Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: omega3000 on 04 September 2013, 14:01:57

Title: Breakdown Insurance
Post by: omega3000 on 04 September 2013, 14:01:57
Iv'e been to the Meerkats and the cheapest quote is £39 a year . Cover is as follows :

What's included?
Roadside assistance
Local recovery
Nationwide recovery
Onward journey
Hotel
Car hire
Caravan/trailer cover

Is there a cheaper one that anyone knows of or is this a good deal  :-\
Title: Re: Breakdown Insurance
Post by: Sir Tigger KC on 04 September 2013, 14:20:34
Try rescue my car. Com

I paid £39 this year for any car, and that included nationwide recovery. I had to use them last year and they were very good! You do have to pay a £40 excess though which would make it expensive if used more than once!
Title: Re: Breakdown Insurance
Post by: TheBoy on 04 September 2013, 14:50:40
I pay about £90 to AA for joint membership for Mrs TB and I. Covers any vehicle (non commercial) we're in.

It was useful when I had the bike, as a puncture on that always means a tow home. Now I don't have the bike, I need to reconsider my options at renewal.

Be aware that some "car" policies only cover cars up to 10yrs old, which was another reason I had to go for a "member" policy.
Title: Re: Breakdown Insurance
Post by: Nick W on 04 September 2013, 15:05:18
Iv'e been to the Meerkats and the cheapest quote is £39 a year . Cover is as follows :

What's included?
Roadside assistance
Local recovery
Nationwide recovery
Onward journey
Hotel
Car hire
Caravan/trailer cover

Is there a cheaper one that anyone knows of or is this a good deal  :-\


That is very cheap for that cover.
Before you go any further, you need to read the terms and conditions. I suspect that you'll need to buy some new paper and ink cartridges for your printer first.
Title: Re: Breakdown Insurance
Post by: omega3000 on 04 September 2013, 15:31:28
Yes , before the quotes came up it asked for the age of vehicle so the quote is for my car at 13 yrs old  :y I thought this was a good policy with the cover it gives + a hire car included  :)
Title: Re: Breakdown Insurance
Post by: Mr.OmegaMan on 04 September 2013, 15:37:51
Sounds a good deal, Any idea who its with ?
Title: Re: Breakdown Insurance
Post by: MR MISTER on 04 September 2013, 15:47:02
I recently joined the AA. It was reasonable and I had no choice because my orlando has no spare and I don't fancy getting stuck when my pot of glue doesn't work.
Title: Re: Breakdown Insurance
Post by: Rog on 04 September 2013, 15:49:14


Is there a cheaper one that anyone knows of or is this a good deal  :-\

Surely you can't get cheaper than that ?

I pay a lot more, and I mean A LOT more with the AA. But I have every option available and with a 10 year old Miggy I get my moneys worth !  :y Called them out twice just this year

1. Coil pack
2. Puncture and I hadn't checked that there was a jack in my recently bought car  :-[
Title: Re: Breakdown Insurance
Post by: omega3000 on 04 September 2013, 16:40:32
Sounds a good deal, Any idea who its with ?

startrescue.co.uk  :y  + we will get the latest meerkat for the collection  :P :P :D

But you will have to go through the Meerkat's to get a free toy  ;D ;)
Title: Re: Breakdown Insurance
Post by: martin42 on 04 September 2013, 17:04:55
I joined the aa a few months ago,went through topcashback site paid £90 covered for any car as you found out at the weekend and I get £20 back through the site  :y
Title: Re: Breakdown Insurance
Post by: Mr.OmegaMan on 04 September 2013, 17:14:43
Sounds a good deal, Any idea who its with ?

startrescue.co.uk  :y  + we will get the latest meerkat for the collection  :P :P :D

But you will have to go through the Meerkat's to get a free toy  ;D ;)

Sounds good  :y, Was considering joining the RAC few months back around £80 a year.
Title: Re: Breakdown Insurance
Post by: martin42 on 04 September 2013, 18:30:47
Although the AA are good,operators are a bit thick,for example called them to recover car Saturday,
Operated,what's problem with car?
Me,cambelt shredded.
Operated,has it been checked by a professional mechanic?
Me,no I've removed a bolt from cam cover,pulled cover forward and can see its shredded.
Operator,are you a mechanic.
Me,err no but that's the problem.
Operated,we have to send you a tech out to you to see what problem is.
Me.err ok whatever.

