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Author Topic: Written Off after 15 Days  (Read 4873 times)

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goose

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Written Off after 15 Days
« on: 19 February 2013, 10:27:21 »

Morning all... thought i'd share my tales of misery. My wife certainly doesn't care LOL

So. I pick up an amazing 3.0 MV6 (V Reg) with awesome alloys, performance injection, imerscher kit, PS2, three screens, the works.
Bargain! But had to go all the way from Devon to the West Midlands to Rugby to pick it up.

She drives like a dream, though at about 80 she gets the wobbles. Wheels need balancing I assume!

15 days after buying her, I take her to to Exeter to get the wheels balanced. As I am sat indicating to turn right into ProTyre, a Picasso hits the back of me, sends me 180 degrees to the right, pushing up against the curb.

Needless to say I am not a happy chappy!

Find out yesterday that insurance company refuse to even assess the car and would rather just pay out on it (due to age).
I was going to insist on an assessment but, found a mint condition 2.6 V6 in grey in Plymouth.

It was on ebay and at about £500 when I saw it. Needed it now. So called the bloke up and offered him a fair amount more to take it off his hands there and then.

So... fastest turn around on getting a new miggy, which helps grieve the loss of the old one.

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05omegav6

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Re: Written Off after 15 Days
« Reply #1 on: 19 February 2013, 10:40:32 »

That'll buff out ::)

In never rains... no lasting harm done, which is good :y
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goose

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Re: Written Off after 15 Days
« Reply #2 on: 19 February 2013, 10:44:20 »

That'll buff out ::)

Yeah.. I tried at side of road, but didn't have enough T-Cut!
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Lazydocker

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Re: Written Off after 15 Days
« Reply #3 on: 19 February 2013, 11:16:38 »

Sorry to hear of the misfortune but I trust you are OK?

Right then, and more to the point, who refused to assess the vehicle? Your insurers or the other party? It's an important point because if you have claimed directly from the other party instead of via your insurance (this assumes you didn't then hit someone/thing else) they have no right to write off your vehicle as you don't have a contract with them ;) It's a longer process but you can insist that they repair it or replace with an identical vehicle ;)

It's been covered here a few times. The essence is that you have no contract with them so they must put you back into the same position you were in prior to the accident with no financial penalty to yourself ;)
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Whatever it is... I didn't do it

goose

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Re: Written Off after 15 Days
« Reply #4 on: 19 February 2013, 12:04:44 »

Yeah third party claims full liability

They initially offered bottom end but telling them that this would result in legal disputes over being financially out of pocket they offered me too end which was £60 more than I bought the car for!
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Lazydocker

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Re: Written Off after 15 Days
« Reply #5 on: 19 February 2013, 12:12:40 »

Yeah third party claims full liability

They initially offered bottom end but telling them that this would result in legal disputes over being financially out of pocket they offered me too end which was £60 more than I bought the car for!

As long as you're happy with the outcome then that's all that matters ;) :y
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Whatever it is... I didn't do it

omega3000

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Re: Written Off after 15 Days
« Reply #6 on: 19 February 2013, 12:22:44 »

New boot lid and bumper you'l never know  ::) Glad your ok  ;)
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acope

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Re: Written Off after 15 Days
« Reply #7 on: 19 February 2013, 12:24:19 »

Abit of filler, half a dozen spray paint cans and abit alot of tee cut, no problem...sorry..
glad it all turned out ok in the end...how about abit of "whip lash" compo to cover all your hassle :D
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ALAN

Lazydocker

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Re: Written Off after 15 Days
« Reply #8 on: 19 February 2013, 12:31:22 »

Abit of filler, half a dozen spray paint cans and abit alot of tee cut, no problem...sorry..
glad it all turned out ok in the end...how about abit of "whip lash" compo to cover all your hassle :D

Which is the cause of all our inflated insurance premiums >:( ::)

Of course... If the OP genuinely has whiplash then :y
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Whatever it is... I didn't do it

Lizzie_Zoom

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Re: Written Off after 15 Days
« Reply #9 on: 19 February 2013, 12:39:59 »

Sad to hear of your loss! :'( :'(

At least you have had the good fortune of finding another. :y :y :y :y

With that damage the old one was always going to be a write off, as one of mine was with a similar rear end shunt. :'( :'( :'(

This was mine, and I got £1650 for it that paid totally for my current miggy!


« Last Edit: 19 February 2013, 12:42:48 by Lizzie Zoom »
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goose

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Re: Written Off after 15 Days
« Reply #10 on: 19 February 2013, 12:48:55 »

Abit of filler, half a dozen spray paint cans and abit alot of tee cut, no problem...sorry..
glad it all turned out ok in the end...how about abit of "whip lash" compo to cover all your hassle :D

Which is the cause of all our inflated insurance premiums >:( ::)

Of course... If the OP genuinely has whiplash then :y

Nah I'm too big to suffer from whiplash! Car tends to sit snugly around me! lol
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goose

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Re: Written Off after 15 Days
« Reply #11 on: 19 February 2013, 12:54:17 »

Sad to hear of your loss! :'( :'(

This was mine, and I got £1650 for it that paid totally for my current miggy!


Ouch! Never nice to have this happen! Glad it paid for a new one though!
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Lizzie_Zoom

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Re: Written Off after 15 Days
« Reply #12 on: 19 February 2013, 13:26:52 »

Sad to hear of your loss! :'( :'(

This was mine, and I got £1650 for it that paid totally for my current miggy!


Ouch! Never nice to have this happen! Glad it paid for a new one though!

Yes, and like you, it took some of the sting out of losing the old miggy. :y :y
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albitz

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Re: Written Off after 15 Days
« Reply #13 on: 19 February 2013, 13:28:36 »

Thats fixable,but it will probably cost a few hundred quid.Needs a bodyshop jig to pull the boot floor back to where it should be,then replacement bootlid & bumper. :y
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goose

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Re: Written Off after 15 Days
« Reply #14 on: 19 February 2013, 13:42:28 »

Thats fixable,but it will probably cost a few hundred quid.Needs a bodyshop jig to pull the boot floor back to where it should be,then replacement bootlid & bumper. :y

I also have a V6 2.6 OMEGA B that i'm breaking ;) - so i have the parts ;) lol
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