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[pauls]

Following on from my last thread. It looks like father in law is going to be down for weeks. So i was just looking for a bit of advise. We know he takes his money out of one bank and puts it another for his house payments and takes out cash to pay his other bills. Question is how do we do this for him. Do we need power of aturnee or is it a case of i have to try and find the money to pay it for him.
sorry about spelling never my strong thing.

cheers Paul

[Lizzie_Zoom]

Following on from my last thread. It looks like father in law is going to be down for weeks. So i was just looking for a bit of advise. We know he takes his money out of one bank and puts it another for his house payments and takes out cash to pay his other bills. Question is how do we do this for him. Do we need power of aturnee or is it a case of i have to try and find the money to pay it for him.
sorry about spelling never my strong thing.

cheers Paul

That is the favoured way.

Consult his solicitor after speaking to your father about your plans. 

[pauls]

Hi lizzie he doesnt have a solicitor also he is in a coma so cant talk to him either.

[Kevin Wood]

If you don't already have access to any of his accounts, I would write and explain the situation to his bank(s) and anyone he should be paying (landlord, utilities, council, etc.) explaining the situation and hope that they will be understanding. I think that's about all you can do.

[Lizzie_Zoom]

Hi lizzie he doesnt have a solicitor also he is in a coma so cant talk to him either.

Sorry to hear that.

In that case find a solicitor to act for you and your father.  It is very important you keep everything on a strict legal basis and to maintain all the required payments. The bank will, I believe, expect/demand the required instructions from a solicitor.

You will also require a solicitor if the worst happens.

[Field Marshal Dr. Opti]

I have power of attorney over my mother's affairs.

After her stroke it was essential.

However, as already mentioned......you will need a solicitor. 

[Field Marshal Dr. Opti]

If you don't already have access to any of his accounts, I would write and explain the situation to his bank(s) and anyone he should be paying (landlord, utilities, council, etc.) explaining the situation and hope that they will be understanding. I think that's about all you can do.

Good advice.

[Vamps]

Hi lizzie he doesnt have a solicitor also he is in a coma so cant talk to him either.

Sorry to hear that.

In that case find a solicitor to act for you and your father.  It is very important you keep everything on a strict legal basis and to maintain all the required payments. The bank will, I believe, expect/demand the required instructions from a solicitor.

You will also require a solicitor if the worst happens.

What the lady says is correct, you may even have to go to the 'Court of Protection' to gain authority, first point though is legal advice for you both, you may then move into the area of 'Capacity' and 'Best Interest Decisions' but a solicitor will keep you right, and it is really important to do this 'by the book' could save you a whole heap of trouble in the future......

[pscocoa]

Following on from my last thread. It looks like father in law is going to be down for weeks. So i was just looking for a bit of advise. We know he takes his money out of one bank and puts it another for his house payments and takes out cash to pay his other bills. Question is how do we do this for him. Do we need power of aturnee or is it a case of i have to try and find the money to pay it for him.
sorry about spelling never my strong thing.

cheers Paul

Does your father in law have "capacity" - can he make decisions. If so you could start with third party telephone banking if he can sign a form for bank. Power of Attorney takes ages.

[jonathanh]

oh and to add, if we are talking a period of weeks say up to 8 weeks, the various utilities will send all sorts of crappy letters demanding money but will not take action in that time.  If you also explain the situation then they'll definitely not do anything.  that gives you breathing space to get things sorted

[Lizzie_Zoom]

Following on from my last thread. It looks like father in law is going to be down for weeks. So i was just looking for a bit of advise. We know he takes his money out of one bank and puts it another for his house payments and takes out cash to pay his other bills. Question is how do we do this for him. Do we need power of aturnee or is it a case of i have to try and find the money to pay it for him.
sorry about spelling never my strong thing.

cheers Paul

Does your father in law have "capacity" - can he make decisions. If so you could start with third party telephone banking if he can sign a form for bank. Power of Attorney takes ages.

Sorry, but with this situation there can be no short cuts without the possibility of becoming embroiled in unwanted, and unnecessary, legal complications.

As I have stated previously, the only way to do this is to stick to strict legal guidelines and requirements, which only a good solicitor can facilitate, to avoid future costly complications on many levels.  A solicitor is a must and will be worth every penny you pay him.  

[pscocoa]

Having had to get telephone banking whilst waiting for power of attorney 3 times in recent past - all I can say is it proved very effective. Not advocating it as an alternative to P of A but it deals with immediate issues which op had. As said "capacity" of person you are trying to help is essential

[05omegav6]

Having had to get telephone banking whilst waiting for power of attorney 3 times in recent past - all I can say is it proved very effective. Not advocating it as an alternative to P of A but it deals with immediate issues which op had. As said "capacity" of person you are trying to help is essential

...he doesnt have a solicitor also he is in a coma so cant talk to him either.

Sadly not by the looks of it 

[Varche]

Two things here.

Firstly very sorry for your situation. You need to seek legal advice to be able to keep his finances ticking over. The process does exist.

Secondly for other folk on the forum who might find themselves in a similar situation then you can arrange now the paperwork to look after say your mothers financial interests or health and welfare (or both) by power of attorney. This means you can pay bills on her behalf and or make decisions e.g. she might have said I don't want to go into a home except as a last resort. The key thing is it is far easier whilst the parent/relative is of sound mind. Quite a mountain of paperwork but the process itself is quite easy. and cheap to do yourself. I commend power of attorney.