Some people  ;D
Title: Re: Breakdown Insurance
Post by: omega3000 on 04 September 2013, 19:30:58
Although the AA are good,operators are a bit thick,for example called them to recover car Saturday,
Operated,what's problem with car?
Me,cambelt shredded.
Operated,has it been checked by a professional mechanic?
Me,no I've removed a bolt from cam cover,pulled cover forward and can see its shredded.
Operator,are you a mechanic.
Me,err no but that's the problem.
Operated,we have to send you a tech out to you to see what problem is.
Me.err ok whatever.

Some people  ;D

Didnt smell like that in the car though  :( AA operator sent the wrong van out also  ::) ;D
Title: Re: Breakdown Insurance
Post by: Sir Tigger KC on 04 September 2013, 19:43:30
Here you go! I've just got a quote from rescuemycar.com and for a 13 year old car the quote comes in at £18.90 for everything but home assistance and £28.90 with home assistance!  :y

As said earlier they were very efficient when I broke down last year, but beware of the £40 excess!! The first thing they do when you phone for help is ask for a card number!  ::)

However if you don't use them, it's very cheap peace of mind!  :y

http://www.rescuemycar.com/


Title: Re: Breakdown Insurance
Post by: Kate on 04 September 2013, 19:51:30
Sounds a good deal, Any idea who its with ?

startrescue.co.uk  :y  + we will get the latest meerkat for the collection  :P :P :D

But you will have to go through the Meerkat's to get a free toy  ;D ;)

I thought you only got a meerkat when you bought insurance?
Title: Re: Breakdown Insurance
Post by: omega3000 on 04 September 2013, 20:45:36
Sounds a good deal, Any idea who its with ?

startrescue.co.uk  :y  + we will get the latest meerkat for the collection  :P :P :D

But you will have to go through the Meerkat's to get a free toy  ;D ;)

I thought you only got a meerkat when you bought insurance?

You mite be right kate but sure ive had a few meerkats from breakdown insurance  :-\

Meerkats are worth £40 a piece  ;D
Title: Re: Breakdown Insurance
Post by: Mr.OmegaMan on 04 September 2013, 20:51:56
Sounds a good deal, Any idea who its with ?

startrescue.co.uk  :y  + we will get the latest meerkat for the collection  :P :P :D

But you will have to go through the Meerkat's to get a free toy  ;D ;)

I thought you only got a meerkat when you bought insurance?

You mite be right kate but sure ive had a few meerkats from breakdown insurance  :-\

Meerkats are worth £40 a piece  ;D

Flog it  :D :y

Bet there's loads on the bay though  :-\
Title: Re: Breakdown Insurance
Post by: omega3000 on 04 September 2013, 21:01:34
Sounds a good deal, Any idea who its with ?

startrescue.co.uk  :y  + we will get the latest meerkat for the collection  :P :P :D

But you will have to go through the Meerkat's to get a free toy  ;D ;)

I thought you only got a meerkat when you bought insurance?

You mite be right kate but sure ive had a few meerkats from breakdown insurance  :-\

Meerkats are worth £40 a piece  ;D

Flog it  :D :y

Bet there's loads on the bay though  :-\

I got the full set  :P



(http://www.postonline.co.uk/IMG/003/183003/meerkat-toys.gif)
Title: Re: Breakdown Insurance
Post by: Kate on 04 September 2013, 21:22:56
I'm jealous, I've only got 3.

