No difference over here in Ireland .
My renewal premium for the Omega was due and duly paid yesterday.
Upon initial offer it had risen 19.7% .
I've been with the company , Zurich ,for 7 years and the only time I speak with them is to pay the ransom each year . I've never claimed a cent in that time and provided them with proof positive of a further twelve years of claims free driving when I took out my first policy with them.
I called them and asked politly why they are demanding a rise of almost 20% . I got the standard reply " bad winter ,many expensive claims etc " so I hit her with the question why has my premium for my van which is also with Zurich through a broker went down by 7% and why after the equally bad '09-'10 winter did it not rise by a similar exorbitant sum?
That caught her out and she stumbled and couldn't give me a believable answer .
I then said that as a matter of principle I would be using the time until my renewal to secure alternative insurance with another company even if the premium matches or exceeds theirs. I'd also be moving my house insurance , wifes car and my van upon their renewal as I will not support a company that thinks I will unhesitatingly pay a grossly indecent premium rise when as a policy holder who must be considered a very good risk ,I should be rewarded .
I thanked her and before she could say anything, ended the call.
I had a call back within 10 mins from them with a premium renewal offer that is the same as last year ! No rise.
A disgraceful way to conduct business and if there was an Ombudsman in Ireland I'd be drafting a letter to him .
Since that fiasco my wifes car insurance offer also went up by a similar %. I'll be speaking with them again on Tuesday next.
And to round off the prospect of a wonderful Easter weekend my road tax renewal is due at the end of the month , a whopping € 614 (£541 ) .
At just over 2 thousand miles a year on the Omega it just doesn't make financial sense and is making me seriously consider a >30 year old car as a daily as over here in Ireland the road tax for such a vehicle is €48 per annum ands insurance is marginally less too.
I watched with great interest over the last two weeks as petrol hovered at €1.48 to €1.49.9a litre .It was as if the psychological barrier of €1.50 was holding the almost daily rise at bay , well it finally broke through and now it's crept up to €1.54 in 5 days .
I wonder how long these fuel rises can be absorbed before our daily lives are irrevocably changed ?
The Omega may make way for a pristine E28 BMW ( albeit probably fitted with a lawnmower engine for economy ) yet .....
Sorry all , rant is over . Have a happy Easter
