Hi, not posted for a while....
On my way out a couple of nights ago a local taxi driver travelling towards me across the village green pulled directly across my path into a side road. Even at low speed I could not avoid him on a full ABS stop and he wiped his VW Sharran across the front of my car - bloody idiot!






The Police turned up as when I asked the driver for proof of insurance he gave me a letter from his Broker entitled 'Notification of Cancellation' - so I called the Feds down to check it out.
Anyway, it turns out he is insured, so all good. The Police Officer asked him what he thought he was doing and the guy said he didn't know how it happened and when the copper asked him again why he pulled across my path when he didn't have the right of way he said, and I quote, "Sorry, I wasn't concentrating..."
The wheels are in motion via my Insurer and the car will go to be estimated at a local repairers tomorrow. I've been offered a credit hire car like-for-like, whatever that means.... by my Insurer, but I am waiting for them to confirm that his Insurer have accepted responsibility before I accept.
I fear the Mighty ol'Omega might be written-off..... again.
We'll see....
It is doubly frustrating as the car had only just had a tidy up at a body shop and the front & rear bumpers & mirror covers were painted, plus the n/s rear quarter was repaired where rusty and painted and the wheels were refurbed. The whole car was mopped and looked mint. Luckily it was a favour through one of my suppliers at work, so financially it doesn't worry me, but annoying nonetheless.
But, I think it will be written off as a replacement headlamp is £600 from Vauxhall and it needs a bumper, wing and bonnet, plus the front of the inner wing needs straightening, so labour and paint won't be inconsiderable either....
When it was stolen from my drive nearly two years ago (an recovered, luckily) my Insurance Co were about to pay out £2k.... I bought the car two and a half years ago for £1540...
Clearly I can repair it far, far cheaper with second hand parts, which are freely available, so I'll see which way it goes and am lickely to buy it back off the other insurer if they write it off.
I'll keep you posted.
Cheers,
FYS