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[STMO123]

Nope - until a couple of weeks ago Albs did have that one.

Beat me too it.

Well.....if you're going to sell to women, you need to have a good stock.

[albitz]

 

[Kate]

Bumper just needs a bit paint.

Has anyone got a job lot of bumpers for sale?

I think I might be needing them!

[Kate]

Picture of the damaged bumper.

[doz]

Kate if the insurance companies get involved  this will go 50-50. He was over taking you were exiting a side road. 

[symes]

not being funny the biker probably thought - whats the point of hassle for £20/30 worth of damage to his bike when probably got to pay a fair bit in excess

[Nickbat]

The point, to my mind, is that if you were driving a car, and were behind the white van, would YOU overtake?

No, because your vision of the road ahead is obscured by the van.

I'm afraid that too many bikers think that, because they are much narrower than a car and because they have rapid acceleration, such rules do not apply to them.

Probably why so many are pushing up the daisies.   

[Turk]

not being funny the biker probably thought - whats the point of hassle for £20/30 worth of damage to his bike when probably got to pay a fair bit in excess

If it went to an insurance claim, O/E replacement items would be on average £45 for an indicator and £40 for a brake lever. If it was a faired bike, a side panel with even minor scrapes would be replaced and could easily be £200.
The price of 'Genuine O/E' motorcycle parts is extortionate.   

[worzelof10acrefield]

as a biker. and a Tesco Lorry driver.
You are well within your right to claim for this idiot.
Cover yourself at all costs as their are many idiot out their that want something for nothing.
I would have gone through with the claim but your within you right to do as you wish.
Always cover your ar**....is what i have learnt over the years plus my present job..
Plus i have learnt not to trust the public. always second guess.

I get abused daily and look out for idiot drivers on an hourly basis. ALWAYS cover yourself. Report everything to the police etc..
You can never be too careful.
I was reported for failing to stop at an accident recently....turns out i was no where near the area at the time.....

Jay

[Gaffers]

Sorry Kate that diagram is completely different to how I interpreted the scenario.  That is 100% the cyclist's fault, no doubt about it.

[Terbs]

Not adding a who was right and who was wrong here, but.....

This is a classic post defining how we all perceive something, be it accidents, laws, simple rules. No-one sees it 100% the same. As was said, a picture is worth a 1000 words, but even so, there is disagreement since its posting.
This is basically why insurance companies work on the 'knock for knock' scenario.
I can understand the job police have with witness statements on anything from accidents to murders.

As an afterthought, I have to go with 'not insured' scenario, based purely on an incident that happened to me.

Sorry Kate, not hijacking......I cannot comment on the accident as I was not there, but the replies have intrigued me (thinking back to my 'best driver' post)

[Kate]

Not adding a who was right and who was wrong here, but.....

This is a classic post defining how we all perceive something, be it accidents, laws, simple rules. No-one sees it 100% the same. As was said, a picture is worth a 1000 words, but even so, there is disagreement since its posting.
This is basically why insurance companies work on the 'knock for knock' scenario.
I can understand the job police have with witness statements on anything from accidents to murders.

As an afterthought, I have to go with 'not insured' scenario, based purely on an incident that happened to me.

Sorry Kate, not hijacking......I cannot comment on the accident as I was not there, but the replies have intrigued me (thinking back to my 'best driver' post)

As I said in that post I only see myself as an average driver.

If I was an excellent driver then this wouldn't have happened.

I don't think this accident was all my fault though. I have been driving for 24 years and have never had a crash.

[Kevin Wood]

I don't think this accident was all my fault though. I have been driving for 24 years and have never had a crash.

I think everybody would agree, having seen the diagram. A van stops approaching a junction and you can't see past it so don't know why. Only an idiot would dive round it, especially on a bike.

Having said that, it would be difficult to convince an insurance company that the driver turning into the traffic was not at fault, IMHO, hence my comment that the best you'd get is a knock for knock.

A mate of mine had a similar incident. He was turning right out of a side road and the approaching traffic to his right let him out. He stuck his nose out enough to see what was approaching from the left, stopped, seeing approaching traffic, and the guy approaching drove straight into his left wing, despite having plenty of room to pass. Just wasn't paying attention. Despite the fact that he was stopped at the time, and only left 6 inches of car over the line, it was determined to be his fault.

[Turk]

I don't think anyone thinks it's all your fault.

Your error was assuming nothing would be coming past that van, and proceeding to move away whilst looking in the direction the traffic 'should' be approaching and not in the direction you were moving. 

The biker was at fault for not being ready for something he could not see that may lay ahead beyond the van. 

The van driver should also have kept his wits about him and been ready to warn you, or whatever was approaching in either direction. If anything, the van driver created the situation. An arm out of his side window motioning 'slow down' would have alerted the biker that there was something ahead.

[Terbs]

I think the post by Turk sums it up rather well