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[Nickbat]

On 16th December, SWMBO had a very minor knock at a roundabout. Her Corsa had a minor dent in the bonnet from the rear bumper of the car in front and a cracked plastic grill. According to SMBO, the other car had no damage at all. We had the Corsa repaired for £180 (including the price of a new grill), which covered repair to the small dent and a respray, so I think that indicates the minor nature of the damage.

This morning SWMBO took a call from a solicitors who wanted her address (which she gave  ). I called them back and they said that they are handling a claim on behalf of the other party (a Bulgarian female).

I await the letter, but have already told the girl at the solicitors that I believe their client is trying it on.  

[Elite Pete]

Unfortunately the insurance company will probably cough up, where there's blame there's a claim

[PaulW]

If you got photo's of the bump (always a reason to carry a camera about) to prove the minor damage to both vehicles, then as Pete says, it will most likely go in the other persons favour

[Nickbat]

We haven't mentioned anything to SMBO's insurers yet.

What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam.  

[Elite Pete]

We haven't mentioned anything to SMBO's insurers yet.

What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam.  

I would put money on it

Have a read of your insurance policy as well. I had a minor bump years ago with a car of a visitor to a neighbour, he said the paint off my bumper would probably T cut off so there's not point informing insurance companies, so I didn't, next thing you there's a letter off his insurance company saying that the repairs are ££££ and can they have the money or my insurance details which I gave them. My insurance company refused to cough up because I hadn't notified them of the accident within a certain time frame

[Marks DTM Calib]

We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam.  

Which actualy puts you in the wrong and is porbably conflicting with your insurance terms!

[Nickbat]

We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam.  

Which actualy puts you in the wrong and is porbably conflicting with your insurance terms!

Just notified Vauxhall Insurance and they're happy.

They said that if the claimant is trying to make a false claim, it will be easily spotted by their engineers who will assess the damage to the other vehicle. Couldn't be more helpful.    

[Elite Pete]

We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam.  

Which actualy puts you in the wrong and is porbably conflicting with your insurance terms!

Just notified Vauxhall Insurance and they're happy.

They said that if the claimant is trying to make a false claim, it will be easily spotted by their engineers who will assess the damage to the other vehicle. Couldn't be more helpful.    

Bit of a shocker an insurance company being helpful

[webby23]

We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam.  

Which actualy puts you in the wrong and is porbably conflicting with your insurance terms!

Just notified Vauxhall Insurance and they're happy.

They said that if the claimant is trying to make a false claim, it will be easily spotted by their engineers who will assess the damage to the other vehicle. Couldn't be more helpful.    

Bit of a shocker an insurance company being helpful

Are they being helpful or trying to save tthemselves a few quid not having to pay out........?

More likely the latter I would say !!

[gwa]

We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam.  

Which actualy puts you in the wrong and is porbably conflicting with your insurance terms!

Just notified Vauxhall Insurance and they're happy.

They said that if the claimant is trying to make a false claim, it will be easily spotted by their engineers who will assess the damage to the other vehicle. Couldn't be more helpful.    

Bit of a shocker an insurance company being helpful

Who are they? it may be worthwhile getting a quote next time mines up for renewal...

[Elite Pete]

We haven't mentioned anything to SMBO's insurers yet.
What concerns me about the solicitor nonsense is that this person may be trying on the old whiplash compensation scam.  

Which actualy puts you in the wrong and is porbably conflicting with your insurance terms!

Just notified Vauxhall Insurance and they're happy.

They said that if the claimant is trying to make a false claim, it will be easily spotted by their engineers who will assess the damage to the other vehicle. Couldn't be more helpful.    

Bit of a shocker an insurance company being helpful

Who are they? it may be worthwhile getting a quote next time mines up for renewal...

Vauxhall Insurance

[Nickbat]

I've been mulling this over during the day. The person that rang SWMBO was from a solicitors office. Surely, it would be the other woman's insurance company that would need to ring me to get SWMBO's details? The caller did not ask for SWMBO's insurance comapny, just our private address.

I'm beginning to think this is one of those ambulance-chaser jobs. Indeed, was the other woman actually insured?

Hmmm. I smell a rat.  

[Elite Pete]

I've been mulling this over during the day. The person that rang SWMBO was from a solicitors office. Surely, it would be the other woman's insurance company that would need to ring me to get SWMBO's details? The caller did not ask for SWMBO's insurance comapny, just our private address.

I'm beginning to think this is one of those ambulance-chaser jobs. Indeed, was the other woman actually insured?

Hmmm. I smell a rat.  

Did you get their insurance details, it might be worth checking

[Martin_1962]

DEFINATELY ambulance chaser!

[Omega man 2]

Defo chancing his arm. Sme thing happened to my sister. Crashed her mx5 into a signum. Predictably the mx5 behaved similar to tin foil and the signum was hardly damaged.
Anyway they both swaped details and that was that.

Couple of weeks later a soliciters letter arrived claiming for whiplash,shoulder pain, headaches, nightmares, stress and even hair loss. I'm serious

She just ignored the letter and never heard a thing

I wouldn't worry about it