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[sandune]

What does the term "cat C,cat D "as insurance parlance?
 Also do these future premiums?
                 sandune

[Andy B]

What does the term "cat C,cat D "as insurance parlance?
 Also do these future premiums?
                 sandune

http://www.autocheck.co.uk/write-off-categories.html and I believe it can affect the car's future value. Some insurance companies can be funny about insuring a cat c/d write off.

[sandune]

Thanks for the info  Andy B .Very enlightening .
 sandune

[neilr]

never had a problem insuring cat d after repair dont know about cat c have had 2 cat d now

[Andy B]

never had a problem insuring cat d after repair dont know about cat c have had 2 cat d now

Admiral cancelled their policy on SWMBO's Astra when it was written off (there was about a week to go)  they 'don't insure wriiten off cars' they said.  :-?

[redravern]

just renewed the insurance on my 2.0 gls which was a cat c write off last year did not have a problem
premium was £185 fully comp
so not loaded up either
hth

[Andy B]

just renewed the insurance on my 2.0 gls which was a cat c write off last year did not have a problem
premium was £185 fully comp
so not loaded up either
hth

I did say SOME  ...... as said Admiral won't   :-/

[mantagte]

i wish that when others use my computer they bl@@dy well sign out

[neilr]

as far as im aware only cat a and b should not be put back on the roads as they are considered not repairable. Cat c and d are only written off because the repair costs outweigh the vehicles value. this is normally due to high labour costs and new expensive parts. Good 2nd hand panels and doing most repair work yourself make these vehicles viable again. also there is a scheme where you can get all repaired vehicles inspected and given a insurance approved bill of health which will remove it from write off list.

[Bionic]

Admiral are the pits. You will find that the companies who advertise heavily are usually not good value for money because they have to pay for the high profile, high intensity and regular adverts, usually on tv and we all know how expensive that is!
Do as I did vote with your feet and go elsewhere!
Give the COOP a try, you may find their policy cover and cost is well lower than most for the same level of cover. I did and pay near to 300 quid less now.
GudLuk

[Andy B]

Admiral are the pits. ....
Do as I did vote with your feet and go elsewhere!
Give the COOP a try, you may find their policy cover and cost is well lower than most for the same level of cover. I did and pay near to 300 quid less now.
GudLuk

We had already done so before we were paid out for the car. SWMBO had been driven into abou a fortnight befoe Admiral's policy ran out. I phoned them to ask about something to be told that they deemed the car an ecomonical write off .... 'and by the way you're now not insured, as we don't insure write offs' The courtesy car covered her for a coupe of weeks. 

i have to say though, that Admiral were very good at paying out, we got what I thought was a very reasonable payout for her car, the second offer. It would have been rude to accept their first 

[biggriffin]

i was insured with admiral until my last  3.0L went up in smoke
  (self combustion). took no end of calls to sort out the claim and retain the salvage. then on renewal the uped the premium to £690.was £220 fully comp. goodbye. and the best bit was they sent me a questionare asking why i wasnt renewing simples

[ferrari jason]

Also cat c`s have to go to a VOSA testing station so the work carried out can be assessed before it`s let back n the road . I had a cat c corsa once i bought cheap( rear end damage) did all the work booked it in the gut who checked it out basiclly said he was looking to make sure the car was what the vin nmber said it was and wasn`t 2 cars joined together. Cat d can just be mot`ed as normal no extra checks.