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[stuart30]

benefits seems to be a mute point with a lot of people these days, especially as things are getting harder and harder for people on a financial level....

My wife was earning about 20K when she was working, she has been off on the sick now for 3 years and just been signed off for another 6 months, due to her illness (M.E.) it does not look like she will return to work for the forseeable future either.

She is very lucky, her work are still paying 50% of her salary, in addition she gets disability living allowance at the lower level, i believe that is about £30 a week, a helpers allowance, another £30 a week and she has a blue badge.

She feel guilty taking this because of the stigma attached to benefits, she has worked all her life and so has paid into the 'benefit pot' in fact she still pays tax and NI on the 50% she receives from her company.
My view is, if you are genuinely entitled to it, bloody well take it, the social system was put together to help those who are in need.
hve you looked at....

http://www.ukhomeinsulation.co.uk/?gclid=CPPJlOi2tJcCFQ4i3godvRMKkA

or

http://www.freeinsulation.co.uk/

i have looked at both of those and whilst they do not offer 100% it does appear there is a chance you may get something paid for......

good luck

i agree. ive been off 3 weeks now, i havent bothered claiming sick pay and i know i should do, money is running out here. last time was 3 yrs ago and the hassle i went through trying to get benefits, when i did finally get them, 6 weeks later, i was going  back to work. benefits agency are the most useless people ive ever come across

I find it helps if you dont come across them...they tend too get irritated if you do.

[waspy]

In some ways we have think our selves fortunate that we have a benefit system, it is my thoughts that in the US they don't :-/ (please someone correct me). It's good to have something to fall back on when it's needed (even though it's not enough). It's the scrounges that live off the system & take the ssip that need sorting out & given less, the people that have contributed over the years with NI & TAX should be looked after more than they are.

[Vamps]

In some ways we have think our selves fortunate that we have a benefit system, it is my thoughts that in the US they don't :-/ (please someone correct me). It's good to have something to fall back on when it's needed (even though it's not enough). It's the scrounges that live off the system & take the ssip that need sorting out & given less, the people that have contributed over the years with NI & TAX should be looked after more than they are.

The benefit system only benefits those without a mortgage, and I do not mean those that have paid it off :exclamation :exclamation :exclamation

[BigAl]

i agree. ive been off 3 weeks now, i havent bothered claiming sick pay and i know i should do, money is running out here. last time was 3 yrs ago and the hassle i went through trying to get benefits, when i did finally get them, 6 weeks later, i was going  back to work. benefits agency are the most useless people ive ever come across

If you've paid your N.I you should claim- you're entitled to it - whole point of the system

[waspy]

In some ways we have think our selves fortunate that we have a benefit system, it is my thoughts that in the US they don't :-/ (please someone correct me). It's good to have something to fall back on when it's needed (even though it's not enough). It's the scrounges that live off the system & take the ssip that need sorting out & given less, the people that have contributed over the years with NI & TAX should be looked after more than they are.

The benefit system only benefits those without a mortgage, and I do not mean those that have paid it off :exclamation :exclamation :exclamation

They are willing to pay my interest on mine whilst i'm outa work, but i've a policy that takes care of my mortgage

[albitz]

Had a bit of experience of the benifits sysrem a few months back.
I drew the conclusion that if you are prepared to lie and know how to play the system you could do reasonably well.
you need to con a doctor into going down the incapacity/disabled/carer route on your behalf and then there is enough money available to make quite a few jobs not worthwhile bothering with.[quote]


Sorry can you explain that one....?

My mum was declared unfit too work due too reasons that are personal and was placed on Incapacity benefit....she received the grand total of £78 a week.

Part of that she had too use too pay water rates so about £65 ish she was given too live on...luckily she didnt mind being cold so the gas wasnt much and she would only have on the very basics TV..kettle used just too boil 1 cup of water (shall i go on  )

Luckily ive mostly been in a position too help her out with bills (dont forget bills/debts aint suddenly wiped out when you start receiving benefits) so she avoided the humiliation of being dragged through the courts due too not having enough money too pay them.

