You dont have to pay for a TC card..
A friendly chat at your dealer is often all it takes...remember its going to get them a customer and make money.
Round here if you ask they will put any purchase on a cash only account for a large aeronautical company

Heresay, says most other dealers are the same.
That said, they gave me a card, in my own name, with a proper account and credit limit! all free!
They are often out and about and will deliver if you ask,
Worst case, andyc will sell anything he can, as cheap as he can, and has reasonable delivery charges.
For the record, I am not pro VX parts, but where they make good car and economic sense...its what I buy.
Rest of the time, its the best I can get from factors / ebay depending on the part.
Gearbox bits - Jpat (and oils from OPIE, providing a good offer on to keep them competitive)
Suspensions bits - allgermanparts.
Both Very helpful friendly companies, who offer good parts, price and service.