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Author Topic: Renewel Time  (Read 4215 times)

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Mr Skrunts

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Renewel Time
« on: 04 May 2021, 12:16:54 »
So.  Admiral

Been with them quite a while
22 Y NCD (Thier number - most wont accept it)

Started at £260
Down to   £239 but I am not happy with that.

But I have been told the UK average has come down by £90 per policy.

So off to check the market.

Anyone had any good deals this year. :y

Cars a 2.2 2003 Auto Saloon
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Mr Skrunts

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Re: Renewel Time
« Reply #1 on: 04 May 2021, 12:19:40 »
My anual mileage

Think its on 56,130, MOT is every Dec

20    56,013       
19    55,397       616
18    54,152       1,245
17    53,308       844
16    52,011       1,297
15    49,917       2,094
14    47,672       2,245
13    46,490       1,182
12    45,076       1,414

and the 616 miles was Dec 2019 to lockdown ::)
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STEMO

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Re: Renewel Time
« Reply #2 on: 04 May 2021, 12:21:05 »
Where you live will decide a large part of the premium.
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Mr Skrunts

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Re: Renewel Time
« Reply #3 on: 04 May 2021, 12:25:28 »


Compare the market

RAC Insurance
£166.40
Compulsory   £150
Voluntary   £0
Excesses
Total   £150

Included - Personal accident
Included - Courtesy car
AddAnnually - £19.99 Breakdown cover

 Motor legal protection - Addedfor free for the first year
« Last Edit: 04 May 2021, 12:29:35 by Mr Skrunts »
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Re: Renewel Time
« Reply #4 on: 04 May 2021, 12:30:52 »
Quote from: STEMO on 04 May 2021, 12:21:05
Where you live will decide a large part of the premium.

I know, When I moved 12 years ago my premium rose 26% because I went to a lower number post code.
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Re: Renewel Time
« Reply #5 on: 04 May 2021, 12:33:45 »
70% of the quotes are under £200

Certainly didnt expaect RAC coming in the cheapest. and thats just the 1st step on GoCompare, and they take a huge chunk in commission (Heard it was £70 a time)
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Migv6 le Frog Fan

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Re: Renewel Time
« Reply #6 on: 04 May 2021, 12:35:43 »
Insured the Boxster with Aviva via Quidco. £169 but £70 cashback to come, so £99 for the year.  :)
« Last Edit: 04 May 2021, 12:39:16 by Migv6 le Frog Fan »
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Re: Renewel Time
« Reply #7 on: 04 May 2021, 12:40:49 »
Quote from: Migv6 le Frog Fan on 04 May 2021, 12:35:43
Insured the Boxster with Aviva via Quidco. £169 but £70 cashback to come, so £99 for the year.  :)
But they know there's a good chance you'll be off the road for most of the year  ;D
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Re: Renewel Time
« Reply #8 on: 04 May 2021, 12:42:58 »
Well, there is that I suppose.  ;D
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Sir Tigger KC

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Re: Renewel Time
« Reply #9 on: 04 May 2021, 13:29:26 »
I've found Direct Line to be pretty good recently.  :y
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Keith ABS

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Re: Renewel Time
« Reply #10 on: 05 May 2021, 07:09:35 »
 Reinsured the Monaro.
Oh, we didnt have down you have an advanced driving licence or its kept in a garage.
Let me recalculate. It was £311 new figure £308
How is that sir?
A plan, 3000 miles a year
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deviator

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Re: Renewel Time
« Reply #11 on: 05 May 2021, 08:14:59 »
1993 Mk1 MX5. Full protected NCB. 12k a year. The only downside is no 3rd party cover for other vehicles.

It started off at £165, but as I went through QuidCo, I got £40 cashback making it £125 for the year. I'm more than happy with that, a classic policy price on a daily driven car.
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Doctor Gollum

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Re: Renewel Time
« Reply #12 on: 05 May 2021, 10:35:46 »
Which begs the question as to why it wasn't £125 to begin with.

As an aside, who pays for the cashback :-\
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deviator

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Re: Renewel Time
« Reply #13 on: 05 May 2021, 10:38:46 »
Quote from: Doctor Gollum on 05 May 2021, 10:35:46
Which begs the question as to why it wasn't £125 to begin with.

As an aside, who pays for the cashback :-\
Me. Some people would have paid the 165, I'd be happy with that, but as I used QuidCo to do the search in the first place, it was the cheapest option.
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Re: Renewel Time
« Reply #14 on: 05 May 2021, 14:46:44 »
Quote from: deviator on 05 May 2021, 10:38:46
Quote from: Doctor Gollum on 05 May 2021, 10:35:46
Which begs the question as to why it wasn't £125 to begin with.

As an aside, who pays for the cashback :-\
Me. Some people would have paid the 165, I'd be happy with that, but as I used QuidCo to do the search in the first place, it was the cheapest option.
You missed my point.

1.Why wasn't £125 the best price?

2. Who covers the cost of the cashback?
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