To avoid confusion there are two types of solar panel system.
Solar PV (photo voltaic) which produce electricity and Solar Thermal which produce hot water. Tunnie has a Solar Thermal system and I'm assuming that Vamps is looking at a Solar PV system as that's where the sales focus is at the moment, as the subsidies (Feed in tariff) for selling electricity back to the grid are still fairly generous.

I briefly worked for a solar thermal company as a sales rep and the advice that I'd give is avoid the sort of 'national' company that don't publish their prices and will send a salesman round to give you a quote and a hard sell!!

Many of these companies will disappear and then if you have problems with your system there is no comeback.

Find a local established supplier who have been around for a few years and will probably be around for a few more. There's a company round here who advertise in the local paper a 4kw Solar PV system for £5000, which I guess is the base price and may be more depending how challenging your installation is.

Another thing to think about is the orientation of your house. If you have a nice big south facing roof which isn't affected by shadows from trees or other buildings then your system will work better than a north facing roof under trees etc.

The salesman may or may not point this out.
As Mark has said solar voltaic systems are only viable because of the generous subsidies which pay the inflated prices which you receive when you sell your surplus electricity back to the grid. However, rightly or wrongly that's the situation and it may work out for you that you get a better return on your money than leaving it in the bank. Remember though that it's not an investment that you can sell on at some point and I think it's unlikely that the value of your house will benefit significantly!