So id really love too hear how by conning the doctor (you've of course had a doctors assessment done yes... so you"ll know just how tough they are yes..) your awarded this that and the other.

Not having a go at genuinely disabled people.quite the opposite.If the people getting these benifits who shouldnt behad it stopped it would leave a lot more for the genuinely deserving.
The fact is that it very much depends on the individual doctor.some doctors are happy to oblige people who are claiming to be disabled but in reality arent (Ihave friends who are doctors who admit that it is quite common among some of their colleagues).I personally know people who claim disability benefits who regularily walk long distances etc;
I also know one person who has been told by their doctor that they are entitled to claim it but wont because they dont believe they are deserving.
The point I was making was,if you know how to play the system to combine the various aspects - unemployed/dependants/health problems etc; then the amount can add up to a lot more than basic benifits,especially if you do some cash in hand as well.

[stuart30]

Had a bit of experience of the benifits sysrem a few months back.
I drew the conclusion that if you are prepared to lie and know how to play the system you could do reasonably well.
you need to con a doctor into going down the incapacity/disabled/carer route on your behalf and then there is enough money available to make quite a few jobs not worthwhile bothering with.[quote]


Sorry can you explain that one....?

My mum was declared unfit too work due too reasons that are personal and was placed on Incapacity benefit....she received the grand total of £78 a week.

Part of that she had too use too pay water rates so about £65 ish she was given too live on...luckily she didnt mind being cold so the gas wasnt much and she would only have on the very basics TV..kettle used just too boil 1 cup of water (shall i go on  )

Luckily ive mostly been in a position too help her out with bills (dont forget bills/debts aint suddenly wiped out when you start receiving benefits) so she avoided the humiliation of being dragged through the courts due too not having enough money too pay them.

So id really love too hear how by conning the doctor (you've of course had a doctors assessment done yes... so you"ll know just how tough they are yes..) your awarded this that and the other.

Not having a go at genuinely disabled people.quite the opposite.If the people getting these benifits who shouldnt behad it stopped it would leave a lot more for the genuinely deserving.
The fact is that it very much depends on the individual doctor.some doctors are happy to oblige people who are claiming to be disabled but in reality arent (Ihave friends who are doctors who admit that it is quite common among some of their colleagues).I personally know people who claim disability benefits who regularily walk long distances etc;
I also know one person who has been told by their doctor that they are entitled to claim it but wont because they dont believe they are deserving.
The point I was making was,if you know how to play the system to combine the various aspects - unemployed/dependants/health problems etc; then the amount can add up to a lot more than basic benifits,especially if you do some cash in hand as well.

Ahhhh in that case please accept my apologises....originally read your post in a different way.

Just makes my arse bleed when people suggest how easy it is for folk (genuine people) too live on benefits.

Ive said a few times too ""Mother"" she should consider a red light in the window too attract passing trade...she didn't seem overly impressed by the suggestion....

[Martin_1962]

im certainly not saying that i earn a poor amount.... on its own its a very good salary - but when that is the only salary to support 2 adults and 2 kids living in my own house and paying council tax it doesnt go far. and all i want is some cavity wall insulation that they are throwing at everybody else for just a signature.

and i aint saying im happy to live on this amount - i'm just saying i work bloody hard with not alot to show - you can see why the spongers do it to get housing benefit, council tax paid for, free school meals, vouchers for shopping, benefit for every kid they throw out

its about time the goverment started to support the backbone of the country who put alot of money in, rather than the can work wont work tossers

ive always said that child benefit up to 2 children, you want anymore than that, you pay for them. not the taxpayer. why should i pay for someone to have half a dozen kids for 16 yrs.

What happens when no. 2 are twins?

Anyway child allowance - I pay it anyway out of the taxes on me.