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[Kevin Wood]

As said, they will write it off before even looking at it, in which case it'll probably be cat D, then you'll have to get a VIC and an MOT to get it back on the road then repair it with 2nd hand bits. 

Failing that, drop your claim and repair it yourself with 2nd hand bits.

I doubt there'll be a lot financially between the 2 options and the latter will be much less hassle.

You could try pricing up a DIY repair and see if your insurers will just pay up. Maybe they will.

I would play heavy on any other benefits you're entitled to - courtesy car, etc. in the event that they do talk about a write off, as this will cost them far more than just settling with you for a couple of hundred quid's worth of parts.

[Diamond Black Geezer]

Thanks Kevin 

[Keith ABS]

  They will definatly write the car off on the year unless it was a Ferrari. Do the big haggle on valuation by rejecting the first two offers of half a bag of crisps then the half a bag of crisps and a Mars bar. Obtain the replacement parts yourself and get the fitted and/or painted by the body man you know and trust. Once done, you will have to contact DVLA to book a VIC check. Do not let the car be taken away by the insurance company or surrender the log book. Haggle, haggle. pester and haggle them over and over until they get fed up and you may get a settlement before Christmas and some where near your own figure. My own experiance took 4 1/2 years from incident to payout and they still stiffed me despite me complying with all there criteria

Keith ABS

[btc]

As of the 25th of October the VIC check no longer applies there is a form v62 I think you use to apply for the new V5

https://www.gov.uk/vehicle-identity-check

[omegod]

Assuming it's the same shade you can buy this one near me as it looks to have the decent panels you need, I can give you a hand if you want with it being local

http://www.ebay.co.uk/itm/121794690283?_trksid=p2060353.m1438.l2649&ssPageName=STRK%3AMEBIDX%3AIT

[rikki_essex]

You could talk to the engineer and agree a cash in lieu settlement i have done this twice and it works out well for all.   

[Diamond Black Geezer]

Hi, firstly, thanks to all.

Kevin, I've got a backup plan with locally sourced bits, including a Diamond Black saloon, some panels ok, some panels had an average respray during their lives. So it's not ideal but will get me straight and on the road again. I like your suggestion re: courtesy car etc, none of which I'm currently claiming, they can pay up a decent amount, or I can say 'right, I'll kick my car off the road, and you can pay for me to have a rental for as long as it takes to find me an equivalent Omega. Which won't happen until hell freezes over.' sort of logic.

Keith, I can see we'll be chatting more on this, you've clearly been through the ringer with them. Doesn't bode fabulous for me...

btc, good to know the rules, thanks 

omegod, That's much appreciated. I've gone and 'played my joker', by accepting this local Omega for panels. So I've now used up the favour (my girlfriend's nanas driveway) for car storage. However, if there's any way I can get that car, or in an ideal world, just the driver's door, then I will. 

rikki_essex, can you tell me more about this cash in lieu settlement, and how it works, please? Thanks 

[05omegav6]

My apologies, I got side tracked by some post when I got home and completely forgot about the methods timing

[Diamond Black Geezer]

No worries. As and when. My car isn't sat undriveable in a compound racking up storage fees or anything, still perfectly driveable.   

[Kevin Wood]

No worries. As and when. My car isn't sat undriveable in a compound racking up storage fees or anything, still perfectly driveable.   

If they write it off, it will no longer be drivable, so make it clear that, if they go that route, you will expect a courtesy car immediately, etc. etc. Alternatively, they can give you a cash settlement to fix it yourself. Make the latter option attractive enough and they will hopefully go for it.

[Diamond Black Geezer]

Oooohhhh, of course!!! Yes, you're quite right, soon as they do that I'm entitled to that! Right. this could start going good in the near future.

Had the engineer ring, who's going to send someone out to view the car (NOT take it away, just view, or he will be denied to ability to reproduce swiftly, using a 3/8 Halfords long ratchet  ) hopefully when I present the ring binder full of receipts for the last 6 months, and show him the jet black, brand new suspension that will at least present the case this is not an old banger that was headed for the scrappy in a few months anyway. I'm not expecting to be given a pot of gold, but her overall condition should at least present a reasonable case for repairing her, on some level. 

[Field Marshal Dr. Opti]

A bit of a bummer but circumstances may  play out pretty well in the end.

I was initially offered £11.000 which I rejected immediately. We later agreed on £32,550 which I was more than satisfied with.

A conservatory not an Omega but the principle is the same.

Good luck.

[Diamond Black Geezer]

I have rung my insurance company and told them that I own a Vauxhall Conservatory 2.5 V6 


being serious, thanks,  - just proves that hanging on will at the very least, mean they will be prepared to help a little more. 

[Field Marshal Dr. Opti]

I have rung my insurance company and told them that I own a Vauxhall Conservatory 2.5 V6 


being serious, thanks,  - just proves that hanging on will at the very least, mean they will be prepared to help a little more. 

Tell them it is the very rare Vauxhall Viceroy.

[tunnie]

Bugger. That's the killer for these old barges now, insurance killing them off for accidents.

I just put my reg into webuyanycar.com, came out at £50 value 

Would best option not to do claims via insurance? That way it won't be cat C or D, just repair it yourself?