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[JamesV6CDX]

Now I'm in a full time permanent post and not contracting, It really is time for me to start saving more seriously.

Question is - what is a reasonable percentage of your monthly salary to put away, after bills and monthly train tickets are paid for in advance?

All I will need money for is lunch while at work, petrol to go anywhere I want and general living!

[Elite Pete]

I suppose it depends how much is surplus.

[Brian T]

I try to put away each month the differencr between my monthly wage and what's in there after my wages have gone in.

Invariably becasue I'm married and have two 20+ kids one still living at home the amount put away each month is closer to £0 than I'd like but that's what I do  

[Markie]

...at this moment in time James (economically) as much as you can without compromising quality of life  

[waspy]

...at this moment in time James (economically) as much as you can without compromising quality of life  

Yep, i have to agree  

[JamesV6CDX]

Thing is, I need to re-evaluate my quality of life. If I live the life I want, I'll run out before the next payday

[Markie]

Thing is, I need to re-evaluate my quality of life. If I live the life I want, I'll run out before the next payday

Wouldnt we all  

But its tin hat time......were in for a very bumpy ride financially so best to "stock up"

[Taxi_Driver]

Look at how much you could miss a month....and not really notice a diiference.......ie would you miss £100/month? If not thats £1200 a year saved up  

[HNO3GOH]

With my wife's wage we save about £200 a month through her work and she gets it in the november so just in time for christmas.

[Danny]

i am currently saving.... every single penny i dont need to spend

paying only for necessities at the moment, and doing quite well

[tunnie]

as mentioned, it all depends on your personal circumstances, and what you have spare after basic living costs.

Personally my savings varys per month, because my on-call rates change my pay.

I generally save between 35-50% of my monthly packet, last month it was 50% this month more likely 45%.

[HerefordElite]

as mentioned, it all depends on your personal circumstances, and what you have spare after basic living costs.

Personally my savings varys per month, because my on-call rates change my pay.

I generally save between 35-50% of my monthly packet, last month it was 50% this month more likely 45%.

sound like you need to get yourself a wife kid and a mortgage  - far too much disposable income there for my liking young man

[tunnie]

as mentioned, it all depends on your personal circumstances, and what you have spare after basic living costs.

Personally my savings varys per month, because my on-call rates change my pay.

I generally save between 35-50% of my monthly packet, last month it was 50% this month more likely 45%.

sound like you need to get yourself a wife kid and a mortgage  - far too much disposable income there for my liking young man

Ohh i do spend! Don't you worry:

Slovenia for a week in March

Spain for a week in June.

Motorbike CBT

Snowboarding Hobby!  

[HerefordElite]

as mentioned, it all depends on your personal circumstances, and what you have spare after basic living costs.

Personally my savings varys per month, because my on-call rates change my pay.

I generally save between 35-50% of my monthly packet, last month it was 50% this month more likely 45%.

sound like you need to get yourself a wife kid and a mortgage  - far too much disposable income there for my liking young man

Ohh i do spend! Don't you worry:

Slovenia for a week in March

Spain for a week in June.

Motorbike CBT

Snowboarding Hobby!  

just jelous kid - i have a good month if i don't go too far into overdraft at moment .

75% of wages goes straight into joint AC to pay bills and the rest is fuel for the V6 & paying a loan back etc

get paid on friday though so looking forward to taking wife out for a few drinkies - 1 night out a month now we got little nipper

[tunnie]

as mentioned, it all depends on your personal circumstances, and what you have spare after basic living costs.

Personally my savings varys per month, because my on-call rates change my pay.

I generally save between 35-50% of my monthly packet, last month it was 50% this month more likely 45%.

sound like you need to get yourself a wife kid and a mortgage  - far too much disposable income there for my liking young man

Ohh i do spend! Don't you worry:

Slovenia for a week in March

Spain for a week in June.

Motorbike CBT

Snowboarding Hobby!  

just jelous kid - i have a good month if i don't go too far into overdraft at moment .

75% of wages goes straight into joint AC to pay bills and the rest is fuel for the V6 & paying a loan back etc

get paid on friday though so looking forward to taking wife out for a few drinkies - 1 night out a month now we got little nipper

I am saving hard for a deposit for a house