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Author Topic: Buying an Elite with no insurance or tax ?  (Read 5320 times)

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Hudson

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Buying an Elite with no insurance or tax ?
« on: 08 July 2016, 21:21:20 »

Ok, not quite as it seems, i am going on holiday and also going to be viewing an omega whilst there, if i like it i was going to ring my current insurance company and ask for a 5 day insurance policy on it but how do i tax it given when sold the tax is cancelled and i will need to tax it before i drive it..... all whilst on holiday ?
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Sir Tigger KC

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Re: Buying an Elite with no insurance or tax ?
« Reply #1 on: 08 July 2016, 21:23:57 »

Get your insurance sorted, then tax it online.  :y
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gbh

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Re: Buying an Elite with no insurance or tax ?
« Reply #2 on: 08 July 2016, 21:35:00 »

Maybe the seller would be prepared to deliver!!!
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BazaJT

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Re: Buying an Elite with no insurance or tax ?
« Reply #3 on: 08 July 2016, 21:37:42 »

If it is currently taxed does it not go that this is still "official" until DVLA receives V5 detailing change of ownership?Not saying it's strictly legit,but is this not the case?Insurance obviously would have to be sorted before driving it.
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Hudson

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Re: Buying an Elite with no insurance or tax ?
« Reply #4 on: 08 July 2016, 22:03:27 »

Maybe the seller would be prepared to deliver!!!

Not likely its half way across the country.
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amba

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Re: Buying an Elite with no insurance or tax ?
« Reply #5 on: 08 July 2016, 22:21:25 »

Had similar issues when I recently sorted out change of car for SWTSMBO.

You can get a 2 day temporary cover on insurance ..problem is road tax ,so you will end up paying 1 month or what ever part remains which can be done online at point of sale.
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steve6367

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Re: Buying an Elite with no insurance or tax ?
« Reply #6 on: 08 July 2016, 22:33:16 »

Ok, not quite as it seems, i am going on holiday and also going to be viewing an omega whilst there, if i like it i was going to ring my current insurance company and ask for a 5 day insurance policy on it but how do i tax it given when sold the tax is cancelled and i will need to tax it before i drive it..... all whilst on holiday ?

I've done it, phone up and arrange insurance then pickup iPad / Phone / Andriod etc and buy the tax  :y
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Crazycarzowner

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Re: Buying an Elite with no insurance or tax ?
« Reply #7 on: 08 July 2016, 23:35:41 »

I'm almost sure if you do a temp cover insurance, say for 2 or 7 days it won't let you tax the vehicle. I could be wrong, but I'm sure I've seen it somewhere :-\ :-\ :-\


Edit...

Thought I'd seen it somewhere http://www.gocompare.com/short-term-motor-insurance/   about 2/3 down the page
« Last Edit: 08 July 2016, 23:41:42 by Jasonm »
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dave-b

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Re: Buying an Elite with no insurance or tax ?
« Reply #8 on: 09 July 2016, 01:52:41 »

If it is currently taxed does it not go that this is still "official" until DVLA receives V5 detailing change of ownership?Not saying it's strictly legit,but is this not the case?Insurance obviously would have to be sorted before driving it.
I would go with this. It takes a couple of days at least for information on VED to become 'live' on the DVLA database, especially if the vendor 'forgets' to post the old V5c staight away! Its not as though you have an expired disc, or no disc at all to look at these days, an ANPR reader would show it as taxed for a few days after sale, not the same with insurance though, you must get that arranged beforehand, as said above.
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Migv6 le Frog Fan

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Re: Buying an Elite with no insurance or tax ?
« Reply #9 on: 09 July 2016, 06:30:46 »

Exactly what I did when I bought my elite a few months ago.  :y
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Re: Buying an Elite with no insurance or tax ?
« Reply #10 on: 09 July 2016, 09:36:20 »

If the person you are buying the car from, hasn't cancelled his insurance, and it's still taxed. Just drive it home under your insurance,  also it won't ping any anpr cameras.
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Sir Tigger KC

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Re: Buying an Elite with no insurance or tax ?
« Reply #11 on: 09 July 2016, 10:48:29 »

It's one of the (probably) unintended consequences of the new disc less tax regime and as is usual the government don't make life any easier for people.  :(

In this day and age, you should be able to tax and insure a car for a day, week, month, year, decade, whichever suits you, not whatever suits the DVLA and the Treasury!  ::)

The new regime is forcing otherwise law abiding folk to carry out 'iffy' practices to get cars home after purchase.  :-\  We should write in or something!  ;D
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steve6367

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Re: Buying an Elite with no insurance or tax ?
« Reply #12 on: 09 July 2016, 11:16:28 »

It's one of the (probably) unintended consequences of the new disc less tax regime and as is usual the government don't make life any easier for people.  :(

In this day and age, you should be able to tax and insure a car for a day, week, month, year, decade, whichever suits you, not whatever suits the DVLA and the Treasury!  ::)

The new regime is forcing otherwise law abiding folk to carry out 'iffy' practices to get cars home after purchase.  :-\  We should write in or something!  ;D

I don't get it, it very easy as above - you just pay for a month which is about £20 so no big deal.
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Re: Buying an Elite with no insurance or tax ?
« Reply #13 on: 09 July 2016, 11:29:10 »

It's one of the (probably) unintended consequences of the new disc less tax regime and as is usual the government don't make life any easier for people.  :(

In this day and age, you should be able to tax and insure a car for a day, week, month, year, decade, whichever suits you, not whatever suits the DVLA and the Treasury!  ::)

The new regime is forcing otherwise law abiding folk to carry out iffy' practices to get cars home after purchase.  :-\  We should write in or something!  ;D

Oi I don't do iffy, just sail close to the wind. ;)
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Sir Tigger KC

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Re: Buying an Elite with no insurance or tax ?
« Reply #14 on: 09 July 2016, 11:32:51 »

It's one of the (probably) unintended consequences of the new disc less tax regime and as is usual the government don't make life any easier for people.  :(

In this day and age, you should be able to tax and insure a car for a day, week, month, year, decade, whichever suits you, not whatever suits the DVLA and the Treasury!  ::)

The new regime is forcing otherwise law abiding folk to carry out 'iffy' practices to get cars home after purchase.  :-\  We should write in or something!  ;D

I don't get it, it very easy as above - you just pay for a month which is about £20 so no big deal.

Fine if you're buying a car to use immediately, but if you want to just get a car home and SORN it, then it's not easy to do properly.  ::)

As has already been pointed out you can't tax a car on a temporary insurance policy, so all the other solutions are a grey area at best and illegal at worst.  If you had an accident on your way home relying that the car was still taxed from the previous owner, you may well find your insurance declining to pay out.  ::)
« Last Edit: 09 July 2016, 11:35:41 by Sir Tigger »
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