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[Jimbob]

Never thought I'd be paying 1% on my mortgage  

[Field Marshal Dr. Opti]

Never thought I'd be paying 1% on my mortgage  

Me neither...banks.....make sure you pass it all on you bastards.

Glad I have no savings at this point in time however.

[tunnie]

Never thought I'd be paying 1% on my mortgage  

Me neither...banks.....make sure you pass it all on you bastards.

Glad I have no savings at this point in time however.

I am in the other boat, large savings, getting ready for a house deposit, getting sod all in interest  

[Field Marshal Dr. Opti]

Never thought I'd be paying 1% on my mortgage  

Me neither...banks.....make sure you pass it all on you bastards.

Glad I have no savings at this point in time however.

I am in the other boat, large savings, getting ready for a house deposit, getting sod all in interest  

Even less........from today......no doubt.

[Jimbob]

Never thought I'd be paying 1% on my mortgage  

Me neither...banks.....make sure you pass it all on you bastards.

Glad I have no savings at this point in time however.

I am in the other boat, large savings, getting ready for a house deposit, getting sod all in interest  

You are getting it in kind....
as the house prices are coming down, you could be saving thousands if your purchase is imminent.

[Omega man 2]

Never thought I'd be paying 1% on my mortgage  

Me neither...banks.....make sure you pass it all on you bastards.

Glad I have no savings at this point in time however.

I am in the other boat, large savings, getting ready for a house deposit, getting sod all in interest  

You are getting it in kind....
as the house prices are coming down, you could be saving thousands if your purchase is imminent.

Indeed, my sister is all into the buying of houses and reckons that now is a great time to buy if you have access to cash

[tunnie]

Never thought I'd be paying 1% on my mortgage  

Me neither...banks.....make sure you pass it all on you bastards.

Glad I have no savings at this point in time however.

I am in the other boat, large savings, getting ready for a house deposit, getting sod all in interest  

You are getting it in kind....
as the house prices are coming down, you could be saving thousands if your purchase is imminent.

The problem is working out when they are at rock bottom, and buy before they go up again.

[Marks DTM Calib]

The saving on your mortgage will be more than offset in raised shop/fuel prices due to a further fall in the exchange rate

[Jimbo B]

I'm lucky to have paid off my mortgage but the savings are taking a beating  

[Mr Skrunts]

I'm lucky to have paid off my mortgage but the savings are taking a beating  

Same as you matey, I dont have a mortgage any more, but the savings rates are taking a kicking.

Looked last night.  Mine has dropped (Gross) from 6.2 to 3.2 in a year and lower to come me thinks.

[Field Marshal Dr. Opti]

Never thought I'd be paying 1% on my mortgage  

Me neither...banks.....make sure you pass it all on you bastards.

Glad I have no savings at this point in time however.

I am in the other boat, large savings, getting ready for a house deposit, getting sod all in interest  

You are getting it in kind....
as the house prices are coming down, you could be saving thousands if your purchase is imminent.

The problem is working out when they are at rock bottom, and buy before they go up again.

According to the BBC one o'clock news .........house prices went up nearly 2% in January......the first rise in twelve months....one swallow does not make a summer....but.........it might be worth spending your big pot of money now........and then take advantage of the low interest rates,...............just a thought.

[Mr Skrunts]

Never thought I'd be paying 1% on my mortgage  

Me neither...banks.....make sure you pass it all on you bastards.

Glad I have no savings at this point in time however.

I am in the other boat, large savings, getting ready for a house deposit, getting sod all in interest  

You are getting it in kind....
as the house prices are coming down, you could be saving thousands if your purchase is imminent.

The problem is working out when they are at rock bottom, and buy before they go up again.

According to the BBC one o'clock news .........house prices went up nearly 2% in January......the first rise in twelve months....one swallow does not make a summer....but.........it might be worth spending your big pot of money now........and then take advantage of the low interest rates,...............just a thought.

But base your mortgage on a higher rate ab you know it will go back up to compenate.  Look back over the rates for as many years as you intend to take your mortgage out for.  That way you know the worst you may expect to pay.

[Markie]

Never thought I'd be paying 1% on my mortgage  

http://www.thisismoney.co.uk/mortgages/article.html?in_article_id=472170&in_page_id=8

 

[Dusty]

Never thought I'd be paying 1% on my mortgage  

http://www.thisismoney.co.uk/mortgages/article.html?in_article_id=472170&in_page_id=8

 

Slighty misleading as it applies to interest only mortgages.
You still owe the capital.
But you could think of it as free rent.

[stuart30]

Never thought I'd be paying 1% on my mortgage  

Your paying 1%....

Christ im happy my Northern rock is down too 5% ish....trouble is im stuck with the buggers.