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[JamesV6CDX]

Big big big big Insurance concern. I guess I must tell my insurance company about the LPG?

Here's the scenario. I'm 23, insurance is a killer. The only reasonable insurance I can get is with Directline.

I spoke to Directline last year when I wanted to DIY LPG convert a different car. They told me that it's a NO-GO - they specifically WILL NOT UNDER ANY ACCOUNT insure any car that's had DIY LPG, even if it's later been certified. They will ONLY insure a car that's been converted by somewhere LPGA approved.

However, they did indicate, that if I bought a car already with uncertified LPG, it would be acceptable to get it certified, and then could be insured.

But they made it crystal clear, that if it's done DIY, they won't insure me.

I had the same response of all other companies that I asked.

So the only thing I can think of doing, is going ahead with this DIY conversion, getting it certified, and then, and only then, insure it - on the pretence that the car was converted when I got it, and I then got it certified.

My problem is, If I insure it now, then I would later have to declare the LPG. And they'd want to know who converted it  

But on the other hand, I need to pick it up and ideally start driving it on Monday, hence need insurance.

Any ideas?

[Martin_1962]

Firstly if you have certification how do they know it is DIY?

Secondly no problems with Fortis

Thirdly have you enroled on the LPG Yahoo Group yet? Ask for more details there

[JamesV6CDX]

Firstly if you have certification how do they know it is DIY?

Secondly no problems with Fortis

Thirdly have you enroled on the LPG Yahoo Group yet? Ask for more details there

Good point on the first one. I'll just swap my insurance over.

I'll get a quote from Fortis, but most other companies apart from directline hate me because of my age!

I'll sign up tomorrow morning at work

[Martin_1962]

I suggested them because I am currently with them due to my MV6 incident.

LPG should help because boy racers would not install it

[Martin_1962]

OK Insurance, well this might be a time to talk to an agent or broker and let them do the hard work, they will of course collect their commission but it might be worth it

[JamesV6CDX]

I'll just insure it with Directline for now, and worry about getting covered on the LPG afterwards........

[Martin_1962]

Just photocopy the certificate and fax it!!!!

[JamesV6CDX]

Just photocopy the certificate and fax it!!!!

Presumably it wouldn't say anything on the certificate about it being DIY, or indicate that the certifying centre didn't do the conversion?

[Ken T]

There is a lot of politics going on here. The LPG association are lobbying insurance companies only to accept work done by their members, so this puts more work their way. There is a Code of Practise, COP 11 that an installation is supposed to meet, and when you get your car checked it should meet this. You can find this on the Web. When you ask for insurance, say that you are thinking of having the car converted and it will be tested and certified. No need to say who is doing the work. Its none of their business really. Whats next, should I tell my insurance that I changed my Cam Belt, or changed the brake fluid myself?. Provided the work is safe and has a certificate to prove it then there is no real insurance risk. The site that Martin recommended has an interesting post about certification and insurance companies. Another site, www.lpgaforum.co.uk is also interesting as there are quite a few installers who sometimes reply to people's questions, in a slightly biased way  

[Taxi_Driver]

I'll just insure it with Directline for now, and worry about getting covered on the LPG afterwards........

James, i would just insure it as a petrol for now.....when you have converted it and gained a lpga certificate for it.....then send a copy of the certificate to your insurers....if they try to put the premium up because of the conversion....then id suggest searching around for another insurance comp.....mine was perfectly happy it had been converted.....in fact a conversation i had with them was.....just in case send a copy of the certificate....which i have done.....and no premium increase  

Good luck on the conversion  

[Craig_R]

My Insurance Company Were Good About Mine Being Converted To LPG They never asked for a certificate, Guy who had the car before me never told his it was converted and just insured it as a petrol Which I thought Was MAD as if anything happened they would not pay up.

Saying that my insurance went up slightly this year to £300 a year was not a happy chappy I could ring around but with them being so good about it being LPG and not asking For the Cert and Causing Problems I thought I would Stay with them.

I would be up for popping over maybe with my 2 Litre LPG on a weekend so you can have a look at mine intallation but mine is a Mixer System not an injector System.

Craig

[Martin_1962]

Hello James - time for an update from you

Saturday we are busy - some time Sunday should be fine.

[JamesV6CDX]

Hello James - time for an update from you

Saturday we are busy - some time Sunday should be fine.

Hello Martin, sorry for the delay, I've been extremely busy myself.

Sunday is absolutely fine by me. I only picked up the car yesterday, and I've not yet done the manifold change, but I'll try my utmost to do this on Saturday before I come over, that shouldn't be a problem.

I'll also bring over all the LPG kit that I've removed (obviously) - and of course the CD GLS!

Maybe you could PM me a phone number, and an address for where I'm going when you're ready?

Cheers
James

[Martin_1962]

Well this time we will just have a look as not much has been done, but it would be worth getting a job list sorted.

Don't bring the tank as if you have an accident it could cause serious injury, unless strapped in tightly

Most of the jobs I feel that you and your friend will be happy doing as long as you know why and when and where.

After checking over and ruminating, I think tank then evaporator plumbing - possibly do the plumbing here.

I get the feeling this kit will just fall on.

Have you thouroughly cleaned the LPG inlet manifold yet?

[JamesV6CDX]

Well this time we will just have a look as not much has been done, but it would be worth getting a job list sorted.

Don't bring the tank as if you have an accident it could cause serious injury, unless strapped in tightly

Most of the jobs I feel that you and your friend will be happy doing as long as you know why and when and where.

After checking over and ruminating, I think tank then evaporator plumbing - possibly do the plumbing here.

I get the feeling this kit will just fall on.

Have you thouroughly cleaned the LPG inlet manifold yet?

Cheers Martin, sounds like a plan. By the time I fit that manifold on Sat it will be sqeaky clean.

I'm sure, with your guidance, we will be happy to undertake much of what needs doing. It's just reassuring to have somone set us off in the right direction, and also, I want to make sure what we're doing meets the LPGA code of practice, or equivelent of whatever is needed to get certified.