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[Andy B]

......
remember these companies want your business and do have an element of flexibility so keep pushing for lower premiums or haggle over policy items like tpft to fully comp or reduced excess for less.

Which is what i did for the diesel shed last year. I had some rediculous quotes, mainly cos I have very little NCD on it, being my 2nd car. I got a realistic quote in the end from MoreThan .... I think - can't find the policy!  

[sir moanalot]

some of these companies really take the p1ss -especially the company you have on renewal, i dont think ive ever renewed a policy with the same company.
this year the difference between the highest and lowest quotes was £400+ !!  thank the lord i have full no-claims

[Andy B]

....
especially the company you have on renewal, i dont think ive ever renewed a policy with the same company. .....

I fell out with Hastings over continuous renewal of SWMBO's policy. I was told that it wasn't possible to NOT have continuous renewal, so when her policy was about to runout in the January, I phoned about 3 weeks before hand to tell them NOT to automatically renew.
They automatically renewed! To say I was then given a runaround would be an understatement. It was only after I'd fired off a very strongly worded email that I eventually spoke to someone with something between their ears!
They are a company I won't be returning to, although other companies 'continuously renew unless you tell them not to.

[sir moanalot]

i dont get involved in any on that, i like to know what im gonna pay b4 hand and judging by some renewal quotes ive had they scare me!!!!
my mo in law always renews with the same company and on advice she changed this year and saved over £156. (i didnt get a tip from her though!!!)

[Scorpio]

Try  'Go Compare' via computer. mine would have been £232 comp:
 But??  Gave my no claims to my partner for Her car!!  ME ?? wow!!
 Equats to, NO no claims bonus (21 again) so mine is £598 fully comp;
 Driving since 1951 --so I am olde ??  all professional benifits -- Gone!!