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Author Topic: How much mortgage or rent do you pay each month?  (Read 6169 times)

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Sir Tigger KC

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Re: How much mortgage or rent do you pay each month?
« Reply #30 on: 01 July 2013, 23:27:07 »
Quote from: Seth on 01 July 2013, 22:31:49
Quote from: Andy B on 01 July 2013, 21:49:31
Ask me again in a couple of months. It's very nearly at its end. What a long 25 years that's been, but I'm glad I listened as an apprentice & took out a straight repayment mortgage out.  :y :y

... and got seduced met a damn fine Valleys wench who boarded my late-night bus in an inebriated state with a friggin' £10 pound note for a 60p fare with a damn well-paid job and a hefty £130 per month mortgage.

Paid it off around five years ago ... 'cos it had risen to £170-odd per month ... and was cripplin' us at the time!

You must have bought your house with a credit card in The Valleys Seth?  8)  ;)  ;D
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Seth

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Re: How much mortgage or rent do you pay each month?
« Reply #31 on: 01 July 2013, 23:48:25 »
Quote from: Sir Tigger on 01 July 2013, 23:27:07
You must have bought your house with a credit card in The Valleys Seth?  8)  ;)  ;D

Ain't got one ... and never have had one! ::)

Paid it with a carrier bag full of used £20 notes mate ... :o
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Seth

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Re: How much mortgage or rent do you pay each month?
« Reply #32 on: 01 July 2013, 23:50:41 »
Quote from: Andy B on 01 July 2013, 22:37:31
Quote from: Seth on 01 July 2013, 22:31:49
Quote from: Andy B on 01 July 2013, 21:49:31
Ask me again in a couple of months. It's very nearly at its end. What a long 25 years that's been, but I'm glad I listened as an apprentice & took out a straight repayment mortgage out.  :y :y

... and got seduced met a damn fine Valleys wench who boarded my late-night bus in an inebriated state with a friggin' £10 pound note for a 60p fare with a damn well-paid job and a hefty £130 per month mortgage.

Paid it off around five years ago ... 'cos it had risen to £170-odd per month ... and was cripplin' us at the time!

that's around half of mine  :y

But you're a flash git ... Mr Beanz ...
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Vamps

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Re: How much mortgage or rent do you pay each month?
« Reply #33 on: 01 July 2013, 23:50:46 »
Quote from: Seth on 01 July 2013, 23:48:25
Quote from: Sir Tigger on 01 July 2013, 23:27:07
You must have bought your house with a credit card in The Valleys Seth?  8)  ;)  ;D

Ain't got one ... and never have had one! ::)

Paid it with a carrier bag full of used £20 notes mate ... :o

 ;) ;) :y :y :y
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Seth

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Re: How much mortgage or rent do you pay each month?
« Reply #34 on: 01 July 2013, 23:57:11 »
Quote from: Vamps on 01 July 2013, 23:50:46
Quote from: Seth on 01 July 2013, 23:48:25
Quote from: Sir Tigger on 01 July 2013, 23:27:07
You must have bought your house with a credit card in The Valleys Seth?  8)  ;)  ;D

Ain't got one ... and never have had one! ::)

Paid it with a carrier bag full of used £20 notes mate ... :o

 ;) ;) :y :y :y

"Cash is King" dear boy! :y :y :y
(Can't say how I 'earned' got said cash though ... for ... err ... 'obvious' reasons) ;) ;) ;)
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Vamps

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Re: How much mortgage or rent do you pay each month?
« Reply #35 on: 02 July 2013, 00:03:09 »
Quote from: Seth on 01 July 2013, 23:57:11
Quote from: Vamps on 01 July 2013, 23:50:46
Quote from: Seth on 01 July 2013, 23:48:25
Quote from: Sir Tigger on 01 July 2013, 23:27:07
You must have bought your house with a credit card in The Valleys Seth?  8)  ;)  ;D

Ain't got one ... and never have had one! ::)

Paid it with a carrier bag full of used £20 notes mate ... :o

 ;) ;) :y :y :y

"Cash is King" dear boy! :y :y :y
(Can't say how I 'earned' got said cash though ... for ... err ... 'obvious' reasons) ;) ;) ;)

You already told us, your wife had a good job........ :D :D :D
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chrisgixer

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Re: How much mortgage or rent do you pay each month?
« Reply #36 on: 02 July 2013, 00:18:24 »
Buy, and never sell a house if you move. Especially in the absence of viable pension fund these days.

