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[Rods2]

Wouldn't you be insured under your house insurance (3rd party liability) for your ride on mower? 

Not everone has grounds,like you and opti,that need a ride on mower

Lord Opti might have a ride on but I don't.    Wish I did though! 

Can't see why you'd want to drive one outside your own property, so, if someone decides to trespass on your lawn and gets minced up... tough. 

But.. the limp wristed courts would probably take you to the cleaners anyway.

That's the point of the proposed legislation Kevin, that insurance must be in force wherever the 'vehicle' is used.  There's even a note about pedestrian controlled vehicles, so we might even have to take out insurance for a wheelbarrow soon!   

Only in his dreams and I think he's named it his sister-in-law.