I'm going to buy a second car just so I can get another meerkat. ;D
Title: Re: Breakdown Insurance
Post by: dbdb on 04 September 2013, 22:31:08
Here you go! I've just got a quote from rescuemycar.com and for a 13 year old car the quote comes in at £18.90 for everything but home assistance and £28.90 with home assistance!  :y

As said earlier they were very efficient when I broke down last year, but beware of the £40 excess!! The first thing they do when you phone for help is ask for a card number!  ::)

However if you don't use them, it's very cheap peace of mind!  :y

http://www.rescuemycar.com/

That is an amazing price.  You need to read the small print but on first glance it looks no worse than some others at over double the price.  e.g. National cover is often not what you might want, in this case

"National
if your vehicle is not repairable at a local garage within the same working day, we will either; recover you, your vehicle and your passengers to your home or original destination, provide alternative travel for you and your passengers to your home or original destination or provide alternative accommodation for you and your passengers.
"

I can't imagine they will choose to recover the vehicle over the other two options very often (it is their choice not yours).  I expect a lot of people here would prefer recovery to their home at their own choice so they can fix it themselves at their leisure.
Title: Re: Breakdown Insurance
Post by: Vamps on 04 September 2013, 22:31:35
I only have one, well Miss Vamps has it, another on the way at the moment because just done home insurance, 2 cars to insure in next couple of weeks - Christmas boxes for Miss Vamps................ :y :y

They won't be worth money for years...... ;) ;)
Title: Re: Breakdown Insurance
Post by: Sir Tigger KC on 04 September 2013, 23:54:31
Here you go! I've just got a quote from rescuemycar.com and for a 13 year old car the quote comes in at £18.90 for everything but home assistance and £28.90 with home assistance!  :y

As said earlier they were very efficient when I broke down last year, but beware of the £40 excess!! The first thing they do when you phone for help is ask for a card number!  ::)

However if you don't use them, it's very cheap peace of mind!  :y

http://www.rescuemycar.com/

That is an amazing price.  You need to read the small print but on first glance it looks no worse than some others at over double the price.  e.g. National cover is often not what you might want, in this case

"National
if your vehicle is not repairable at a local garage within the same working day, we will either; recover you, your vehicle and your passengers to your home or original destination, provide alternative travel for you and your passengers to your home or original destination or provide alternative accommodation for you and your passengers.
"

I can't imagine they will choose to recover the vehicle over the other two options very often (it is their choice not yours).  I expect a lot of people here would prefer recovery to their home at their own choice so they can fix it themselves at their leisure.

Last year they recovered me from The Rhondda Valleys to West Dorset via a local garage in Pontypridd where the 'mechanic' declared the injector pump was kaput and I'd have to leave it with them.  ::) When I said that I wanted to be recovered home they sorted it with rescuemycar and the car was back on the truck and I was on my way in just over an hour.  :y

When I got home we unloaded it and I left her parked facing down the steep hill, went in and had a cuppa, came back out and she started up after a bit of cranking! I had air getting into the system and had stupidly left her parked facing uphill....  :-[ 
Title: Re: Breakdown Insurance
Post by: omega3000 on 05 September 2013, 14:59:46
I'm jealous, I've only got 3.

I'm going to buy a second car just so I can get another meerkat. ;D

For about 5 years ive changed car insurance then bought a few breakdown insurance so Meerkats have been delivered in abundance  ;D
Title: Re: Breakdown Insurance
Post by: TheBoy on 05 September 2013, 19:55:02
Whats wrong with Tunnie's Towing Services. No up front costs, and I've found tows to cost no more than a Lam Rogan and a couple of Cobras :P
Title: Re: Breakdown Insurance
Post by: omega3000 on 05 September 2013, 20:27:48
Whats wrong with Tunnie's Towing Services. No up front costs, and I've found tows to cost no more than a Lam Rogan and a couple of Cobras :P

No prop to disconnect either here  :P :P ;D