We keep a few grand in ISAs as an emergency fund instant access if we need it, the rest is all in premium bonds had them since 2021 and no word of a lie we've won a few quid every month since we've had them, don't know anything about stocks & shares and certainly at this stage in our lives don't see the point.
You don't need to know anything about stocks and shares, Mick. You just hand over your dosh to a fund manager and they invest it for you, according to chosen risk level. Then they take a cut every year now matter how the fund performs. 
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That would mean putting trust in somebody with our cash , what could possibly go wrong ?
That's what we thought about 30 yrs ago ..... the name of the advisor should have been a clue .... he was called Grantham Fidler!
Grantham? Was he from Lincolnsausageshire? Could have been a young Opti, always wondered about him.
Nah.....thirty years ago I was only 7.
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Topic: Budget. (Read 1622 times)