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Author Topic: Best 12 month ISA rate.  (Read 2657 times)

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Field Marshal Dr. Opti

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Re: Best 12 month ISA rate.
« Reply #15 on: 01 November 2014, 14:53:17 »

With the volatility of the Euro-Zone anything could happen to Spanish banks. ::) ::) :D :D ;)

Just kidding......or am I?

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Lizzie_Zoom

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Re: Best 12 month ISA rate.
« Reply #16 on: 01 November 2014, 16:07:55 »

As I understand it, Santander is one of the strongest banks with more than adequate international funds outside of Spain, and so relatively immune from any Spanish collapse. 

They are as safe a bank as you can get with at least British government guarantees in place to cover it's account holders if the worst was to happen. If it did...........well I think that would be the start of the collapse of capitalism! :o :o :o :P :P

I am with Santander earning maximum interest on a 123 account, plus an ISA, and feel safe! :y :y :y

Go for a 123 Opti! :y :y :y :y :y
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Field Marshal Dr. Opti

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Re: Best 12 month ISA rate.
« Reply #17 on: 01 November 2014, 16:56:34 »

As I understand it, Santander is one of the strongest banks with more than adequate international funds outside of Spain, and so relatively immune from any Spanish collapse. 

They are as safe a bank as you can get with at least British government guarantees in place to cover it's account holders if the worst was to happen. If it did...........well I think that would be the start of the collapse of capitalism! :o :o :o :P :P

I am with Santander earning maximum interest on a 123 account, plus an ISA, and feel safe! :y :y :y

Go for a 123 Opti! :y :y :y :y :y

Thanks for the information, Lizzie. I'm tempted...... :-* :-* :-* :-* :-*
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Kevin Wood

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Re: Best 12 month ISA rate.
« Reply #18 on: 01 November 2014, 17:09:52 »

Santander is Spanish owned. I have some shares in them somehow, not sure how.

They bought Abbey National about 10yrs ago

I visited Santander once.

Once was enough. :-\

As good a place as any to get off a boat. The drive up into the mountains from there is  8) though.

Remember you're covered for 85K if they do go belly up, and, as you only get the interest deal on 20k...
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Field Marshal Dr. Opti

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Re: Best 12 month ISA rate.
« Reply #19 on: 01 November 2014, 17:21:18 »

How about a nice Icelandic bank?

Surely you can't get any safer than that. ::) ::) ;)

Excellent rates of interest. :)
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The Sheriff

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Re: Best 12 month ISA rate.
« Reply #20 on: 01 November 2014, 18:23:33 »

How about a nice Icelandic bank?

Surely you can't get any safer than that. ::) ::) ;)

Excellent rates of interest. :)
27% last time I looked.  :y
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Field Marshal Dr. Opti

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Re: Best 12 month ISA rate.
« Reply #21 on: 01 November 2014, 19:07:57 »

How about a nice Icelandic bank?

Surely you can't get any safer than that. ::) ::) ;)

Excellent rates of interest. :)
27% last time I looked.  :y


That is a good return in this day and age. Risk free as well. :)
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Webby the Bear

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Re: Best 12 month ISA rate.
« Reply #22 on: 01 November 2014, 19:23:32 »

How about a nice Icelandic bank?

Surely you can't get any safer than that. ::) ::) ;)

Excellent rates of interest. :)
27% last time I looked.  :y


That is a good return in this day and age. Risk free as well. :)

GFC... Gentleman's Fun Crisis. When you start talking about finance Opti, you're going to get the paddle of rebuke!!!

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RIP Paul Lovejoy

The Sheriff

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Re: Best 12 month ISA rate.
« Reply #23 on: 01 November 2014, 19:48:07 »

How about a nice Icelandic bank?

Surely you can't get any safer than that. ::) ::) ;)

Excellent rates of interest. :)
27% last time I looked.  :y


That is a good return in this day and age. Risk free as well. :)

GFC... Gentleman's Fun Crisis. When you start talking about finance Opti, you're going to get the paddle of rebuke!!!


That looks a bit like Mrs STMO.
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Webby the Bear

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Re: Best 12 month ISA rate.
« Reply #24 on: 01 November 2014, 19:55:00 »

 ;D ;D ;D
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RIP Paul Lovejoy

Vamps

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Re: Best 12 month ISA rate.
« Reply #25 on: 01 November 2014, 22:45:45 »

Santander is Spanish owned. I have some shares in them somehow, not sure how.

They bought Abbey National about 10yrs ago

Thats handy to know, I have an old Abbey National Account with a very small amount of money in it, going back to the late 70's......... :D :D
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Andy B

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Re: Best 12 month ISA rate.
« Reply #26 on: 01 November 2014, 23:32:36 »

Santander is Spanish owned. I have some shares in them somehow, not sure how.

They bought Abbey National about 10yrs ago

Thats handy to know, I have an old Abbey National Account with a very small amount of money in it, going back to the late 70's......... :D :D

quids in then!!  ;D ;D ;D
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Vamps

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Re: Best 12 month ISA rate.
« Reply #27 on: 01 November 2014, 23:47:57 »

Santander is Spanish owned. I have some shares in them somehow, not sure how.

They bought Abbey National about 10yrs ago

Thats handy to know, I have an old Abbey National Account with a very small amount of money in it, going back to the late 70's......... :D :D

quids in then!!  ;D ;D ;D

I have 2 others as well, nothing special between about £5 and £10, not enough to retire on, sadly,................ :D :D
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