

How to become a builder?

F*uck about at school and leave with no qualifications. Then buy a knackered flatbed and you suddenly become an expert in roofing, guttering, tree cutting, drains, fencing, driveway cleaning and laying. :)


4
General Discussion Area / Re: Budget.
« on: 29 November 2025, 12:16:59 »
https://youtu.be/v6xdOxXcJxI?si=xogfVLMBkBu6NmJk

Dad's in jail for racist tweets...... ::)

That will never happen in GB. ::)

5
General Discussion Area / Re: What has P*ssed you off today?
« on: 29 November 2025, 11:25:59 »
Effing freezer packed up overnight - contents ruined.
Ours is covered on the home insurance, but with an excess of £250 I'd have to have an awful lot of food in there to make it pay ;D

£500 excess, so no chance of a claim.
Unless it's full of Wagu steaks:)

I would like to try one to see if it is worth the hype, and the money.

6
General Discussion Area / Re: Budget.
« on: 29 November 2025, 11:21:32 »
We keep a few grand in ISAs as an emergency fund instant access if we need it,  the rest is all in premium bonds had them since 2021 and no word of a lie we've won a few quid every month since we've had them,  don't know anything about stocks & shares and certainly at this stage in our lives don't see the point.
You don't need to know anything about stocks and shares, Mick. You just hand over your dosh to a fund manager and they invest it for you, according to chosen risk level. Then they take a cut every year now matter how the fund performs.  ::)


That would mean putting trust in somebody with our cash , what could possibly go wrong ?

That's what we thought about 30 yrs ago ..... the name of the advisor should have been a clue .... he was called Grantham Fidler!
Grantham? Was he from Lincolnsausageshire? Could have been a young Opti, always wondered about him.

Nah.....thirty years ago I was only 7. :)

7
General Discussion Area / Re: Budget.
« on: 29 November 2025, 11:19:35 »
That might be the Christmas number one!

https://youtu.be/lAOAPYKGzZc?si=u8dTB1rv4C7pqm9U

This has a catchy tune.

8
General Discussion Area / Re: Budget.
« on: 29 November 2025, 11:14:39 »
So it seems that Rach from Complaints might be on a sticky wicket, as it appears that she told a few porkies about the state of the nations finances to justify her tax and spend budget.  ::)

Let's see if the media go into hysteria mode to get her to resign, like they would if a Tory Chancellor lied to Parliament and the country?  ???

I never did believe she had a black hole....especially a large one. :)

9
General Discussion Area / Re: What has P*ssed you off today?
« on: 28 November 2025, 18:42:43 »
Effing freezer packed up overnight - contents ruined.
Ours is covered on the home insurance, but with an excess of £250 I'd have to have an awful lot of food in there to make it pay ;D

...or be a fat bastard who can eat 24/7 without pausing for breath.

10
General Discussion Area / Re: Budget.
« on: 28 November 2025, 18:38:09 »
Think of the poor unmarried mothers with half a dozen kids or more, each one with a different father.

Got to be looked after by the state.

As they love to say on trashy American TV........"you're my sister from another mister" 8)

11
General Discussion Area / Re: Budget.
« on: 28 November 2025, 18:34:10 »
We keep a few grand in ISAs as an emergency fund instant access if we need it,  the rest is all in premium bonds had them since 2021 and no word of a lie we've won a few quid every month since we've had them,  don't know anything about stocks & shares and certainly at this stage in our lives don't see the point.
You don't need to know anything about stocks and shares, Mick. You just hand over your dosh to a fund manager and they invest it for you, according to chosen risk level. Then they take a cut every year now matter how the fund performs.  ::)

Yep...as I found out with an endowment mortgage many moons ago.

There was no way the policy was going to make the required amount, but the fund manager (probably aged about 22)took a big slice regardless. :-X


12
General Discussion Area / Re: Boiler boffins.
« on: 28 November 2025, 18:28:36 »
Anyway, I'm a bit like Niki Lauda, who according to James Hunt was better looking after the fire than before. >:D

13
General Discussion Area / Re: Boiler boffins.
« on: 28 November 2025, 18:18:41 »
I didn't stand in front of it.... ::)

14
General Discussion Area / Re: Budget.
« on: 28 November 2025, 16:24:18 »
The £12570 tax limit will be in place until 2031.....by which time the state pension will probably be around £15000. I can't see the difference remaining untaxed for that long.
According to you, I'll be dead by then  ;D

Almost certainly, and for a few years. :)

15
General Discussion Area / Re: Budget.
« on: 28 November 2025, 16:22:47 »
Another one I heard from Martin Lewis yesterday evening, pensioners will not have to pay income tax on their state pension, even if/when the pension exceeds the 20% tax threshold, which it will do in 2027.
However, they will have to pay tax on their occupational pension.
That's not much of a change. It's all been taxed at the lower threshold previously.
None of my state pension has ever been taxed, and it won't be until 2029 at least.

Rachel is well known for changing her mind, and the goal posts.

It will be government policy until it isn't.....and that could be next week.

The whole budget was an unprofessional farce. :)




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