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[MR MISTER]

TOP TIP: If you are an uninsured driver and have a prang, simply drive home, insure your car and wait a week or two to claim.
 

[Rods2]

A £400/£500 phone?

£50 xcess, I'd say so

Where you are in London, look up independent repairers and then check to see if they have any reviews or if anybody you know has used them or a repairer that is manufacturer accredited.

Don't commit fraud by using the suggestion above on taking out insurance ex-post. Gadget and phone insurers are well aware of this ploy which is why most now have a 14 day uninsured period from when you first take out insurance. If you submit a claim on day 15, they have ways of detecting possible fraud. You could end up having have a lot of explaining to do and end up on an insurance fraud database or worse. How do I know? I do a lot of development work for an insurance company which includes gadget insurance.

[D]

A £400/£500 phone?

£50 xcess, I'd say so

Where you are in London, look up independent repairers and then check to see if they have any reviews or if anybody you know has used them or a repairer that is manufacturer accredited.

Don't commit fraud by using the suggestion above on taking out insurance ex-post. Gadget and phone insurers are well aware of this ploy which is why most now have a 14 day uninsured period from when you first take out insurance. If you submit a claim on day 15, they have ways of detecting possible fraud. You could end up having have a lot of explaining to do and end up on an insurance fraud database or worse. How do I know? I do a lot of development work for an insurance company which includes gadget insurance.

I also have a conscience. Which is why I asked for legal suggestions. 

[Crazycarzowner]

If you are handy with a small screwdriver & pair of tweezers they're fiddly but easy to replace. About £60 ish to buy and there are plenty YouTube guides. I cracked my HTC one a while ago & thought sod it ill fix it meself, can't make it any worse. As i said its fiddly more than anything.

[blackviper90210]

A £400/£500 phone?

£50 xcess, I'd say so

Where you are in London, look up independent repairers and then check to see if they have any reviews or if anybody you know has used them or a repairer that is manufacturer accredited.

Don't commit fraud by using the suggestion above on taking out insurance ex-post. Gadget and phone insurers are well aware of this ploy which is why most now have a 14 day uninsured period from when you first take out insurance. If you submit a claim on day 15, they have ways of detecting possible fraud. You could end up having have a lot of explaining to do and end up on an insurance fraud database or worse. How do I know? I do a lot of development work for an insurance company which includes gadget insurance.

I also have a conscience. Which is why I asked for legal suggestions. 

PLEASE NOTE!   I did not for one second suggest taking out insurance after the fact. This was a response to a question of would it be worth claiming in the first place!! 

I do not suggest or condone fraud of any kind, so please do not comment that I do 

[AndyRoid]

The better half has dropped her 6 month old Galaxy S4 and cracked the digitiser screen. Now I dont fancy buying a new one, so are there any reputable screen replacement companies around that you recommend? Personal experience would help. Not keen on DIY, due to a lack of time and not wanting to break it further.

You're on for the whole assembly if you've damaged the digitiser, circa £160 for the genuine article.

[Entwood]

DIY repair is easy .. just done the daughters S3 mini ... utube has "howtos'" on most ..

http://www.youtube.com/watch?v=EaK9r8I4a7I

Parts were £60.00

I'm sure the S4 will have similar somewhere ....

EDIT .. loads in fact !!

http://www.youtube.com/results?search_query=galaxy+s4+screen+replacement&sm=1

and the components

http://www.ebay.co.uk/sch/i.html?_trksid=p3984.m570.l1311.R6.TR10.TRC0.A0.Xgalaxy+s4+screen&_nkw=samsung+galaxy+s4+screen+replacement&_sacat=0&_from=R40

[AndyRoid]

DIY repair is easy .. just done the daughters S3 mini ... utube has "howtos'" on most ..

The S3 mini is a lot easier due to the glass, digitiser, and LCD not being bonded together as they are on the S4.