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[Rods2]

Good luck with the retirement, I hope it all works out and look after your health as that is always key to having a good life.

My only advice is that you make a budget and downsize straight away so its fits your means. When you have to do that it is surprising how little you can live on as the vital seven are: Water, food, accommodation, clothes. energy, phone/broadband and transport. Everything else is a semi-luxury / luxury and by staying within budget, you will find things much less stressful as not having enough money to cover everything, does bring a lot of stress into your life. Even if it is only for a year until your main pension kicks in, I suspect that would be manageable if you get a lump sum with your pension.

If you cook everything from fresh ingredients, besides being much better for you, you will find your food bill will drop considerably. It is not difficult to live on £1 to £2 of food per day.

It sounds like you are already doing a lot of sensible planning, so I hope that all works out, so you can enjoy a long happy retirement.

[Lincs Robert]

Good luck with the retirement, I hope it all works out and look after your health as that is always key to having a good life.

My only advice is that you make a budget and downsize straight away so its fits your means. When you have to do that it is surprising how little you can live on as the vital seven are: Water, food, accommodation, clothes. energy, phone/broadband and transport. Everything else is a semi-luxury / luxury and by staying within budget, you will find things much less stressful as not having enough money to cover everything, does bring a lot of stress into your life. Even if it is only for a year until your main pension kicks in, I suspect that would be manageable if you get a lump sum with your pension.

If you cook everything from fresh ingredients, besides being much better for you, you will find your food bill will drop considerably. It is not difficult to live on £1 to £2 of food per day.

It sounds like you are already doing a lot of sensible planning, so I hope that all works out, so you can enjoy a long happy retirement.

Thanks 

[Varche]

Must admit I'm currently looking at early retirement options , just lately I've seen too many people in poor health nearing the mid sixties "proper" retirement age , how they expect people to work until 70 and beyond beats me 

Spot on. I know very few peers who could make it to 70 working. My brother is a gardener and spends his time dodging physical jobs in favour of easier ones like mowing.

[STEMO]

It's funny how it gets you. At 60 I felt like I could do all the stuff I was doing (climbing ladders to paint the house, loooong walks up hill and down dale, digging the garden over, etc.) for ages. Till I was well into my seventies. But, all of a sudden, over the last year or so, the aches and pains have really slowed me down. I'm knackered some days and don't want to do much at all.
When we moved into this house almost exactly a year ago, I was a bundle of energy, moving heavy stuff, painting high ceilings, generally hammering and drilling and screwing until late into the evening. Not now, I don't think......Just one year has slowed me right down. Strange.

[redelitev6]

It's funny how it gets you. At 60 I felt like I could do all the stuff I was doing (climbing ladders to paint the house, loooong walks up hill and down dale, digging the garden over, etc.) for ages. Till I was well into my seventies. But, all of a sudden, over the last year or so, the aches and pains have really slowed me down. I'm knackered some days and don't want to do much at all.
When we moved into this house almost exactly a year ago, I was a bundle of energy, moving heavy stuff, painting high ceilings, generally hammering and drilling and screwing until late into the evening. Not now, I don't think......Just one year has slowed me right down. Strange.

No need to boast about it 

[Lincs Robert]

It's funny how it gets you. At 60 I felt like I could do all the stuff I was doing (climbing ladders to paint the house, loooong walks up hill and down dale, digging the garden over, etc.) for ages. Till I was well into my seventies. But, all of a sudden, over the last year or so, the aches and pains have really slowed me down. I'm knackered some days and don't want to do much at all.
When we moved into this house almost exactly a year ago, I was a bundle of energy, moving heavy stuff, painting high ceilings, generally hammering and drilling and screwing until late into the evening. Not now, I don't think......Just one year has slowed me right down. Strange.

I've noticed a change in my Dad in the last year, mind you - he is 88! 

[STEMO]

It's funny how it gets you. At 60 I felt like I could do all the stuff I was doing (climbing ladders to paint the house, loooong walks up hill and down dale, digging the garden over, etc.) for ages. Till I was well into my seventies. But, all of a sudden, over the last year or so, the aches and pains have really slowed me down. I'm knackered some days and don't want to do much at all.
When we moved into this house almost exactly a year ago, I was a bundle of energy, moving heavy stuff, painting high ceilings, generally hammering and drilling and screwing until late into the evening. Not now, I don't think......Just one year has slowed me right down. Strange.

No need to boast about it 

Oh....no....no....none of that malarkey thank you. Yuk. 

[STEMO]

It's funny how it gets you. At 60 I felt like I could do all the stuff I was doing (climbing ladders to paint the house, loooong walks up hill and down dale, digging the garden over, etc.) for ages. Till I was well into my seventies. But, all of a sudden, over the last year or so, the aches and pains have really slowed me down. I'm knackered some days and don't want to do much at all.
When we moved into this house almost exactly a year ago, I was a bundle of energy, moving heavy stuff, painting high ceilings, generally hammering and drilling and screwing until late into the evening. Not now, I don't think......Just one year has slowed me right down. Strange.

I've noticed a change in my Dad in the last year, mind you - he is 88! 

Well, Rob, I get my state pension next year...and I intend to act like a fickin pensioner and bollicks to anyone who says I'm not 

[STEMO]

My lad is 18 tomorrow so I must have had at least some go in my late forties.