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[TheBoy]

According to MSE, they are worth it, but sometimes you wait a while for your money.

While someone else earns interest on it. Still seems a bit of a pointless exercise.

You don't buy anything simply because they are on cash back sites.  You buy something that you were going to buy anyway, from the place you were going to buy it from, only you get money back, usually after a few weeks.

Surely that has to be better than a kick in the gonads?


I'm several thousand quid up over the last couple of decades, this is essentially free money.  I would have bought the products and services I bought anyway, so the only "inconvenience" is having to go through a cash back site first before going on to the real site.

[Migv6 le Frog Fan]

Zackley 

[biggriffin]

But does the cash back exceed the amount spent via their sites Vs not using them...

If they give you £30 back but you could have bought the exact same thing from somewhere else for £30 less (probably an even greater difference), have you actually benefitted?

  ^^^^^^^This every Time...

 Having looked at Insurance through cash back and non cash back,,  it's normally cheaper via non Cash back. My argument is why not just offer the product cheaper instead of all the up selling and smoke+mirrors B.S

[Doctor Gollum]

But does the cash back exceed the amount spent via their sites Vs not using them...

If they give you £30 back but you could have bought the exact same thing from somewhere else for £30 less (probably an even greater difference), have you actually benefitted?

Yes.

I don't mean "does the cash back received exceed your subscription?"

I mean "had you purchased elsewhere, would the money saved have exceeded the cashback received from going through a cash back agency?" I suspect that the answer is actually no.

[Sir Tigger KC]

But does the cash back exceed the amount spent via their sites Vs not using them...

If they give you £30 back but you could have bought the exact same thing from somewhere else for £30 less (probably an even greater difference), have you actually benefitted?

Yes.

I don't mean "does the cash back received exceed your subscription?"

I mean "had you purchased elsewhere, would the money saved have exceeded the cashback received from going through a cash back agency?" I suspect that the answer is actually no.

As TB said, you don't buy anything because there's a cashback, you find the cheapest and then go and see if there's a cashback available as well. 

[Migv6 le Frog Fan]

This ^.

[TheBoy]

But does the cash back exceed the amount spent via their sites Vs not using them...

If they give you £30 back but you could have bought the exact same thing from somewhere else for £30 less (probably an even greater difference), have you actually benefitted?

  ^^^^^^^This every Time...

 Having looked at Insurance through cash back and non cash back,,  it's normally cheaper via non Cash back. My argument is why not just offer the product cheaper instead of all the up selling and smoke+mirrors B.S

Its a check you do, as you are going to be getting quotes from different sites anyway, so you know what you're going to be paying.  Some allow you to save the quotes, then you can still go back in a buy via the cashback sites.

Yes, in an ideal world, it would be nicer just to have cheaper products, but as we don't, we find other ways to make it cheaper.


And as said before, it's NOT the company you are buying from that pays the cashback company, its a marketing company.