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Author Topic: House Contents & Buildings Insurance  (Read 11544 times)

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Field Marshal Dr. Opti

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Re: House Contents & Buildings Insurance
« Reply #15 on: 19 September 2013, 18:38:43 »

What is a good price? Never had to pay building insurance before (living in a flat) Current providers Avivia, who were way cheaper than Direct Line want £39.40 a month at my *hopeful* new place.

Halifax just offered price of price of £27 a month, with no charge for direct debit.

Both are basic policies, with no extras. Although with Halifax I have asked about the garage  ::)

They said tools & parts are covered (as long as its not business use) up to £5k for theft, and unlimited for fire/flood. Also questioned what proof was needed, stated photos and such would help for high value items, but most not required.  ???

House is 1930's approx, detached in Surrey.



'Foookkkin ell' .......you can't be short of a bob or two. ;)
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Andy B

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Re: House Contents & Buildings Insurance
« Reply #16 on: 19 September 2013, 18:40:07 »

....
House is 1930's approx, detached in Surrey.



'Foookkkin ell' .......you can't be short of a bob or two. ;)

I noticed that too  ::)  ::)  ::)
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TheBoy

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Re: House Contents & Buildings Insurance
« Reply #17 on: 19 September 2013, 18:41:32 »

Shop around, Mr Tunnie.

We pay about £150 p.a. This includes both buildings and contents cover.

However,  it does not include any unnecessary 'bells and whistles'......which the insurers love to push. :y

That's a good price, but very different area.

Will ring around a few companies  :)
Unless you live next door to me, area shouldn't have massive effect, unless a bulgulary target
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Field Marshal Dr. Opti

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Re: House Contents & Buildings Insurance
« Reply #18 on: 19 September 2013, 18:42:03 »

Shop around, Mr Tunnie.

We pay about £150 p.a. This includes both buildings and contents cover.

However,  it does not include any unnecessary 'bells and whistles'......which the insurers love to push. :y

That's a good price, but very different area.

Will ring around a few companies  :)


Pretty bog standard policy really.

Buildings £1,000,000 and contents £50,000 if memory serves. :y
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tunnie

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Re: House Contents & Buildings Insurance
« Reply #19 on: 19 September 2013, 18:43:10 »

Cheers chaps, will ring around a few places  :)  :y
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Taxi_Driver

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Re: House Contents & Buildings Insurance
« Reply #20 on: 19 September 2013, 18:43:20 »

....
House is 1930's approx, detached in Surrey.



'Foookkkin ell' .......you can't be short of a bob or two. ;)

I noticed that too  ::)  ::)  ::)

Sky pay well....they must do....i took a sky salesman to Glos today, he works in one of those booths you see in shopping centres....£40 fare  ;)
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tunnie

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Re: House Contents & Buildings Insurance
« Reply #21 on: 19 September 2013, 18:44:37 »

....
House is 1930's approx, detached in Surrey.



'Foookkkin ell' .......you can't be short of a bob or two. ;)

I noticed that too  ::)  ::)  ::)

Sky pay well....they must do....i took a sky salesman to Glos today, he works in one of those booths you see in shopping centres....£40 fare  ;)

I wish, they don't pay enough!  ;D

About industry standard really, done rather well on my flat in London, hence able to afford this  :)
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Andy B

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Re: House Contents & Buildings Insurance
« Reply #22 on: 19 September 2013, 18:45:41 »

.... done rather well on my flat in London ....

Well done  :y
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Field Marshal Dr. Opti

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Re: House Contents & Buildings Insurance
« Reply #23 on: 19 September 2013, 18:46:18 »

....
House is 1930's approx, detached in Surrey.



'Foookkkin ell' .......you can't be short of a bob or two. ;)

I noticed that too  ::)  ::)  ::)


Many moons  ago I used to work in Surrey.

Never seen so many personalised registrations in one place before.

Every other Aston, BMW and Merc came with one. :-\
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tunnie

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Re: House Contents & Buildings Insurance
« Reply #24 on: 19 September 2013, 18:47:08 »

.... done rather well on my flat in London ....

Well done  :y

Cheers, very, very surprised actually, at the price we got. I felt I was aiming high, but it sold in 4 days of being listed  :o
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tunnie

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Re: House Contents & Buildings Insurance
« Reply #25 on: 19 September 2013, 18:55:13 »

Online with Churchill just came in at £24/m  :D
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Gaffers

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Re: House Contents & Buildings Insurance
« Reply #26 on: 19 September 2013, 18:56:15 »

.... done rather well on my flat in London ....

Well done  :y

Cheers, very, very surprised actually, at the price we got. I felt I was aiming high, but it sold in 4 days of being listed  :o

You (and I) seem to have bought in a good area too, the set of 6 houses, of which I have bought one, all sold within 3 weeks.  Market data of the area also showed a modest increase in prices even during the past 6 years :y
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tunnie

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Re: House Contents & Buildings Insurance
« Reply #27 on: 19 September 2013, 19:00:39 »

.... done rather well on my flat in London ....

Well done  :y

Cheers, very, very surprised actually, at the price we got. I felt I was aiming high, but it sold in 4 days of being listed  :o

You (and I) seem to have bought in a good area too, the set of 6 houses, of which I have bought one, all sold within 3 weeks.  Market data of the area also showed a modest increase in prices even during the past 6 years :y

Yeah, we think its great, everything very near.  :y
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SandBoy

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Re: House Contents & Buildings Insurance
« Reply #28 on: 19 September 2013, 19:01:25 »

I meant to add that ours also has the boiler repair etc in it as well, new for old full accident damage, in a flood area and not a very good postcode :-X and business use, just checked it's £21 a month, but then this is Narfark ::)
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Auto Addict

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Re: House Contents & Buildings Insurance
« Reply #29 on: 19 September 2013, 19:01:53 »

.... done rather well on my flat in London ....

Well done  :y

Cheers, very, very surprised actually, at the price we got. I felt I was aiming high, but it sold in 4 days of being listed  :o

You (and I) seem to have bought in a good area too, the set of 6 houses, of which I have bought one, all sold within 3 weeks.  Market data of the area also showed a modest increase in prices even during the past 6 years :y

Yeah, we think its great, everything very near.  :y

Good luck to you tunnie :y
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