Renting is throwing money away from an investment point of view.

Buying is borrowing in order to own the capital at the end of the term. :)
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Andy B

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Re: How much mortgage or rent do you pay each month?
« Reply #37 on: 02 July 2013, 00:32:51 »
Quote from: Seth on 01 July 2013, 23:50:41
Quote from: Andy B on 01 July 2013, 22:37:31
Quote from: Seth on 01 July 2013, 22:31:49
Quote from: Andy B on 01 July 2013, 21:49:31
Ask me again in a couple of months. It's very nearly at its end. What a long 25 years that's been, but I'm glad I listened as an apprentice & took out a straight repayment mortgage out.  :y :y

... and got seduced met a damn fine Valleys wench who boarded my late-night bus in an inebriated state with a friggin' £10 pound note for a 60p fare with a damn well-paid job and a hefty £130 per month mortgage.

Paid it off around five years ago ... 'cos it had risen to £170-odd per month ... and was cripplin' us at the time!

that's around half of mine  :y

But you're a flash git ... Mr Beanz ...

You've seen pictures/links to my house .............. flash it aint  ;) ;) ;)
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Seth

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Re: How much mortgage or rent do you pay each month?
« Reply #38 on: 02 July 2013, 00:41:08 »
Quote from: Vamps on 02 July 2013, 00:03:09
You already told us, your wife had a good job........ :D :D :D

We've been very lucky Vamps. Very lucky indeed.
That said, we both worked full-time since we left school (apart from her maternity leave), and started-out with nowt - 'twas a case of "work, work and more friggin' work"

She works part-time now (and loves her job), and hopefully we'll both be able to retire in a few years time ... well, that's the plan anyway. ;)


Really feel sorry for those who're starting-out/trying to get onto the property ladder. Really do. :'(
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Seth

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Re: How much mortgage or rent do you pay each month?
« Reply #39 on: 02 July 2013, 00:45:17 »
Quote from: Andy B on 02 July 2013, 00:32:51
You've seen pictures/links to my house .............. flash it aint  ;) ;) ;)

It is ... compared with ours ...
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Rog

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Re: How much mortgage or rent do you pay each month?
« Reply #40 on: 02 July 2013, 08:09:22 »
For those of you who whinge about your mortgage repayments. Think about this.

Base rate today is 0.05%

Base rate in 1980 was over 15%.  :o

The Mrs and I bought our first property in 1980, soaked up the entire income of two moderately well paid people and this was just a small very modest flat. BUT, only 5% deposits were required.



Save up the deposit and buy. DO NOT shovel cash into a landlords bank account (unless it's mine  ;)).
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Kevin Wood

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Re: How much mortgage or rent do you pay each month?
« Reply #41 on: 02 July 2013, 09:22:41 »
.. and, having a Mortgage that tracks base rate, I'm now feeling a bit of a plonker for paying the lion's share of it off early in the term. ::)
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Sir Tigger KC

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Re: How much mortgage or rent do you pay each month?
« Reply #42 on: 02 July 2013, 09:50:37 »
Now that Mark Carney is in charge at The Bank of England, it will be interesting to see where interest rates go in the coming months and years...  :-\
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Rog

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Re: How much mortgage or rent do you pay each month?
« Reply #43 on: 02 July 2013, 10:05:09 »
Quote from: Sir Tigger on 02 July 2013, 09:50:37
Now that Mark Carney is in charge at The Bank of England, it will be interesting to see where interest rates go in the coming months and years...  :-\

Indeed  ???

Personally, and this is not likely to be a popular comment, I hope he puts the base rate up a bit. My business imports from Eurozone, so a higher interest rate will (or should) improve the exchange rate.
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brendan1983

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Re: How much mortgage or rent do you pay each month?
« Reply #44 on: 02 July 2013, 10:07:34 »
I've only recently bought my first house...  I'm paying £348 a month mortgage - that was with a 20k deposit though
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